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Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 26, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - May 26, 2024Hindi
Relationship

Hi to the life/relationship coach, I'm a 25yr old lady working in an MNC earning 24lpa. I'm from a lower middle class south indian family, my parents taught me value of money, i hardly spent on anything till my studies. Coming to my studies, i (I pushed myself too hard to achieve well but never felt negative in those years in life &came out of an NIT with ppo)studied from my 8th standard too hard without any distraction or other knowledge about life till I got job. Ever since i've started working(staying alone in a 1bhk and keeping myself occupied with home chores), i am not sure if it's because I'm living better compared to before without any money/time boundaries(I've got the freedom for everything yet feels lost) or it's bcoz my brain is exhausted, all I do is just work most of my day and rest of time, stay in traffic, i am feeling lost, not able to have any goals or look at life with positivity. my brain is feeling succumbed to daily job routine and not being enthusiastic about anything. (I do workout, meet friends, go to walks and temples , but nothing adventurous or too much out of my comfort zone. Anyway, nothings making me feel better(when I was studying, i did nothing but read, yet I was satisfied to go to sleep peacefully). My parents are telling me to get married so that I'll get better clarity with a partner beside me. But I'm not interested in relationship yet, want to resolve problems with myself first, may be will search for groom after an year or so. Please provide your advice to how to bring my enthusiasm which i lost after I got the job i m doing presently (the present job is a wonderful opportunity with lot of growth for me in career but I m working with half the productivity due to losing the interest in everything, but getting promoted on time till now, not sure how I long I can survive the corporate world without a purpose). I want to look at life positively in all aspects, but unable to due to feeling lost or having no goal. Should I try to remember my childhood interests before my 8th standard or should I try to find my interest in life from scratch? I've tried setting goals about health and career, but I m doing things like a robot but not enthusiastic. I might not get out of comfort zone if I keep going like this.

Ans: It sounds like you’re at a point where, after years of relentless focus on your studies and now your career, you’re experiencing a sense of aimlessness and burnout. This is not uncommon, especially for someone who has been driven by external goals for so long without taking much time for personal exploration and self-care.

Firstly, it’s important to acknowledge and appreciate the significant achievements you’ve made. Coming from a lower middle-class background and earning a position in an MNC with a substantial salary is no small feat. Recognizing this can help provide a sense of pride and accomplishment, which can be a foundation for building your next steps.

You mentioned that you feel like your brain is exhausted, which suggests that burnout might be a factor. Years of intense focus and hard work without much variety or relaxation can lead to this feeling. It’s essential to give yourself permission to rest and recuperate. This doesn’t just mean taking time off work, but also engaging in activities that truly relax and rejuvenate you.

Reflecting on your journey might help clarify why you’re feeling this way. During your studies, you had a clear goal and a structured path. Now, with more freedom and less immediate pressure, it’s natural to feel a bit lost. Your current routine seems monotonous and unfulfilling, which could be contributing to your sense of aimlessness.

Exploring your interests can be a fruitful way to reignite your enthusiasm for life. Think back to your childhood before the intense focus on studies began. What activities or hobbies did you enjoy? Revisiting these can help reconnect you with your passions. Alternatively, you might want to explore new interests. This could involve taking up a new hobby, joining clubs or groups, or even traveling. Stepping out of your comfort zone, even in small ways, can open up new perspectives and opportunities.

It’s commendable that you want to address your personal issues before considering a relationship. This self-awareness will serve you well. Setting personal goals can be helpful, but it’s important that these goals are meaningful to you and not just tasks to complete. Goals related to health, personal growth, or even learning new skills can provide a sense of purpose. However, ensure these goals are flexible and enjoyable, rather than adding more pressure to your life.

Your parents’ suggestion to get married might be well-intentioned, but it’s important to follow your own timeline. If you feel that taking more time to understand yourself will benefit you in the long run, then that’s a valid and important choice.

Lastly, professional support can be incredibly valuable. A therapist or life coach can provide you with strategies to manage your feelings of burnout and help you rediscover your enthusiasm. They can also assist in exploring your interests and setting meaningful goals.

