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Love Guru

Love Guru   |204 Answers  |Ask -

Relationships Expert - Answered on May 30, 2022

Love Guru has been answering relationship and romance related questions on Rediff.com for over 13 years. She won't mince words when telling you what the problem is and what you can do about it. If you want a fresh perspective from an unbiased, objective-thinking individual about your relationship woes, Love Guru could just be the person you need to need to hear from.... more
R Question by R on May 30, 2022Hindi
Relationship

Dear Love Guru,
From where should I begin? It's a rather complex one. Well, I was in a 6-year-old long distance relationship (we met on Facebook) it was a good one and he was the best friend I thought I wanted.
Over the years though, I started seeing a controlling streak in him in whatever I did. Though we were only connected online but applications like Discord, having access to my accounts and passwords became a tool to keep tabs on me.
I had no privacy of my own and the sad part, I didn't even realise it was toxic. He had taken hold of a lot of aspects of my life and I didn't even realise how unhealthy it is.
It was last year when I lost my mother (having lost my father years back) when life hit me.
I was completing first year of my MBA programme when this tragedy occurred. Her passing amidst the COVID 2nd wave was terrorising, to say the least.
Thankfully, I had gem of friends who were there throughout.
It was amidst this that I realised that there was an element of control in the support he provided. He didn't understand the magnitude of what I was going through and always undermined my efforts.
There was no respect in him for me and for me there was no love left (when I introspect now I think I was more in love with idea of love rather than loving him) but I didn't realise this because I was so habituated with him.
My MBA summer internship started and I was paired with this batchmate who was also a classmate. I didn't know him because COVID ensured that first year of PG is completely online.
When I first met him. I found him to be stiff, rude and cribbing. I didn't realise he was an introvert.
Eventually, I started warming up to him with us travelling almost two months together there developed a thickness. We bonded over our shared state, food and sadness of losing our mothers.
I didn't even realise when I started getting attracted to him and neither did he.
But when I did the first thing that I did was to break up with the guy I was with because for the first time in six years I was tilting towards someone else and I knew that this was it for us.
The break-up was long, tiresome and hurtful for both of us. I hated hurting him but I couldn't be with him and suffocate myself any longer.
We tried to wish each other well but then when has all this been anything but ending up in a train wreck and now we don't have any contact with each other.
I keep him in prayers and wishes because I know he is not a bad human being it's just that I allowed him to walk over me and he kept on doing it without realising what he is doing is mental abuse.
But it's not the story of me and my ex. It's the story of the guy I have come to love.
The rude, stiff and cribby guy… who knew he would turn out be this sensitive, loving and appreciative soul. I got what I always wanted from someone I loved: respect, trust and appreciation.
It's not like I don't have fights with him or arguments but there is a dialogue at the end. He understands where he went wrong and so do I. I am finally in a happy, healthy relationship.
The only issue here is we both are from two different religions, I am H and he is M. This often makes me feel that there is a timer to us.
We are two highly educated people from urban India, completing our post-graduation from one of India's top B-schools with great placements in hand and still the noose of society and religion is tied around our neck.
I try not to think of us in the long term but I am on that side of 20s now that settling down is always on my mind. Especially after losing my parents, I often crave a family that is my own.
There is also a hint of loss hovering over me. I still haven't moved on from losing my mother and I don't think I ever will.
But last one year has been a roller coaster ride with major decisions and incidences. How do I wrap my head around all of this?
Now, here I am between love, life and ambitions. Asking you what to do? Where to go? Which road should be taken?
Regards,
R
PS: Please ensure anonymity.

Ans:

Dear R, religion plays as big or as small a role in your life as you wish it to.

If either of you is overtly religious and tries to force your beliefs on the other, then yes, it can prove a problem.

If religion inside a home doesn’t matter, then intermarried couples usually have years of happy celebrations together of all festivals, their children follow both customs and everything works out well. And I have seen that happen.

So I would suggest you have the conversation on religion with each other right now, it’s imperative.

And then, if you’re on the same page concerning your future, go ahead and plan it together. 

