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Dr Upneet

Dr Upneet Kaur  |81 Answers  |Ask -

Marriage counsellor - Answered on Feb 17, 2026

Dr Upneet Kaur is a medical professional and therapist based out of Amritsar.
After completing her bachelor’s degree in Ayurvedic medicine and surgery from the SKSS Ayurvedic College and Hospital, Sarabha, Punjab, in 2008, she worked as a medical officer at various multi-specialty hospitals in Punjab, handling both physical and mental patient care and clinical decision-making. She spent the next decade leading multidisciplinary teams at various levels.
Since 2022, she has been practising as a clinical psychologist and marriage counsellor.
Dr Upneet also holds an MBA in hospital management from Alagappa University, Tamil Nadu, and an MA in psychology from the Indira Gandhi National Open University.... more
Asked by Anonymous - Feb 09, 2026Hindi
Relationship

I am a 35-year-old office-going husband living in Pune, India, and something confusing happened at home recently. My wife scolded me strongly after noticing multiple online payments, assuming I was wasting money irresponsibly. In reality, the spending was on anime subscriptions and collectibles, which I see as a harmless hobby and a way to relax after work, but I never clearly explained this to her. She feels the money should be saved for family needs, while I feel misunderstood and judged for something I enjoy. How can I talk calmly about money, personal interests, and boundaries so that disagreements do not turn into blame and emotional distance?

Ans: Hello sir. I hope you are in good health.
Hobbies are a very important part of our life which really help us to remain connected to ourselves. In today's world all are just after the social media and mobiles and they have taken the place of hobbies in most of our lives. I am really glad that you are following some of your hobbies.
Well coming to your problem, you can talk to your wife after deciding that x part of your income will be spend on your hobby. This way you ll be able to create boundaries and she will also understand that you are not spending extra money on your hobbies.
In addition to that, you take her into confidence that you are saving money for family also which is definitely most important.
I hope this solves your problem.
Take care
Regards
Dr Upneet Kaur
Follow me on : https://www.instagram.com/dr_upneet

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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2023

Asked by Anonymous - Jun 02, 2023Hindi
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Relationship
I am a 45 years old Indian living in the US for the past 10 years with the family. Despite having a steady job and a pay which typically is considered high, I end up spending more than my income. My wife also works full time with good pay as well but she thinks it's my responsibility to provide and she just saves all her money in her own accounts. We have multiple properties on both our names including cars but only I pay. I pay for groceries, bills, travel everything. On discussing about the expenses, which I have done multiple times so far, she says I should be ashamed to expect money from a woman. If this continues, I will reach retirement age kind of broke I feel. Also, I will spend sleepless nights thinking about finances until then. Please advice.
Ans: Dear Anonymous,
Like in any partnership, marriage is one such partnership where everything is usually shared. But I do know of couples, where they mutually agree that one partner takes care of the bills and the other education etc.
In your case, your wife has been saving up and you have been bleeding dry of your finances.
But why exactly are you spending more than your income? Financial mismanagement? Maybe that's why your wife is worried that it might happen to her portion of the income too?
Having said that, I guess your wife also needs to move past the belief that the Man is solely responsible for bringing money home. By that logic, she should never have worked, right?

Since she is working as well, she can contribute towards the family to the extent it can help but it is also imperative that as a woman she keeps some finances saved as a back-up for herself. It provides a good safety blanket for a woman since she possibly feels that you are spending more than what you earn.
It's up to you to bring about the subject without her feeling that you are out to spend all her money. So, you really need to start with managing your finances better...I am sure things will get better from thereon...

All the best!

