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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 22, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
MK Question by MK on Jul 22, 2022Hindi
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Relationship

Hello Anu,
Pls help. I am in a lot of mental trauma right now. I wrote to you earlier but my article was not published.
I am a 36 years male married for the last 7 years with 2 kids. Last year when I was alone and my family was at my native place, I got close to one of my female school friends who is single. We came close and talked a lot. Gradually I fell in love and gifted her close to Rs 2 lakhs rupees to fulfil her shopping and household expenses. On realising that I am being trapped with no future in sight, I asked to return my money. This infuriated the girl and she abused me citing that I am making fun of her poverty and all. I understood the situation and told her to just return Rs 25k and stop. Thereafter we started talking again but obviously the intensity reduced. Over the last 8 months, my family is back and I cannot get over her. I constantly try to ping or call her but 90% of the time she doesn’t respond. I recently sent her Rs 15k for her birthday which she accepted after initial refusal. Now when I messaged her to know how her day was, she really got angry and blocked me on all social media platforms. I reached out to her sister to assuage her and apologize. She called and really abused me citing the constant family surveillance she is under. I promised I won’t text or call her for the next 2 months. Now I don’t know what to do. Should I ask her or her sister for the money to be returned if this escalates? Because she warned me that she would report to the police if I don’t stop messaging. She fears that family members know about me. She doesn’t have parents but is under constant family surveillance. Pls suggest the next course of action. Should I cut her off completely and risk losing the 2 lakhs and gain my mental peace or try to communicate intermittently? The day she abused me I really lost my mental peace. Pls advice.

Ans:

Dear MK,

What advice can I give you when the solution is right in front of you?

She wants to get your attention and fulfil her monetary needs; that’s all, Doesn’t that tell you anything? And when you try and contact her, she says that she is under surveillance.

How much of this has affected your marriage? What exactly was the need to step out of marriage for this attention?

Sometimes, we fancy things that are prohibited and this happens when we do not feel grateful with what we have and constantly chase what we don’t have. Time to work on your marriage?

Start first by loving yourself as this will tell you how much ignoring oneself can cause havoc in core relationships. Why should your wife bear the brunt of what’s going on? Your full commitment

is what she seeks and here you are mulling over a relationship that is based on selfishness and need-basis.

Can you please re-evaluate what your priorities are and put your life back in order?

Do this for yourself and your family…Your work, health and state of mind will start to improve. It’s time you took charge and I am sure you know how to do this.

All the best!

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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 22, 2024

Asked by Anonymous - May 16, 2024Hindi
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Relationship
Hi Anu...I was in relationship with a girl who is much younger [14yrs] than me and I started loving her. We met sometimes back in 2017 like a stranger and then from June 2022, had a deep love and physical relation with her. Initially she showed off friendship, Love and then she only proposed to get physical and started demanding money every time. In the last 2 years almost 3 Lakhs have given her and suddenly I stopped giving her money being realized that she is cheating on me. She is beautiful & smart and that's the reason I started loving her as stranger. Off late , she told me having break up with her EX whom she had in relationship for 3 years. Now in Feb 14th Feb , she got court marriage with someone and now living somewhere in Hyderabad. I am married and having daughters. When I asked for my money I gave her , she is straight way denying and now she couldn't recognize who I am. She has blocked me from WhatsApp & Facebook and could not answer my text. She threatened me last week that If I send her text she will share it with my daughter on Facebook. I have arranged some of her friends nos. and facebook friends details. I am very sad and depressed remembering all the times spent with this girl for the last 3 Months. Please suggest me if I tell all these to her friends??? or what should I do ??? It is easy to forget, you will suggest ..but very difficult for me as I am very depressed now. I have all chats details with her and her Father address also. Should you suggest If I tell her fake / fraud face to her friend & family?? Please suggest! Thanks !
Ans: Dear Anonymous,
Well, I haven't even begun to say anything. You can choose to continue with her but how are you going to be sure of the fact that she is not using you.
She's going back and forth and using push and pull which keeps you engaged and then pushes you away! Plus you are married and so is she and then she threatens you. What more proof do you want that she can bring on a lot of trouble? Do you need to see it written on a billboard for you to believe? Stay away from exposing her as she can do the same and then it gets ugly...move on...find a purpose that makes you happy and shift focus from being used to being useful...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Kanchan

