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My Cousin Loves Me, But His Mom Says No: What Should I Do?

Kanchan

Kanchan Rai  |571 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 23, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Jun 28, 2024Hindi
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Relationship

Hello ma'am / Sir I love my father's sister son ( my first cousin) & want to marry him but his mom is saying no so he also agreed with him mom Whereas my parents agreed for getting married to him He stopped texting calling me all of the sudden I know he's family didnt accept but still i cant forget him a little hope is still there dont why What can i do please help me

Ans: it's important to acknowledge your feelings. It's perfectly normal to feel confused, hurt, and hopeful all at the same time. Love can be a powerful and overwhelming emotion, especially when family approval is involved.

Given that your cousin has decided to side with his mother, it's essential to respect his decision, even though it's painful. He may be under significant pressure from his family, and this is influencing his actions. While this is difficult to accept, respecting his choice is a step toward healing and moving forward.

Communication is also key. If possible, try to have an open and honest conversation with him. Express your feelings and let him know how much you care about him. Sometimes, understanding the emotional depth of a situation can influence decisions. However, be prepared for any outcome, including the possibility that he may still choose to follow his mother's wishes.

Reflect on your own well-being. Focus on what is best for you in the long run. Surround yourself with supportive friends and family members who understand and care about your feelings. Engaging in activities that bring you joy and fulfillment can help you cope with this challenging period.

Remember, you deserve to be with someone who is fully committed to you and your relationship. If he is unable or unwilling to stand by you due to family pressures, it may be a sign that this relationship is not right for you in the long term, despite your strong feelings.

Give yourself time to heal and consider seeking professional support, such as counseling or therapy, to help you navigate through your emotions and decisions. This can provide you with tools to cope with your feelings and help you find a path forward that is best for your emotional and mental well-being.

Ultimately, trust that time and self-care will guide you through this difficult period. You are deserving of love and happiness, and by prioritizing yourself, you will eventually find clarity and peace in your journey.

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Kanchan

Kanchan Rai  |571 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 17, 2024

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Relationship
Hi mam I loved a man who i thought a good guy for 5 yrs later i came to know he is cheating me only for physical not to marry where he told we wil have future together but i made problem and asked him to marry me but his family and he influenced with his moms decision What shal I do i don't know what to do i thought he is my life now his mom plan him to marry someone else.. What should i do
Ans: Hello Lavanya
It's important to take care of yourself and focus on what you need and deserve in a relationship.

Firstly, give yourself some time to process what has happened. It's okay to feel hurt, angry, and betrayed. These emotions are natural when someone you trusted has let you down. Allow yourself to grieve the loss of the relationship and the future you envisioned.

Talking to a trusted friend or a therapist can be incredibly helpful during this time. They can offer support and a listening ear as you work through your feelings and decide your next steps.

It's crucial to recognize your own worth and what you deserve in a relationship. You deserve someone who respects, loves, and is committed to you wholeheartedly. If this man has shown that he isn't capable of that, then it might be best to let him go, even though it's difficult.

Moving forward, focus on your own well-being and happiness. Engage in activities that make you feel good and help you regain your sense of self. Surround yourself with people who support and care for you.

In time, you'll find clarity and strength. Remember, this experience doesn't define you or your future. You deserve a loving and honest relationship, and by prioritizing yourself now, you'll be in a better position to find it in the future.

..Read more

Kanchan

Kanchan Rai  |571 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 09, 2024

Asked by Anonymous - Dec 08, 2024
Relationship
Hello mam I am really having trouble in my family right now I am like studying and also I go to academy and school I am 14 years old my father is forcing me to marry someone and that someone has has a nice job but I will love with someone who is in my academy and when I told my father about him he refused and said that there is no need to go in that Academy and I begged him to not do that and the person I am love with doesn't do a job and also is the same age as me so I told my father so many times that I don't want to marry that person because I am in love with someone else so how can a person marry someone who he doesn't even love I know my parents my father want the best for me but you know what I want to say
Ans: At 14, your focus should be on growing, learning, and discovering yourself. Marriage is a lifelong commitment that requires emotional maturity, stability, and readiness—things that naturally come with time. It’s okay to tell your father, calmly and firmly, that you’re not ready for marriage yet, regardless of who the person is. Try to express that your education and personal growth are priorities for you now, and marrying too young could prevent you from living the life you want in the future.