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 06, 2022

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Hi I am 23 years old and had a first relationship with 4 years younger boy. Everything between us was picture perfect. He was everything I ever dreamt of, but after 1 year our relationship turned toxic.He's acting like he wasn’t aware that ups and downs come but we should stick to each other. He asked to break up twice and we again came together but now it’s been months we aren’t together anymore. I’m emotionally attached to him but tired of bearing this pain and constantly fearing he will leave me when conditions aren’t favourable. But after break up he still wants to be friends. I even agreed that. Even in friendship he's talking and roaming as per only his convenience. Guide me how to come out of pain as I’m pursuing one of the renowned career course and also this also is affecting my mental health.
Ans:

Dear D,

Emotional maturity is what is in question here. He still is at an age where commitment is not something he is aware of.

It’s like try this relationship, if it doesn’t work, try another one and so on….

Give him time to settle his emotions till he is ready for a committed relationship; which does not mean, you wait around for ever.

Now that you are ‘friends’ or not, please surround yourself with people your age and if an interesting person comes along, see where that goes.

As far as being attached to him goes, do you really want to continue to inflict pain on yourself by basing your entire emotional world with him?

The world is huge and so are your sights…. Focus on yourself and what you love and be in that space to find yourself again.

Be kind to yourself, all the best! 

..Read more

Love Guru

Love Guru   |204 Answers  |Ask -

Relationships Expert - Answered on May 13, 2022

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Relationship
Dear Love Guru, First of all, I want to stay pretty anonymous. Secondly, it feels weird to discuss it with an unknown individual and never did I in my wildest dream thought that I would be seeking an advice. However, here I am...  The story starts when I met this individual in the UAE who is originally from UP, Saharanpur. This guy initially tried to get closer to me as much as he could and once he succeeded by becoming my close one, we just hit off pretty well. It went to point of engagement Roka. I wasn't there in India for Roka. It happened with him, his family and my parents. Everything was dreamy and nice until he started changing his behaviour towards my parents and then me, he was abusing me with money. He put me into credit card debts. I was feeling horrible. I started to revoke his access to my card, my everything, and I decided to call it a quit. In return when he understood that I am going to dump him he played his cards. As he couldn't find any cheating in my case when I was with him he decided to dig my past and started torturing me. He created a story to humiliate me at the work place and in front of people. He turned the tables by stating that I'm not dumping him rather he is. It was so heartbreaking for me. I left my job I left my life in the UAE all coz of this guy. And now after 2 months he is keeping an eye on me through to social media. Also he is trying to contact me by asking how I am. I don't understand what he wants and I am unable to recover.  Seeking your help.  Thanks. 
Ans:

Cut. Him. Off. Completely.

Block him on social media and on your cellphone. And your parents’ cellphones and their social media as well.

The guy is a con and you know it.

You should not have let his stupid rumours cost you your job and your life abroad. The truth of a situation always lets itself be known sooner or later and sometimes you have to brave it out.

I’m sorry to hear what you’ve been through, but you should freeze him out completely.

If you need to talk to someone about this at length, counselling may help.

..Read more

Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 23, 2022

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Relationship
Hi mam, I am a 19 years old girl. In 2019, after my 10th boards, I came across a guy in FB. He was 9 years older than me. He seemed to be a really nice and helping guy. And he also belonged from a prestigious university pursuing his research. After my 10th, I started preparing for entrance exams. So, he used to motivate me, give me validation, encourage me to do better in my mocks. It all happened online. I haven't even met this guy till date. At that time, he showed me the dream of targeting the best college of India of which I hadn't even thought of before. And I was also so motivated that I started studying hard. Besides, I started emotionally depending on him for validation. He is such a manipulating guy, that slowly I started falling in love with him. He told me that we should wait and see what the time decides. But, slowly he showed his real colours. He was just interested in 'friends with benefits' type of relationship with me. I strongly disagreed on it. Then days and months passed, his validation, manipulation, toxic and provocative words made me stand before an existential crisis. I used to cry out for the entire day. By 2020, during the lockdown phase, staying back at home, dealing with these sh***y things and exam pressure pushed me into depression. He made me insecure about every single thing... My academics, studies, results, my looks, my innocent nature, my previous success, my future.... every single thing. I eventually came to know he was just interested in sharing his life stories, getting an emotional support in his life, a good timepass element, hoping to get intimate with me someday. Moreover he was just interested in successful girls and ladies. So, all I thought at that period was that I have to succeed in my entrance exam at any cost and then everything will be alright.Unfortunately, I could not make it. I failed to qualify in my first attempt. I went into a severe depression, had to attend some online mental health rehab and counselling. To add salt to my wounds, the guy disclosed that he has been in a relationship since the past 1 year. And he is very happy. I broke down completely. For 5-6 months I could not study anything. I have an exam just round the corner. How can I just forget whatever happened and focus on my work? Please help and guide me... I am still having emotional breakdowns very frequently.
Ans:

Dear AI,

The nature of a virtual relationship can be the way that you have mentioned.