Kanchan Rai  |658 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 28, 2024

Asked by Anonymous - Nov 27, 2024Hindi
Listen
Relationship
Hi Kanchan, I am reaching out because I am deeply troubled and need some advice. I was involved in a relationship with a much younger woman (14 years younger) who I developed strong feelings for. We met in 2017 and our relationship deepened in June 2022, involving both emotional and physical intimacy. Unfortunately, the relationship took a negative turn. She began making financial demands and became increasingly manipulative. Over the past two years, I've given her nearly 3 lakhs [for Rent, electricity bill, Food expenses + Other expenses]. After realizing her true intentions, I stopped providing financial support. She recently informed me about a breakup with a previous long-term partner. Shockingly, she got married in February 2024 [ 14th Feb] and is now residing in Ahmedabad, Gujrat. She ran away from Kolkata after extorting money. When I confronted her about the money I had given her, she completely denied any knowledge of it and has blocked me on all social media platforms. She even threatened to share our conversations with my daughter/ relatives if I continued to contact her. I am devastated by this betrayal and the emotional turmoil it has caused. I have saved our chats and her father's address. I am considering sharing her true nature with her friends and family. Is this a wise course of action? Or are there other steps I should take? I know it is easier said than done, but I am struggling to move on from this painful experience. Please offer any guidance you can. Thank you, AS,Kolkata
Ans: it's important to recognize that your emotional pain is valid. The feelings of being manipulated, exploited, and lied to are all real, and it’s okay to mourn the loss of a relationship that you thought had value. However, as tempting as it might be to seek some form of revenge or public exposure of her actions, it’s crucial to ask yourself: what do you really hope to achieve? It’s natural to want justice or closure, but sometimes, seeking to get even only prolongs your suffering. Taking the high road may not feel satisfying in the moment, but it will allow you to reclaim control over your own emotional state and move forward in a healthier way.

Rather than focusing on exposing her, I encourage you to turn your attention inward and prioritize your healing. Healing is not about ignoring the wrongs that have been done, but about freeing yourself from the emotional hold that this situation has on you. This could mean allowing yourself to grieve the loss of not only the relationship but also the trust you gave to someone who ultimately betrayed it. It’s important to recognize that closure doesn't always come from confronting the other person or airing grievances—it can come from within, through self-reflection, and setting the intention to heal and move forward.

I also understand that it’s hard to let go of the desire for accountability, especially when it feels like she’s getting away with something. But the truth is, confronting her may not bring the peace you hope for. It could lead to further conflict, strain your relationships with others, and keep you emotionally entangled with someone who no longer deserves a place in your life. Instead of focusing on her actions, I encourage you to take steps that help you regain your sense of self-worth and emotional security. Reflect on what you've learned from this experience—what boundaries you might want to set in future relationships, and how you can protect your emotional and financial wellbeing moving forward.

Consider seeking support from a counselor or therapist, someone who can provide a safe space for you to process your feelings and help you navigate your next steps. Talking through your emotions with a neutral third party can give you the clarity and emotional tools you need to make decisions that align with your highest good.

Finally, remember that you are not defined by this situation. It’s easy to fall into the trap of self-blame, but you are not responsible for her actions. What matters now is how you move forward, rebuild your sense of trust in yourself, and ensure that you are emotionally supported in the process. This painful chapter doesn’t have to define your future, but how you choose to heal from it can shape the life you want to create moving forward.

Take your time to process this at your own pace, but don’t let the actions of someone else keep you tethered to a painful past. You deserve peace, healing, and a future where you feel empowered and free from this betrayal.

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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 31, 2025