When it comes to the person you care about, those feelings are also important, but it’s worth remembering that both of you are still very young. Your emotions are real, but your focus on education and future goals should remain central for both of you right now. If this connection is meaningful, it can grow naturally over time without the rush or stress of marriage.

If speaking directly to your father feels too difficult, is there a trusted adult, family member, teacher, or counselor who can help you communicate your feelings? Sometimes having someone else explain your perspective can make all the difference.

Above all, you deserve to feel heard, respected, and supported in your choices. You’re not alone, and this is not a battle you have to fight by yourself. Take it one step at a time, and remember, your voice and dreams matter.

..Read more

Anu

Anu Krishna  |1576 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 20, 2025

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hi maam im in love with a guy who i met in hyd im 24 years nd he is 28 we both r in love with eachother and wanna marry eachother but the prblm is that i come from a christian family and he comes from a hindu family my mom is not ready to accept him just because he is a hindu and my family r forcing me to get married to a christian guy itself they r mentally forcing me everyday to leave him just because he is a hindu nd our caste is different my family seperated me from him and forcing me to get married to a guy of their choice and in my family there r 16 members who have had love marriages i took help of my relative who also had a love marriage to convince my parents and help us to get married but she is the one who add more fake rumors and more fuel about him that he is doing timepass even if they talk to him in calls they say that he is not lifting our calls at all i have all the recordings but still they r lying to me nd my mom saying that he is not ready to talk about her it became difficult for me to convince them my mom listen to my relatives as they say and so they do i dont have anyone to support me to get married to my bf plz help i wanna marry him only and i see future with him he is the only one who make me laugh play with me like how a dad plays with his daughter i havent got the love from my parents when im getting the love from him they seperated me from him and forcefully bought me to my native place nd not letting me meet or see him im depressed asking my parents to meet him but they r like no we dont like him my parents r not ready to understand and they r saying he is with u only for ur money he also told my relatives that i dont want money but still they r keeping on adding fuel and mentally harrasing me to get married to someone else they r forcefully trying to get me married to someone else i wanna marry him only what should i do plz help i love him so does he
Ans: Dear Niveditha,
What caught my eye was the fact that you seem to have found the love that parents give their children with this person. This is not healthy as you are searching for what you lack in someone else. Work on this...and if this is the reason that you actually are in love with this person, you really need to work it.
Now when it comes to your parents' acceptance, your partner has to put in efforts to win them over and on your part rather than playing this emotionally with them, make your parents see what you see in your partner in terms of traits, qualities etc...And the less you involve family members into this circus, the better. At times, people come to have their share of fun by making things worse...So, be wise about who you involve.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Samraat

Samraat Jadhav  |2248 Answers  |Ask -

Stock Market Expert - Answered on Apr 02, 2025

Asked by Anonymous - Apr 02, 2025Hindi
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I have been investing in shares for several years and have seen good returns, but with increasing market volatility, I'm considering diversifying into international stocks or alternative assets. What are the potential benefits and risks of each approach?
Ans: Diversifying into international stocks and alternative assets can be a strategic move, especially given your experience in financial analysis and investment planning. Here’s a breakdown of the benefits and risks of each approach:
International Stocks
Benefits are as follows:
- Diversification – Investing globally reduces dependence on domestic market conditions and spreads risk
- Access to High-Growth Markets – Some international markets, particularly emerging economies, may offer higher growth potential.
- Currency Appreciation – If the foreign currency strengthens against the INR, your returns could increase.
- Exposure to Leading Industries – Developed markets like the U.S. provide access to top tech, healthcare, and finance companies.

Risks involved in international markets are as follows:
- Currency Fluctuations – Exchange rate volatility can impact returns.
- Political & Economic Risks – Foreign regulations, trade policies, and economic instability can affect investments.
- Higher Transaction Costs – International investing often involves additional fees and taxes.
- Limited Information Access – Researching foreign companies may be more challenging compared to domestic firms.

Alternative Assets (Real Estate, Commodities, Private Equity, etc.)
Following are the benefits:
- Low Correlation with Stock Markets – Alternative assets often move independently of traditional markets, helping mitigate volatility.
- Inflation Hedge – Real assets like gold and real estate tend to retain value during inflationary periods.
- Potential for High Returns – Private equity and hedge funds can offer substantial gains if managed well.
- Portfolio Customization – Some alternative investments allow direct control, such as real estate or private businesses.