What is being shared virtually may not be reality and it is difficult to spot this.

Now that you know, isn’t it a lesson learned not to rely on anyone outside of you for your own happiness?

Did you have to study hard just so that you fit his choice of ‘successful’ women/girls?

Can you not work hard to live your dreams?

What you lack is self-love! Something that you didn’t focus on because you were working hard to prove how relevant you are in his life so that he chooses you.

Even if this relationship works, it will be his call always and other than strive hard to be in his life, there’s nothing that will grow in it.

Moreover, isn’t it a red flag when he revealed that he has been in a relationship for over a year?

Time to get back to yourself. Value yourself more, love yourself more…if you don’t, no one else will!

Start every morning doing these little things:

  • in gratitude for being alive
  • list down 3 things that you love about yourself
  • do one thing that you love at least for 15 minutes everyday
  • spend time in Nature
  • surround yourself with people that love you

These are tried and tested methods to get you out of a low phase.

Again, love yourself more and yet again!

All the best!

..Read more

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Asked by Anonymous - Nov 24, 2024Hindi
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How can an elder man attract young women
Ans: Attracting someone, regardless of age, begins with authenticity and mutual respect. If an older man is interested in forming a connection with a younger woman, it’s important to focus on qualities that foster meaningful relationships. Younger women are often drawn to the stability, confidence, and life experience that an older man can bring to the table, but the key lies in presenting these qualities without pretense or arrogance.

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Equally important is the ability to connect on a deeper level. Shared interests, respect for her individuality, and a willingness to engage with her worldview go a long way. Relationships thrive when both individuals feel valued and heard. An older man should approach a younger woman with curiosity about her experiences and aspirations, while also offering his perspective in a way that enriches the connection rather than dominating it.

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Relationships Expert, Mind Coach - Answered on Nov 24, 2024

Asked by Anonymous - Nov 22, 2024
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I was in a relationship with a boy(he is 35 yrs old man, and a lawyer but not practising in a court, he had a lot of relationship during our relationship and after break up , He had changed 4, 5 women or used them physically) for 3 years. It has been three-four months. We are not in a relationship. We have broken up. I told him to delete our personal pics and videos. He is not deleting them and is not blackmailing me either. I told him that since we don't want to be together, we don't have a future together, then delete them. He is not deleting them and is not blackmailing me either and I want him to delete them. Who knows what will come to his mind in the future and what will happen. If we don't continue, he has no right to Keep the pics in your mobile, whatever video is personal to us, don't delete it and don't blackmail me either. I am not able to understand what should I tell him, although I have requested him a lot to delete it but he is not doing it either, He told me that I have kept ur pics and videos So that I cannot complain against him in future. so what should I do, please guide me. I know I had made a huge mistake to love him and gave him right to keep personal pics or videos..
Ans: At this point, it’s essential to protect your emotional and mental health while addressing this issue. You might consider seeking support from someone you trust, such as a close friend or family member, to share this burden. Talking to someone who knows you and your situation can provide comfort and practical guidance.

If he continues to refuse, you may need to explore your legal options. Many countries have laws that protect individuals from having private photos or videos kept or shared without their consent. Taking this step might feel daunting, but it could give you a sense of empowerment and security. It’s not about revenge or escalation; it’s about protecting yourself and asserting your right to move forward without this hanging over you.

On an emotional level, remind yourself that you are not defined by this relationship or the choices you made while in it. You trusted someone who didn’t honor that trust, but this doesn’t diminish your value or strength. It’s natural to feel regret, but you deserve compassion from yourself as you work through this.

You’re not alone in this, and it’s okay to seek help—whether that’s legal advice, emotional support from loved ones, or even professional counseling to navigate the stress and anxiety this situation might be causing. The most important thing now is to take steps that protect your peace of mind and ensure your future isn’t weighed down by his actions.

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Milind

Milind Vadjikar  |687 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 24, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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Hello Team, Hi Dev Sir, I am 43 years old employed. Here are my financial stats: Loan - 35 lacs Saving- 27 lacs 1 house bought in 2009 at rent (14000/month) and valued at 60 lacs Another house which I live is valued at 90 lacs Monthly income after tax - 2.5 lac Monthly expenses- 1 lac PF/gratuity - 16 lacs MF - 2 lacs NPS - 4 lacs What are my options to retire after 5 yrs with good corpus?
Ans: Hello;

What is your monthly contribution to EPF, NPS and MFs?