Asked by Anonymous - Oct 07, 2025Hindi
Relationship
Dear Madam, I am 45YO working in GCC and She is 45YO working in India govt banking sector. We met through matrimonial site in 2009. We liked each other and decided to get marry. But due to some arrogent way of talking of her and her mother with my mother, which I didn't like at all. So before gettting finalising and engagement, I decided to go away from her without hurting and it took 5 month in Feb 2010. Actually I AM AGAINST HURTING ANYBODY'D'S HEART. So I made a situaton like that she rejected me. While meeting we both decided, even though, if we are not getting married with other we will be as friends in future. So I got married in 2011 and She got married in 2012. After our marriage we got busy in our married life and we were not able to contact with other for several years. But in second half of 2019 we again came into to contact over phone WA. Once she demanded make-up box and some chocolates from GCC, so I provided through courier. Then her demand increased with mobile recharge, Sani-pads, U/garment, sometime cakes on birthdays for her and for her 2 daughters, for late father's, own mother even though her mother stays in different city, gifts through Amezon, Flipkaut, Zamato, Swiggu etc etc.. One day she told she want to marry me, because there were physical quarrel with the husband and MIL, So she want to get divorse due to dosmetic violence between them. I avoided this topic as I am happy with my married life. Then 1 day she had some gmeil problem she was not receving email so she shared password. So I cleared all the promotions and unuseful stuff from her gmeil account. But I was shocked when I saw that she had saved all communication of having extramarital affair chats of WA with her office 2 different colleagues and, 1 Garage mechanic and College friend all were vulgar chats and different-different years. Especially all vulgar words and arrangement and planning made by her to meet in different room location. There I came to know why her husband is so physical quarrel with her. She had mentioned about husband activity of beating to her. And so both of them want to get divorse. But this all thing I kept it confidential with me from her. Let she admit some day. But I am still waiting. Now after 2021 all this has stopped because I convinced her and made her feel what she was doing after meeting her. She admitted her mistake and she promised that she will not go in wrong path. She also said it happened unknowingly she went with the flow. But She pleaded me and wants my Love and want to marry me privately and for her happiness, she in under divorce process. She proposed me for marriage in 2021 till now I have avoided with some excuses. Coming to the main topic, since 2021 to 2025, whenever I visit India, we meet each other, as I too have soft-corner for her and Love her as we were first Love of each other in 2009. Everytime when I inform her that I am coming to India, her dreams flies in sky and tells me come soon, I want to marry with You. And every time she ask something or the other gift as mentioned above. How should I get rid of this burden of over-expenses. Due to this it is difficult to manage my monthly expenses, means "The snake has to be killed and the stick should remain intact". Everytime I tells her this month not possible next month for sure, but again after 2-3 days she comes with new demand. And I am sure, if I broke this relationship she will again go to wrong path as she is getting divorce. Pls give some tips how to reply her to stop these expenses from me.
Ans: Dear Anonymous,
It seems that you are happy in your marriage, then why are you afraid to tell this lady the same?
From what you have shared, she had associations with other men also while in her marriage and you are another one. Do you not get the feeling that she is using you for her needs or are you so fond of her that this has not occurred to you?
And also, you are not responsible for her life, her money or anything...what exactly are you getting by staying in touch with her? Please ask yourself this question and also if it is worth risking your marriage for all this?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Ravi

