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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
AM Question by AM on Jan 19, 2022Hindi
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Relationship

Ma'am, I'm in a relationship for three years now.
Everything was normal in the beginning. But the past year has been extremely tumultuous for us as I've been expressing unnecessary anger towards my significant other.
I never used to yell at him or push him to the point where he'd get annoyed of me and stops talking to me.
While I'm the kind of person who likes to talk things out after a few hours of the argument but he's the opposite. He takes his own sweet time which is not wrong.

I realise I treat him differently from my friends as I know subconsciously he won't break up with me.
The last fight we had over something trivial made me feel like I pulled the last straw and I'm very guilty about it.

Even I've started to realise now that somewhere along the way I took him for granted and kept hurting him as he gave me a lot of chances to improve.
He is a very sweet person but I feel like I've turned him into an egoistic monster who doesn't want to see or talk to me anymore.
I don't know how to save this relationship. I don't know if I should kill my hopes of continuing this relationship.

We haven't spoken to each other for more than 2 weeks now and I am using this time to change myself and learn to control my anger and to speak with everyone with respect and understand them better.
I want to tell him that I'm genuinely improving this time but he doesn't seem interested in listening to me as I've misused the prior chances so obviously he feels like he's being deceived this time to.
So I made my mind to speak to him after a month until I feel like I've changed at least a little so I'm worthy of his love. Also I don't let my short temper and rudeness affect our relationship.
But I'm afraid he might hate me even more for not trying to talk to him.
I'm confused wondering if he'll move on and not realise in trying to change. What should I do?

AM

Ans:

Dear AM,

Oh my dear, why are you being so unkind to yourself? It takes two to tango!

Maybe, you realize that you have been taking him for granted, but hey, there’s an expiry date to punishing yourself over it.

Once you know, it’s time to work on your relationship and that certainly doesn’t mean being harsh.

This could also lead you to feel victimised and not be a very favourable mindset. Instead, what if you get to the root of the challenge at hand?

Here’s a few reality check questions. It might give you a chance to go back to the drawing board and reevaluate your relationship with a fresh pair of eyes.

What is causing me to have that temper?

What usually triggers the arguments?

What did I see in my partner when I chose him to be my significant half?

Do I still see the same in him even now or has it changed? If yes, what has changed? Am I willing to adapt to the change?

What causes me to be afraid of him moving on? Am I in a co-dependent relationship?

What will happen to me if he moves on?

Why is important for me to put so much energy into changing myself? Is it for myself or to keep him from moving on?

You get the drift?

You can add to these questions and give your mind an alternate way of processing things into a solution space.

Having said this; it’s time to give yourself some love too, no matter what, prioritize yourself and create some mind space to reevaluate where you are to where you want to be.

Happy 2022 and best wishes!

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Love Guru

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Relationships Expert - Answered on Dec 30, 2021

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Hi. I am in a relationship since five years. My BF was very gentle and caring initially but after his financial downfall he became cold and restless. And I had to change cities due to work. I love him and he tells me he loves me too, which I feel he does. But he is very ambitious and struggling in his life and is busy planning most days. Which I understand, but it irritates me that we have zero conversations that he starts or takes interest in. We do discuss decisions and official things a lot, but I am talking about meaningful conversations and couple time. It’s been several years now and I have to wait for ages to discuss any simple, emotional thing with him. He is constantly on an unending chase. He lives in another city. I understand and wanna support him but it upsets me anyway because it’s been such long time of chasing simple conversations. I feel like I can’t hold on to the relation anymore because I tried to discuss this hundreds of time with him but he could never make time to even let me complete. In fact, he promises me time and conveniently forgets while I wait eagerly. He is always sleepy or tired by the time I begin anything and then it’s impossible for me to begin, which I feel is disgusting. We have started having ugly fights and I can’t resist being angry at things now. Now he has started acting rude and inconsiderate towards me. Though he is not mean to me, he always calls me impatient and kiddish to not understand his situation. He often tells me that he is not spending his time partying. He is making plans for both of us. He just has one answer that I should trust him and give him some time he will set everything. But I feel overly sensitive and depressed and in continuous chase which is very derogatory and bothers my self-worth. I always am ready for him in every way but here I am feeling choked and he is just not getting it. What should I do? How do I tell him that it is high time? Or am I overreacting? Please help. A person in need
Ans:

The problem you’re facing is very common in long-distance relationships.

You have a need for attention that you’re not getting from him and he’s so busy planning a future that he’s forgotten how to take care of the present.

I can tell you that until he is secure in a job and has stabilised his situation, his behaviour is not going to change significantly. And maybe not after either...Maybe this is who he is, and after the initial spark wore off, this is him.

That said, the distance is definitely playing a role in fuelling tensions between the two of you.

Explain to him that you need some quality time with him and that couples who live apart do set aside a little time for each other despite all the pressures of everyday life.

It’s not childish to expect attention and love from your partner, even from a thousand miles away.

At your end, you can try to be less demanding.