Risks involved are as follows:
- Illiquidity – Many alternative assets, such as private equity and real estate, are not easily sold.
- Complexity – These investments often require specialized knowledge and due diligence.
- Higher Fees – Alternative investments may have higher management costs and entry barriers.
- Market Uncertainty – Some assets, like cryptocurrencies, can be highly volatile.

Given your methodical approach to financial planning, you might find international ETFs a convenient way to gain global exposure while managing risk. Similarly, REITs or commodity funds could be a structured way to enter alternative assets without direct ownership complexities.

...Read more

Ramalingam

Ramalingam Kalirajan  |8175 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 02, 2025

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I'm now 68 years old. Living with my wife. I have 2 daughters. Both are well settled. I don't have any liability. I'm a pension holder. I'm getting Rs 75,000/- pension pm. I have invested Rs1,50,00,000 in FD. 7lakhs in Mutual funds, 6,50,000 in equity. 12 Lakhs in Sovereign Gold Bond, I'm getting Rs 35,000/- House rent pm. I have 25 lakhs Cash in hand. I want to deposit the above amount. How can I diversified the above amount to deposit?
Ans: Your financial position is strong. You have a steady pension and rental income. Your investments are diversified across FDs, mutual funds, equity, and gold bonds. Let’s allocate your Rs. 25L wisely.

Emergency Fund Allocation
Keep Rs. 5L in a high-interest savings account.

Use a liquid mutual fund for another Rs. 3L for easy access.

This ensures quick access to funds in case of unexpected expenses.

Debt Investment for Stability
Invest Rs. 7L in a mix of short-term and medium-term debt mutual funds.

These offer better post-tax returns than FDs.

Choose high-quality funds with stable performance.

Equity Investment for Growth
Allocate Rs. 5L to large-cap mutual funds via SIP.

This ensures gradual market participation and reduces risk.

Avoid direct stocks for this amount, as mutual funds offer better risk management.

Gold Investment for Inflation Hedge
You already have Rs. 12L in Sovereign Gold Bonds.

No additional gold investment is needed.

Regular Income Investment
Invest Rs. 5L in SWP-based mutual funds for periodic withdrawals.

This provides additional income while keeping capital appreciation intact.

Final Insights
Your current portfolio is well-structured. This allocation balances liquidity, stability, and growth. Your pension and rental income provide financial security. Diversifying your Rs. 25L ensures better returns while maintaining risk control.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

Ramalingam

Ramalingam Kalirajan  |8175 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 02, 2025

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Sir kindly suggest some mf for steady return for 5 yr in SIP in large cap
Ans: Investing in large-cap mutual funds through SIP is a stable choice. These funds focus on established companies with strong financials. They offer consistent growth with lower risk compared to mid-cap and small-cap funds.

Let’s assess how to select the right fund.

Why Large-Cap Funds for Five Years?
Invest in top companies with proven stability.

Less volatile than mid-cap and small-cap funds.

Suitable for a five-year investment horizon.

Provide inflation-beating returns over time.

Ideal for steady compounding with SIP investments.

Actively Managed vs. Index Funds
Actively managed funds outperform index funds in varying market conditions.

Fund managers adjust portfolios based on market trends.

Index funds only replicate the market and cannot outperform it.

Actively managed funds provide better downside protection.

For five-year investments, active management ensures stable performance.

Choosing the Right Fund
Look for funds with a history of stable returns.

Ensure the fund has an experienced fund manager.

Avoid funds with frequent manager changes.

Select funds with lower expense ratios among actively managed ones.

Check the rolling returns of the fund, not just past performance.

Tax Considerations
Long-term capital gains (LTCG) above Rs. 1.25 lakh taxed at 12.5%.

Short-term capital gains (STCG) taxed at 20%.

SIP investments held for over one year qualify for LTCG benefits.

Plan withdrawals strategically to reduce tax burden.

Final Insights
Large-cap mutual funds are suitable for stable returns over five years. They balance risk and reward effectively. Choose an actively managed fund with strong historical performance. Stay invested with SIPs for disciplined wealth creation.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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