In summary, taking time to rest, exploring your interests, setting meaningful goals, and possibly seeking professional support can help you navigate this phase of your life. By doing so, you can regain your sense of purpose and enthusiasm, leading to a more fulfilling and balanced life.
Asked on - May 26, 2024 | Answered on Aug 08, 2024
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Thankyou Kanchan. Your suggestions are really helpful for me to take upcoming steps.
Ans: I am glad

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Hi Anu... Am 39 and single woman with no income. Not working. Dependent on family. Did my MBA . I don't know what's happening in my life. Donno what to decide and how. Where to start. When to start. What to start. Should I 1st start earning or get married. I lost all my life bcz of my negligence and family issues. Never had a happy n peaceful day in my life. Something or other will be in family n life. Am not strong enough to take bold decisions. And lead my life independently. I want my family to be happy. My mom and dad's is love marriage but they didn't have a best life so even we children never had happy moments. But mentally very much attached to family. Can't live without them. What should I do? Am interested in marriage but alliance have huge demands and now am aged. People think am not good looking so I didn't get any proposal. I don't believe in love eventually I never supported love marriage of my friends and cousins. Ofcourse they are having best life. Now I feel alone.. I want to earn my bread. I want a family. I want to be married and enjoy family life too... Please help...
Ans: Dear Anonymous,
Life and it's highs and lows are what makes us, breaks us and then makes us back again.
It is okay to be confused BUT it is not okay to wander about without making a decision which only leads to believe that life is hard.
What are the things that you have been wandering about?
- Marriage or being in a relationship
- Becoming financially independent
- Putting your degree to good use
- Stepping beyond home and family to create a life

Now, you have begun to think of it and maybe it frustrates you that it's too late. But better now than never...
Push your boundaries and first do something that can give you a WIN. That will boost you to take on challenges in every area of your life that you have possibly been avoiding.
No life or nothing is created or built without challenges.

The key question for you is: Have I been avoiding failure which is the reason for me to wander and not make a few decisions that would have helped me?
Start somewhere and a WIN in an area that you have control over, is what I suggest you start at...

All the best!
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Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 24, 2024

Asked by Anonymous - Nov 24, 2024Hindi
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How can an elder man attract young women
Ans: Attracting someone, regardless of age, begins with authenticity and mutual respect. If an older man is interested in forming a connection with a younger woman, it’s important to focus on qualities that foster meaningful relationships. Younger women are often drawn to the stability, confidence, and life experience that an older man can bring to the table, but the key lies in presenting these qualities without pretense or arrogance.

Confidence rooted in self-awareness and emotional maturity can be particularly appealing. This doesn’t mean showing off achievements or wealth, but rather displaying a genuine sense of self and clarity about what you want in life. Emotional maturity—expressed through kindness, patience, and good communication—creates a safe and engaging space for meaningful interactions.

Equally important is the ability to connect on a deeper level. Shared interests, respect for her individuality, and a willingness to engage with her worldview go a long way. Relationships thrive when both individuals feel valued and heard. An older man should approach a younger woman with curiosity about her experiences and aspirations, while also offering his perspective in a way that enriches the connection rather than dominating it.

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Relationships Expert, Mind Coach - Answered on Nov 24, 2024

Asked by Anonymous - Nov 22, 2024
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I was in a relationship with a boy(he is 35 yrs old man, and a lawyer but not practising in a court, he had a lot of relationship during our relationship and after break up , He had changed 4, 5 women or used them physically) for 3 years. It has been three-four months. We are not in a relationship. We have broken up. I told him to delete our personal pics and videos. He is not deleting them and is not blackmailing me either. I told him that since we don't want to be together, we don't have a future together, then delete them. He is not deleting them and is not blackmailing me either and I want him to delete them. Who knows what will come to his mind in the future and what will happen. If we don't continue, he has no right to Keep the pics in your mobile, whatever video is personal to us, don't delete it and don't blackmail me either. I am not able to understand what should I tell him, although I have requested him a lot to delete it but he is not doing it either, He told me that I have kept ur pics and videos So that I cannot complain against him in future. so what should I do, please guide me. I know I had made a huge mistake to love him and gave him right to keep personal pics or videos..
Ans: At this point, it’s essential to protect your emotional and mental health while addressing this issue. You might consider seeking support from someone you trust, such as a close friend or family member, to share this burden. Talking to someone who knows you and your situation can provide comfort and practical guidance.

If he continues to refuse, you may need to explore your legal options. Many countries have laws that protect individuals from having private photos or videos kept or shared without their consent. Taking this step might feel daunting, but it could give you a sense of empowerment and security. It’s not about revenge or escalation; it’s about protecting yourself and asserting your right to move forward without this hanging over you.

