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Rishta

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Rishta Guru - Answered on Feb 12, 2024

Rishta Guru is a relationship expert whose advice goes beyond romance. Rishta Guru can also guide you about the problems you face at home, with your friends, in your building, at your educational institution or at your workplace.... more
Asked by Anonymous - Feb 12, 2024Hindi
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Relationship

There is news of so many celeb divorces in the news. Marriages are so much more challenging these days. What is the secret to a good relationship between a husband and wife? How to make sure a marriage is long lasting?

Ans: Hello.
I can understand your worry.
It’s important to remember that celebrities are humans like the rest of us and face their own problem. At the same time, do also remember that many celebrities have marriages that have lasted decades and continue to flourish.
As a couple, you can build a strong, lasting relationship through effort and commitment. While guaranteeing a marriage's longevity is impossible, there are certainly qualities and actions that contribute to healthier relationships.
1. Strong communication:
Be open and honest. Share your thoughts, feelings and needs with your partner and ask them to share with you as well.
Be respectful and empathetic when you listen to their perspective. Don’t interrupt. Don’t judge.
2. Healthy conflict resolution
Learn to disagree respectfully and constructively.
You may have read/heard this before but it is important that you remember this. During these kinds of conversations in particular, avoid blame, personal attacks and bringing up past issues. Seek solutions together rather than trying to ‘win’ arguments.
3. Be kind, be respectful. Appreciate what you partner does
Treat each other with kindness.
Acknowledge and appreciate each other's contributions to the relationship and express gratitude regularly.
Respect individual differences and boundaries. Allow space for each other's individual interests and pursuits.
Support each other's goals and dreams. Be each other's cheerleaders and encourage personal growth.
4. Quality time and intimacy:
Make time for each other as a couple doing something you both enjoy. This time does not include daily routines and responsibilities.
Nurture physical intimacy in ways that feel comfortable and fulfilling for both partners.
Maintain emotional intimacy by sharing experiences, vulnerabilities and dreams.
Try your best understand your partner’s emotional needs.
5. Shared values and goals
Have open and honest conversations about your core values and long-term goals.
Work together towards achieving shared goals and dreams. Support each other's individual goals as well, even if they differ slightly.
Be adaptable and willing to grow together. Life experiences and individual needs may change over time, so be prepared to adjust and support each other's evolution.
6. Professional help
Seek professional help from a therapist or counsellor if you're facing challenges in communication, conflict resolution or other areas of your relationship.
Therapy can provide a safe space to explore issues and develop healthier communication and coping skills.
Remember, every relationship is unique and what works for one couple might not work for another. The key is to nurture your relationship, communicate openly and honestly and be willing to adapt and grow together.
It's also important to acknowledge that, even with best efforts, challenges may arise and sometimes relationships end. If you find yourself struggling, remember that seeking professional help or ending a relationship that is no longer healthy can be positive steps towards personal growth and future happiness.

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Kanchan

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Relationships Expert, Mind Coach - Answered on Jan 22, 2025

Asked by Anonymous - Jan 22, 2025Hindi
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Relationship
Hi, I'm Anjali 28. suggest me some ways through which i make my new married life stays forever with loyalty, love, trust, happiness. Me and my partner both of us have our pasts but i don't want to get affected by mine and his.
Ans: Hi Anjali, navigating a new marriage with the goal of building a lasting, loving, and trustworthy relationship is a beautiful aspiration. It's natural to have concerns about past experiences, but it's important to remember that your relationship is a fresh chapter that you and your partner are writing together.

To foster loyalty, love, trust, and happiness, start by focusing on open and honest communication. Share your thoughts and feelings with each other, even when they're difficult. This helps build a foundation of trust and understanding. It's also crucial to practice empathy, recognizing that both of you bring unique experiences to the relationship.

Make a conscious effort to leave the past in the past. Instead of dwelling on previous relationships or mistakes, focus on the present and the future you're building together. This doesn't mean ignoring past lessons but rather using them to strengthen your current bond.

Prioritize spending quality time together, nurturing your emotional connection. Be intentional about supporting each other’s growth, both individually and as a couple. Celebrate each other's achievements and offer comfort during challenges.

Lastly, don't hesitate to seek help or advice if you ever face difficulties. Whether through counseling or trusted friends, getting an outside perspective can help maintain a healthy and happy marriage. By working together with commitment and understanding, you can create a fulfilling and enduring partnership.

..Read more

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Asked by Anonymous - Feb 07, 2026Hindi
Money
Hello Sir, Good Morning. Is it advisable to buy gold jewellery for my Son's marriage in the next 8 years at current market price of approx Rs.14000 per gram. The plan is to buy around 100 grams to be given to the prospective bride at the time of marriage, which is as per our practice. If I deposit money to a gold jeweller, who will credit equivalent gold weight as per today's value and after 11 months we can buy jewellery without wastage, making charges and gst. Kindly advice. Thanks
Ans: Your planning for your son’s marriage well in advance is thoughtful and practical. It shows responsibility and care for family traditions. Planning 8 years ahead gives you good flexibility and control.

» Purpose clarity and time horizon
– The objective is very clear: buying around 100 grams of gold jewellery for marriage after 8 years
– This is not a short-term need, so timing and structure matter more than current gold price
– Gold here is a requirement asset, not just an investment, so risk control is important

» Buying gold at current price – assessment
– Buying all 100 grams today at around Rs.14000 per gram locks your price, but also locks your capital
– Gold prices move in cycles; they do not rise in a straight line
– Over 8 years, gold can give protection against inflation, but short- to medium-term corrections are common
– Putting a large amount at one price level reduces flexibility and increases timing risk

» Jeweller gold deposit / gold savings plan – evaluation
– Monthly deposit plans with jewellers are mainly designed for jewellery purchase, not pure wealth creation
– Benefits you rightly noticed:

No wastage charges

No making charges

No GST on jewellery value
– Key risks and limitations to be aware of:

You are fully dependent on the jeweller’s business stability for 11 months

Your money is not regulated like financial products

You cannot easily exit or switch if your plan changes
– These plans work well for near-term purchases, but for an 8-year goal, repeating such plans many times increases counterparty risk

» Price risk vs goal certainty
– Your real risk is not price volatility alone, but availability of gold at the time of marriage
– The goal needs certainty of value and timely availability
– A staggered and disciplined approach reduces regret from buying at market highs

» Smarter way to structure the 8-year plan
– Avoid buying the full 100 grams immediately
– Spread accumulation over time to reduce price risk
– Use a mix of:

Financial gold-linked options for long-term accumulation

Physical jewellery purchase only closer to the marriage date
– This keeps liquidity, improves transparency, and avoids storage and purity worries

» Jewellery purchase timing insight
– Jewellery designs, preferences of the bride, and family choices can change over 8 years
– Buying finished jewellery too early limits flexibility
– It is usually better to convert accumulated value into jewellery in the last 12–18 months

» Risk management and safety points
– Avoid keeping large sums with a single jeweller repeatedly over many years
– Avoid emotional decisions driven by headlines about gold prices
– Keep documentation, purity standards, and exit options clear

» Tax and cost perspective
– When gold is used as jewellery for marriage, taxation is not the primary concern
– Hidden costs like storage, insurance, and loss risk matter more than headline price

» Finally
– Your intention is correct, and starting early gives you strength
– Buying some gold gradually is sensible, but avoid locking the entire requirement at one price today
– Jeweller deposit schemes can be used selectively, closer to purchase time, not as a long-term parking option
– A phased, balanced approach gives cost control, safety, and peace of mind for a very important family milestone

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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