..Read more

Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 06, 2024

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Relationship
Hi Madam, I am married (arrange marriage) for 10 years with a son of 8 years, I am middle class person and giving Home loan EMI also, because of which no money is saved. My problem is that my wife always demands money and fights for it. She is all aware of my income and expenditures of every month (I have prepared a list and shares with her). I have no habits of alcohol or smoking, but she always fights with me that I spends money on my bad habits and on friends. She always say that you don't take me outside , don't spend on me and blah blah...(I do take her to movies and wherever she wants to go with me or with her friends). She is very short tempered that I avoids talking to her but she finds a chance for fight. For her demands, I left my parental flat and mother and lived with her in a rented house for 5 years and now purchased an independent home also. But, I am fed up of her demands and fights. She even fights when our son is around and even comes near my body as if she wants to hurt me....(although we never had a physical fight). I am very afraid. For your information, she also works as a teacher in a private nursery school (pays half of our home loan EMI) and she is from village background. My father expired long back and mother is living with my younger brother. I even don't meet my close friends frequently (once or twice in a month) because of her fear, as when I meet them she fights on this issue also. I want peace in my life. Kindly help.
Ans: Dear Sunil,
This needs a bit more of finding out what exactly is going on? What is the root cause of anger and the blame game with your wife?
Whatever I suggest will just be a BAND-AID solution and things will flare up yet again. There is deep-seated anger and insecurities rising (from what I understand from you.
The only thing I can say is; spend time with her on an emotional level and maybe this will ease her emotional highs and lows. But, I do feel it is time to have an intervention where as a Couple you are given to tools to work on your relationship.
Do see an expert who specializes in marriage therapy/counseling. They will be able to guide you in a very structured fashion as to how to re-start and re-build your marriage.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Dr Upneet

Dr Upneet Kaur  |81 Answers  |Ask -

Marriage counsellor - Answered on Aug 30, 2025

Asked by Anonymous - Jul 23, 2025Hindi
Relationship
My partner and I have lived together for three years, and we really love each other. She is 36, I am 37. But our different ideas about money are causing huge fights all the time. For example, I like to save, and she likes to splurge, and it's making us both stressed about our future. How can we deal with these money fights without letting it ruin our relationship? I grew up in a middle class family, while her parents are privileged. She thinks I nag too much about money that's why I am unhappy. Can't we find a way to agree that works for both of us? Or is this just a sign that we're too different and can't get along?
Ans: Hello sir..
As a relationship coach, I'd say that differences in spending habits are common in marriages, and it's not uncommon for partners to have varying priorities when it comes to money. The key is to find a balance that works for both partners.

*Defining Financial Goals:*

1. *Short-term goals*: Identify what you both want to achieve in the short term, such as paying off debt, building an emergency fund, or saving for a vacation.
2. *Long-term goals*: Discuss your long-term goals, such as buying a home, retirement planning, or funding your children's education.

*Creating a Budget:*

1. *Track expenses*: Start by tracking your expenses to understand where your money is going.
2. *Categorize expenses*: Divide your expenses into needs (housing, food, utilities) and wants (dining out, entertainment).
3. *Set priorities*: Prioritize your spending based on your shared goals and values.

*Tips for Effective Communication:*

1. *Avoid blame*: Focus on finding solutions rather than placing blame for overspending.
2. *Use "I" statements*: Express your concerns using "I" statements, such as "I feel anxious about our savings" instead of "You always spend too much."
3. *Listen actively*: Make an effort to understand each other's perspectives and values.

Take care..
Regards
Dr Upneet Kaur
Follow me on: https://www.instagram.com/dr_upneet

..Read more

Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 21, 2026

Asked by Anonymous - Apr 18, 2026Hindi
Relationship
My wife is a homemaker and doesn't value money. Since I married her, i have always tried to keep her happy but she insists spending on maids, shopping and kitties. I never hesitated whenever she asked for money, I have always provided it. But now our children are 12 and 14 and I need to save for their coaching and future. My wife thinks marrying me was a mistake because I am not able to meet her high standard of living. I earn Rs 60,000 out of which 20k goes on rent and 20K on my children's education. With the remaining amount, i pay EMIs and other household expenses. She is not willing to adjust. What should I do? I am very stressed.
Ans: Dear Anonymous,
You two need a lesson or two on managing money. At the end of the day what is left is your disposable income that must be invested wisely for it to grow.
Learn Budgeting and set aside money under specific expenditure labels (fixed and variable) and then whatever is left, portion some towards fun and entertainment and the rest invest in something meaningful...You could seek the help of a close friend or family who are good at managing their monies and apply it to yourself...
But as a start point, be polite yet firm and emphasizing to your wife that you are managing the money from now on; it may seem like you are doubting her or taking away her power but just until you are able to put a system in place monies and slowly she will appreciate what you are doing for her and the family. Start somewhere...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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