Maybe he isn’t at liberty to chitchat every single day or every couple of days also.

As long as you get what you want out of even a weekly or twice-weekly conversation with him, cut him a little slack. That is, provided this guy means enough to you.

If he doesn’t and you’re second-guessing the relationship, the person he is and your love for him, maybe the headache just isn’t worth it.

You’ve already invested five years, and if it’s not looking bright, you should cut your losses and move on.

..Read more

Ravi

Ravi Mittal  |720 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 31, 2024

Asked by Anonymous - Dec 31, 2024
Relationship
I’m feeling really lost right now. I’ve been with my boyfriend for about a year, and things started out great. We have a lot in common, and we both enjoy going out with friends. But recently, I've noticed something that’s been bothering me. He works as a bartender, and every time I go to his bar, he gets upset about my friends being there. It feels like he’s trying to push me away from them, and I don’t know how to deal with it. Last weekend, we went out, and after a few drinks, I mentioned how uncomfortable it made me that he talked badly about my friends when they come to his bar. I thought I was being calm about it, but he just flipped out. He started yelling at me in the car, and I was so scared because he was driving way too fast and swerving. I told him I was going to call the cops, but he didn’t listen. Eventually, he pulled over, got out of the car, and started screaming and running around. It all felt so intense and out of control. When he came back to the car, things got physical. I slapped him in an attempt to make him stop, which I regret because I’ve never done that before. In the heat of the moment, he slapped me back and pushed me into a bush. The next day, I had bruises, and I just couldn’t stop thinking about everything that happened. Now, he’s been trying to buy me things and even booked a trip for us, begging me to stay. But I feel so unsure of what to do. I keep telling him that I need space, but it feels like he’s not really understanding the severity of what happened. I’m torn between wanting to make it work and realizing that this situation isn’t healthy. What should I do? Should I give him another chance or listen to my instincts and walk away for good?
Ans: Dear Anonymous,
First of all, physical violence is never the answer to any problem. I think you already know that. Coming to your main query, I think you should take the chain of events that followed after you confronted him very seriously. It's not healthy to slap and be slapped back and pushed into a bush. I am sure he regrets it just like you, but it can become a pattern. I would strongly urge you to rethink this relationship. If you are keen on keeping it going, I recommend either having an open discussion about what happened to make sure it is never repeated, or even better, consulting a therapist to work through the issues. You can have concerns and queries as to why he doesn't like it when your friends are around- that does not warrant such a harsh reaction.

I hope this helps.

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Latest Questions
Ramalingam

Ramalingam Kalirajan  |11155 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 26, 2026

Asked by Anonymous - Apr 25, 2026Hindi
Money
Lic policy jeevan aadhar for handicap son taken 1995 for 20 years. Life assured was my self father. Last premium paid in2015. 2026 son expired who was nominee This policy how our paid money with benefits wd be returned. Please advice. My age 70 and appointee 67 my wife still alive. Thanks.
Ans: I am very sorry to hear about your loss. This is an emotional situation along with a financial question. I will explain this in a simple and clear way so you can take the right steps.

» Understanding your policy structure

You have mentioned:

– Policy taken in 1995
– Premium paying term completed in 2015
– Life assured is yourself (father)
– Nominee/beneficiary was your son (who is now expired)
– You and your wife are alive

This type of policy was meant to support a dependent (your son) after the life assured.

» What happens when nominee (son) expires before claim

In such cases, the policy does not get cancelled.

Since:

– life assured (you) is still alive
– policy has already completed premium payment

The policy continues in force.

But the nominee benefit cannot be paid to your son now.

So the benefit will be payable to legal heirs or as per updated nomination.

» What are your options now

You have two main options.

Option 1 – Continue the policy till maturity or claim event

– policy will pay maturity or death benefit as per terms
– proceeds will go to legal heir / updated nominee
– you can update nomination now (for example, your wife)

Option 2 – Surrender or exit (if allowed)

– you may receive surrender value (if applicable)
– amount may be lower than full benefit
– depends on policy terms and current status

Before taking this step, it is important to check surrender value.

» Important step you must do immediately

Please update the nomination.

Since your son (nominee) has expired:

– submit a nomination change request
– add your wife or legal heir as nominee

Without this, claim settlement may get delayed later.

» How the money will be paid eventually

Depending on policy terms:

– either lump sum amount
– or annuity/pension type benefit

This will now go to the updated nominee or legal heir.

» Documents you should keep ready

– policy document
– your ID proof
– your son’s death certificate
– nominee update form
– bank details

These will be required for any future claim or update.

» Best practical step now

– visit nearest LIC branch
– explain full situation
– check current policy status
– confirm maturity benefit or claim structure
– update nomination immediately

Avoid relying only on assumptions because this policy type has specific conditions.

» Finally

Your policy is still valid because you (life assured) are alive. The benefit will not go to your expired son, but can be redirected to your legal heir after updating nomination.

Immediate action required is nomination update and policy status confirmation with LIC.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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