Stuck on Memories of Ex-Husband After 8 Years - How Can I Move On?

I want to forget my ex i want to move on from my past relationship ðŸ˜,i can't take him out of my mind

Mohit Arora | Answer |Ask -Follow

Dating Coach - Answered on Apr 17, 2023

Question by Dasakhi - Mar 31, 2023Hindi

Ans: Let it go... Start seeing more people. Love yourself. You don't need anyone else . You are enough.

Mohit, I still have feelings for my ex-boyfriend. We separated 3 years ago and he is married to another girl. How can I let go and move on?

Mohit Arora | Answer |Ask -Follow

Dating Coach - Answered on Dec 09, 2023

Asked by Anonymous - Dec 07, 2023Hindi

Ans: There are 2 ways to live - Hold onto your past or move on.

You have to make a decision to move on.

Now you have to realise that you are responsible for majority of your emotions on a daily basis. It doesn't stem from your boyfriend. So you have to learn to build your own eco system of positive emotions.

Then, you start dating different guys, until you find someone you like. And you' will. Be more open and meet more guys.

hello mam i had a breakup a year ago and i still havent moved on from him. i am trying to push myself and have given myself enough time. But the core memory i share with him still hurts me. Then like this i get many days to get myself back. he is always on my mind 24*7 and due to this i cannot concentrate on my studies. i am stuck in this position and i dont wanna go back because ik he will never come. I have peak time of my career and i dont wanna regret this. My heart keeps wrenching and it pains a hell lotttttttt with the thought that its over and that one day he will be married too and i will have to see him with someone. idk what should i do?

Anu Krishna |1549 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on May 24, 2024

Question by Hazel - May 22, 2024Hindi

Ans: Dear Hazel,
Losing someone when in love causes grief. So, go through the pain and don't be in a hurry to heal as when you allow yourself to feel the pain, you are actually stepping into the healing process and healing one day at a time.
It's a suggestion if you can actually keep the gifts given by him etc away during this time. It can torment you more.
And while you are healing and when you feel like the world crashing on you, you need to distract yourself by:
- Physical activity/exercise helps displacing the stuck feelings giving a good release
- Join communities with larger than life causes as this helps looking beyond oneself

Life can dynamically change; what we can do is navigate through these and step into your own life.
Ask yourself: What is it that I can do now that I am single again? How can I make best use of this time?
Easier said than done; but believe that things do get better BUT take that first step towards your healing journey.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

I AM THINKING OF TAKING A LOAN OF 5,00,000 AGAINST MY CURRENT MUTUAL FUND MOTILAL OSWAL SMALL CAP FUND AND REINVEST IT IN SAME FUND FOR NEXT 3 YEARS. I DON'T WANT LIQUIDITY FOR NEXT 3-4 YEARS. SEEING THE MARKET IS LOW RIGHT NOW CAN I EXPECT A REURN? SHOULD I CONSIDER THIS OPTION?

Latest Questions

Ramalingam Kalirajan |8103 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 15, 2025Hindi

Ans: Taking a loan against your mutual funds and reinvesting in the same fund may seem like an opportunity to maximise gains. However, this strategy carries significant risks.

Key Risks to Consider
1. Market Uncertainty
Small-cap funds are highly volatile.
A temporary market correction doesn’t guarantee strong returns in the next 3 years.
If the fund underperforms, you could face both a loan repayment burden and lower returns.
2. Interest Cost vs. Expected Returns
Loan interest rates on mutual fund pledges typically range from 9-12% per annum.
Your small-cap fund must generate higher returns than the loan rate to make this strategy profitable.
If the fund returns below 12% CAGR, your effective gains will be negligible or negative.
3. Forced Liquidation Risk
If the market corrects further, your lender may sell your pledged mutual fund units to recover the loan.
This could happen at a loss, forcing you to exit at a lower NAV.
4. Overexposure to a Single Fund
Investing additional money into the same small-cap fund increases concentration risk.
Instead, diversification across flexi-cap, mid-cap, and small-cap funds is better.
Alternative Approaches
Instead of taking a loan, consider:

SIP Investment Strategy

Continue SIPs in a staggered manner rather than a lump-sum reinvestment.
This reduces the risk of investing at an unfavourable price.
Diversified Portfolio Allocation

If markets recover, large-caps and flexi-caps may rebound earlier than small-caps.
Diversifying into these categories will balance returns and risk.
Rebalancing Your Current Portfolio

If you have underperforming funds, consider shifting money to stronger funds.
This avoids borrowing costs and interest rate risks.
Final Insights
Taking a loan against your mutual fund for reinvestment is not advisable due to the high risk of market downturns, interest costs, and forced liquidation. Instead, a disciplined SIP approach in diversified funds will offer better risk-adjusted returns.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Money

My son go 93.84%ile in January, 2025, general category, Telangana home state, Will he get CSC in any IIIT's