Please clarify so as to advise you suitably.

Thanks;

...Read more

Nayagam P

Nayagam P P  |3918 Answers  |Ask -

Career Counsellor - Answered on Nov 24, 2024

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Sir i am currently in class 11 th and i just want to prepare for jee mains and advanced 2026 exam so give me some roadmap to achieve and also guide me for computer science
Ans: Shreya, I trust that you have already enrolled in a coaching center, whether it be online or in person, and have finished your eleventh syllabus. (1) If you have not yet created your own short-notes for the 11th syllabus that has been completed, prepare it and continue to revise them every three days until 2026, even after you have commenced studying the 12th syllabus in December 2024. (2) Review the questions that you have incorrectly answered or skipped in mock tests conducted by your Coaching Center and/or practiced independently. (3) In order to increase your rank/percentile by targeting computer science at a reputable college/institute, prioritize mathematics (although all three subjects are equally important). (4) You should be thorough with NCERT books, particularly those pertaining to chemistry, in conjunction with the materials provided by your coaching institute. (5) Have 1-2 reference books for each subject. Not exceeding two. (6) Review the questions that were incorrectly answered or skipped in your mock and practice exams and retake the test. It is advisable to maintain a distinct note-book for these types of questions, which should include answers and elucidating notes, in order to review them repeatedly for all three subjects. (7) Download the SYLLABUS of JEE Main 2025 (available on Google by searching for "JEE Main Information Bulletin") and print it out, as there will be no significant changes to the syllabus in 2026. Maintain it on your study table and continue to update the 11th syllabus chapters and concepts that you have covered to date by marking them with a checkmark. This will boost your confidence if you continue to update the same till November 2025. (8) A slight difference in Syllabus might be visible when you acquire the 2026 JEE Main / JEE Advanced Syllabus. The same can be resolved within 15 days to one month in 2025-26. (9) Increase your productivity by studying for 45 minutes to 1 hour, taking a 10-minute break, and then continuing for 45 minutes. (10) Take a 2-3 minute break every 45 minutes while practicing questions, whether offline or online. This break should consist of closing your eyes and taking long breaths to enhance your concentration and mental capacity. (11) Additionally, it is recommended that you acquire the 20-40 PREVIOUS years question paper book of JEE (Main & Advanced) from Amazon. Arihant's, Disha's, or MTG's publications are recommended. Once you have finished reading a chapter, practice and complete it to determine the extent to which you have comprehended the concepts and to identify areas that require improvement. (12) By October 2025, ensure that you have reviewed significantly more than 90% of the previous years questions. Your confidence will be further bolstered by this. (13) After the mock test is completed at your coaching center, clarify all incorrectly answered or ignored questions and continue to revise and practice them, as these types of questions will significantly disrupt your performance in the actual JEE. (14) If you are a regular school student, inquire with your class teacher about the minimum attendance requirement as outlined in the Board's regulations (State, CBSE, ICSE, etc.). Utilize the remaining 15% by taking time off and preparing for your JEE, if only 85% attendance is required. (15) THE MOST IMPORTANT Value Added Suggestion: Rather than solely relying on JEE, please participate in 5-7 entrance exams/counseling process with a JEE score for getting admission into any one of the private engineering colleges to have a variety of options to select the most suitable one. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

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Radheshyam

Radheshyam Zanwar  |1062 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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Career
My son graduated BE CSC with 8.9 CGP was offered a job as system engineer inTCS in April when he was in his 8th semister. Till November 23 he didn't get the on boarding letter, in the meantime whe appeared in two' exams under same offer. Advice what has been going on.
Ans: Hello.
Whatever you are saying is just shocking. The track record of TCS is not like that, as you described in your question. It would be better to contact TCS again and ask them when they will give on boarding letter. It is not clear from your query whether your son had done some correspondence with TCS or not related to the job offered. It is also not clear which two exams he appeared in. If not selected in a campus interview, searching for a job might be tedious but not so difficult. Ask your son to post a strong resume on the LinkedIn portal and remain in touch with his seniors. Please visit the websites of renowned companies daily to search for vacancies. There are many job-offering portals where he can register his name. Please ask the college placement division for any placement opportunities.
Wishing the best of luck for his bright future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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