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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 19, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Mar 07, 2024Hindi
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Relationship

I had a depression and anxity at morning time.after 6pm iam not having any problem.iam freeliy having from that problem what is my problem pls tell me

Ans: Dear Anonymous,
Did someone tell you that you have depression? Were you clinically diagnosed or you just did some self-diagnosis?
Anyway,
- try and maintain strict sleeping and waking times everyday
- avoid caffeine before going to bed and as soon as you wake up
- go for a walk/workout before starting your day's activities
- do not be on social media one hour before sleep time and at least 2 hours after waking
- choose what you read on your phone or who you speak with the entire day

These few little changes to your routine may help you get out of 'morning blues'. If the issue persists, go see an expert who can work with you on lifestyle changes and mind management. This will keep your mind in a better shape and keep you out of low feelings and move you to a better state of mind.

All the best!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 18, 2021

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Relationship
Hello Anu, I am 41 and working with a MNC in Mumbai. Since last few months, I am facing some mental health issues like mild depression especially during early morning hours. On professional front, i am doing good but yes, it's hectic because of continuous meetings etc. Not able to figure out actually why I am feeling depressed. Can you please comment/advice?
Ans: Mild depression? Have you been clinically diagnosed or is it self-diagnosis?

Virtual working and/or remote working can bring with it a number of challenges; one being fatigue.

This can cause poor quality of sleep that can result in a low state of mind. This is perhaps what might be happening.

Also, being at home long hours and also due to the uncertainties that we are all facing can pull down the general mood of anyone.

This isn’t depression (unless and until clinically evaluated), but simply a contextual response from the body.

Create rituals to beat this. Since this happens during the early morning hours, make sure that you switch off all electronic gadgets at least a couple of hours before you sleep.

Eat at least 3 hours before you sleep and eat a lighter meal.

Exercise every day for at least 40 minutes and laugh a lot.

Connect with people who empower you. And most importantly, do express gratitude every day.

Feel thankful for what you have and what you are. Also, do what you love; maybe a hobby for a little time every day.

These empowering rituals can get your mood back on track and you will wake up feeling thankful for the day up ahead and also ensure that you can impact your circle of influence at home and at office as well.

Choose your state of mind, let it not choose you. All the best!

..Read more

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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