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 14, 2025Hindi

Ans: Hello Dear
Chances are there in IIITs but less in NITs. Best of luck to your son.
Follow me, if you like the reply.
Thanks
Radheshyam

I got 93.84%ile, general category, can I get CSC in any IIIT'S

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 14, 2025Hindi

Ans: Hello Dear
You have a chance to get admission to IIITs but may have to wait for the CSE branch. In the first round take computer related branch and wait for the subsequent rounds.
Follow me, if satisfied with the reply.
Thanks
Radheshyam

My brother got 97%ile in JEE mains will he be able to get CSE or ECE in top tier NIT's? Category-SC State-Jammu & Kashmir

Dr Dipankar Dutta |963 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Mar 15, 2025

Question by Shaurya - Mar 14, 2025Hindi

Ans: With an SC category rank around 1,500 to 2,000, your brother stands a reasonable chance of securing CSE or ECE in some of the top NITs. See previous years' cut off.

my daughter got 92.87% in jee mains,in ist attempt, wat is scope for CS

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 14, 2025Hindi

Ans: Hello Dear.
You did not mention the category. Considering the OC category, the chances of getting CS in NITs are less. The score for the CSE branch is bright. If your daughter is interested in the computer field, then and then only ask her to opt for it. Otherwise, choose other options.
Follow me, if satisfied with the reply. Thanks
(Radheshyam)

Asked on - Mar 15, 2025 | Answered on Mar 15, 2025

my daughter got 92.87% in EWS category, from Tamilnadu as a home town, there is any chance for CS stream

Ans: Welcome back.
With the EWS category, difficult to get CSE in NITs but chances are there in IIITs

Follow me, if satisfied with the reply.
Thanks
(Radheshyam)

Greetings to Gurus, I am student from Kolkata,West Bengal. I have completed my ISC in year 2020 from Commerce stream without maths. I am from Lower Middle Class Family, finance is big issue for me. After ISC I enrolled in B.COM(Hons) course from a college under Calcutta University. I was ambitious of being Chef from childhood. But during Covid times and finance problem, I haven't pursued. During my college life, My first three semesters completed online in Covid period, after the lockdown period, my fourth semester got offline and I just passed in one paper out of 4 and then my 5th semester exam got cleared after that I appeared for rest 3 papers of sem 4 and cleared 2 papers and in sixth semester cleared 3 paper out of 4. Again in 2024, I appeared for 6th sem 1 backlog paper and cleared it but don't able to clear 4th sem one backlog paper. So, I have started my UG in year 2020 but not able to clear it till 2024 because of 1 paper(Taxation) and I have last option to reappear in 2025 examination. I want to earn good in my life, suggest me some opportunities and a way to get out from this loop. Mentally getting depress also.

Dr Dipankar Dutta |963 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 15, 2025Hindi

Ans: Hello! First of all, I really appreciate that you're sharing your situation openly. I understand that you're going through a tough time, but I want to assure you that there are always ways to move forward. You are not stuck, and there are opportunities for you to earn well and build a good career.
Step 1: Clear Your B.Com Degree (Important)
You have only one backlog paper (Taxation) left. Make it your #1 priority to clear this in 2025 because having a degree will open more opportunities.
You already passed all other subjects, so just focus on this one. If needed, get help from a tutor or YouTube courses on Taxation.
ccounting & Taxation (?25,000 - ?60,000 per month)
Since you already studied B.Com, this is a natural career path.
Learn Tally, GST Filing, Income Tax Filing.
Free courses: Government’s NPTEL, YouTube (Search “GST Filing Course India”)
I believe in you. Take the first step today! Your situation will improve within 1 year.

Can I get any iiit from south with and 92.09 percentile from jee under oc girl?

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 15, 2025

Question by Ravindra - Mar 14, 2025Hindi

Ans: Hello Ravindra
You have a chance to get a seat in IIITs under the OC girl category.
Follow me. Thanks
Radheshya,

I am obc(male) what is the minimum marks,percentile and rank that is required for me to get cs in any nit

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 14, 2025Hindi

Ans: Hello Dear
I suggest you score more and more rather than can considering the minimum marks or rank. To get admission to top tier 1 NITs, one should aim to score around 98 percentile for sure shot admission. The cut-off varies year by year. Hence instead of sticking on previous years ' offs, one should score more to be in the safe zone always. Hope you will also think in the same way. Thanks

Follow me.
(Radheshyam)

I got 98.9 percentile in jee mains (obc ncl).Can I get ECE branch or any chances of CSE???

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 15, 2025

Asked by Anonymous - Mar 15, 2025Hindi

Ans: Hello Dear.
You have a strong chance to get a seat in NITs either for ECE or CSE.

Follow me. Thanks
Radheshyam

Can I get CSE OR ECE IN NIT with 87.7 percentile (SC),RAJASTHAN?

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 15, 2025

Question by Vishan - Mar 15, 2025Hindi

Ans: Hello Vishan
Chance is there to get a seat in NITs.
Best of luck to you.

Follow me. Thanks
Radheshyam