Ravi Mittal  |720 Answers  |Ask -

Dating, Relationships Expert - Answered on Jan 12, 2026

Relationship
Dear Sir, I am 45YO working in GCC and She is 45YO working in India govt banking sector. We met through matrimonial site in 2009. We liked each other and decided to get marry. But due to some arrogent way of talking of her and her mother with my mother, which I didn't like at all. So before gettting finalising and engagement, I decided to go away from her without hurting and it took 5 month in Feb 2010. Actually I AM AGAINST HURTING ANYBODY'D'S HEART. So I made a situaton like that she rejected me. While meeting we both decided, even though, if we are not getting married with other we will be as friends in future. So I got married in 2011 and She got married in 2012. After our marriage we got busy in our married life and we were not able to contact with other for several years. But in second half of 2019 we again came into to contact over phone WA. Once she demanded make-up box and some chocolates from GCC, so I provided through courier. Then her demand increased with mobile recharge, Sani-pads, U/garment, sometime cakes on birthdays for her and for her 2 daughters, for late father's, own mother even though her mother stays in different city, gifts through Amezon, Flipkaut, Zamato, Swiggu etc etc.. One day she told she want to marry me, because there were physical quarrel with the husband and MIL, So she want to get divorse due to dosmetic violence between them. I avoided this topic as I am happy with my married life. Then 1 day she had some gmeil problem she was not receving email so she shared password. So I cleared all the promotions and unuseful stuff from her gmeil account. But I was shocked when I saw that she had saved all communication of having extramarital affair chats of WA with her office 2 different colleagues and, 1 Garage mechanic and College friend all were vulgar chats and different-different years. Especially all vulgar words and arrangement and planning made by her to meet in different room location. There I came to know why her husband is so physical quarrel with her. She had mentioned about husband activity of beating to her. And so both of them want to get divorse. But this all thing I kept it confidential with me from her. Let she admit some day. But I am still waiting. Now after 2021 all this has stopped because I convinced her and made her feel what she was doing after meeting her. She admitted her mistake and she promised that she will not go in wrong path. She also said it happened unknowingly she went with the flow. But She pleaded me and wants my Love and want to marry me privately and for her happiness, she in under divorce process. She proposed me for marriage in 2021 till now I have avoided with some excuses. Coming to the main topic, since 2021 to 2025, whenever I visit India, we meet each other, as I too have soft-corner for her and Love her as we were first Love of each other in 2009. Everytime when I inform her that I am coming to India, her dreams flies in sky and tells me come soon, I want to marry with You. And every time she ask something or the other gift as mentioned above. How should I get rid of this burden of over-expenses. Due to this it is difficult to manage my monthly expenses, means "The snake has to be killed and the stick should remain intact". Everytime I tells her this month not possible next month for sure, but again after 2-3 days she comes with new demand. And I am sure, if I broke this relationship she will again go to wrong path as she is getting divorce. Pls give some tips how to reply her to stop these expenses from me.
Ans: Dear Anonymous,
I just want to tell you one thing: since you are married happily, it would be best if you limit your interactions with this woman. She is consistently showing interest in marrying you, asking for an inappropriate amount of gifts and has demands from you like one has from their partner. Everything seems a little off. And also, it is not your responsibility to keep her from going in the wrong direction. She is a grown adult and should be able to handle it herself. The best decision is to distance yourself from her. If you can’t, you might want to still set some boundaries like telling her that you cannot continue speaking to her if she keeps telling you that she wants to marry you. I am sure your wife also doesn’t appreciate it. Let her know that you are in a happy marriage and you are not comfortable with her behavior. Also, you have every right to say no to all her demands. I understand that you two have a friendship, but there should be boundaries even in that.

Hope this helps

..Read more

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Asked by Anonymous - Apr 25, 2026Hindi
Money
Lic policy jeevan aadhar for handicap son taken 1995 for 20 years. Life assured was my self father. Last premium paid in2015. 2026 son expired who was nominee This policy how our paid money with benefits wd be returned. Please advice. My age 70 and appointee 67 my wife still alive. Thanks.
Ans: I am very sorry to hear about your loss. This is an emotional situation along with a financial question. I will explain this in a simple and clear way so you can take the right steps.

» Understanding your policy structure

You have mentioned:

– Policy taken in 1995
– Premium paying term completed in 2015
– Life assured is yourself (father)
– Nominee/beneficiary was your son (who is now expired)
– You and your wife are alive

This type of policy was meant to support a dependent (your son) after the life assured.

» What happens when nominee (son) expires before claim

In such cases, the policy does not get cancelled.

Since:

– life assured (you) is still alive
– policy has already completed premium payment

The policy continues in force.

But the nominee benefit cannot be paid to your son now.

So the benefit will be payable to legal heirs or as per updated nomination.

» What are your options now

You have two main options.

Option 1 – Continue the policy till maturity or claim event

– policy will pay maturity or death benefit as per terms
– proceeds will go to legal heir / updated nominee
– you can update nomination now (for example, your wife)

Option 2 – Surrender or exit (if allowed)

– you may receive surrender value (if applicable)
– amount may be lower than full benefit
– depends on policy terms and current status

Before taking this step, it is important to check surrender value.

» Important step you must do immediately

Please update the nomination.

Since your son (nominee) has expired:

– submit a nomination change request
– add your wife or legal heir as nominee

Without this, claim settlement may get delayed later.

» How the money will be paid eventually

Depending on policy terms:

– either lump sum amount
– or annuity/pension type benefit

This will now go to the updated nominee or legal heir.

» Documents you should keep ready

– policy document
– your ID proof
– your son’s death certificate
– nominee update form
– bank details

These will be required for any future claim or update.

» Best practical step now

– visit nearest LIC branch
– explain full situation
– check current policy status
– confirm maturity benefit or claim structure
– update nomination immediately

Avoid relying only on assumptions because this policy type has specific conditions.

» Finally

Your policy is still valid because you (life assured) are alive. The benefit will not go to your expired son, but can be redirected to your legal heir after updating nomination.

Immediate action required is nomination update and policy status confirmation with LIC.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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