On an emotional level, remind yourself that you are not defined by this relationship or the choices you made while in it. You trusted someone who didn’t honor that trust, but this doesn’t diminish your value or strength. It’s natural to feel regret, but you deserve compassion from yourself as you work through this.

You’re not alone in this, and it’s okay to seek help—whether that’s legal advice, emotional support from loved ones, or even professional counseling to navigate the stress and anxiety this situation might be causing. The most important thing now is to take steps that protect your peace of mind and ensure your future isn’t weighed down by his actions.

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Sir i am currently in class 11 th and i just want to prepare for jee mains and advanced 2026 exam so give me some roadmap to achieve and also guide me for computer science
Ans: Shreya, I trust that you have already enrolled in a coaching center, whether it be online or in person, and have finished your eleventh syllabus. (1) If you have not yet created your own short-notes for the 11th syllabus that has been completed, prepare it and continue to revise them every three days until 2026, even after you have commenced studying the 12th syllabus in December 2024. (2) Review the questions that you have incorrectly answered or skipped in mock tests conducted by your Coaching Center and/or practiced independently. (3) In order to increase your rank/percentile by targeting computer science at a reputable college/institute, prioritize mathematics (although all three subjects are equally important). (4) You should be thorough with NCERT books, particularly those pertaining to chemistry, in conjunction with the materials provided by your coaching institute. (5) Have 1-2 reference books for each subject. Not exceeding two. (6) Review the questions that were incorrectly answered or skipped in your mock and practice exams and retake the test. It is advisable to maintain a distinct note-book for these types of questions, which should include answers and elucidating notes, in order to review them repeatedly for all three subjects. (7) Download the SYLLABUS of JEE Main 2025 (available on Google by searching for "JEE Main Information Bulletin") and print it out, as there will be no significant changes to the syllabus in 2026. Maintain it on your study table and continue to update the 11th syllabus chapters and concepts that you have covered to date by marking them with a checkmark. This will boost your confidence if you continue to update the same till November 2025. (8) A slight difference in Syllabus might be visible when you acquire the 2026 JEE Main / JEE Advanced Syllabus. The same can be resolved within 15 days to one month in 2025-26. (9) Increase your productivity by studying for 45 minutes to 1 hour, taking a 10-minute break, and then continuing for 45 minutes. (10) Take a 2-3 minute break every 45 minutes while practicing questions, whether offline or online. This break should consist of closing your eyes and taking long breaths to enhance your concentration and mental capacity. (11) Additionally, it is recommended that you acquire the 20-40 PREVIOUS years question paper book of JEE (Main & Advanced) from Amazon. Arihant's, Disha's, or MTG's publications are recommended. Once you have finished reading a chapter, practice and complete it to determine the extent to which you have comprehended the concepts and to identify areas that require improvement. (12) By October 2025, ensure that you have reviewed significantly more than 90% of the previous years questions. Your confidence will be further bolstered by this. (13) After the mock test is completed at your coaching center, clarify all incorrectly answered or ignored questions and continue to revise and practice them, as these types of questions will significantly disrupt your performance in the actual JEE. (14) If you are a regular school student, inquire with your class teacher about the minimum attendance requirement as outlined in the Board's regulations (State, CBSE, ICSE, etc.). Utilize the remaining 15% by taking time off and preparing for your JEE, if only 85% attendance is required. (15) THE MOST IMPORTANT Value Added Suggestion: Rather than solely relying on JEE, please participate in 5-7 entrance exams/counseling process with a JEE score for getting admission into any one of the private engineering colleges to have a variety of options to select the most suitable one. All the BEST for Your Prosperous Future.

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Asked by Anonymous - Nov 23, 2024Hindi
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My son graduated BE CSC with 8.9 CGP was offered a job as system engineer inTCS in April when he was in his 8th semister. Till November 23 he didn't get the on boarding letter, in the meantime whe appeared in two' exams under same offer. Advice what has been going on.
Ans: Hello.
Whatever you are saying is just shocking. The track record of TCS is not like that, as you described in your question. It would be better to contact TCS again and ask them when they will give on boarding letter. It is not clear from your query whether your son had done some correspondence with TCS or not related to the job offered. It is also not clear which two exams he appeared in. If not selected in a campus interview, searching for a job might be tedious but not so difficult. Ask your son to post a strong resume on the LinkedIn portal and remain in touch with his seniors. Please visit the websites of renowned companies daily to search for vacancies. There are many job-offering portals where he can register his name. Please ask the college placement division for any placement opportunities.
Wishing the best of luck for his bright future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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