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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 12, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Dilip Question by Dilip on Mar 11, 2024Hindi
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Relationship

Dear Dr. I am 44 year old married with two kids. sharing issue regarding my wife misunderstanding and fake allegation. Its been three life has been became hell despite the facts most of the demands were met (financial stability and monthly disbursement). I gave maximum freedom and gave enough justification but all gone wane. She always come the some loan document and registry document asking question ...and irritation with same question again thinking that I did some thing during home loan process.False allegation about affair , although I am ready for all kind of enquire but still she not satisfied. Some time due irritation question I get angry and started shouting , once manhandling as well. She started threatening about police action.. I dont want to loose family. I want to work few more year and safeguard my kids future . Now she is asking some document I take her signature with out her knowledge .. but I dont have any such .... I am totally lost ... not sure what to do. now

Ans: Dear Dilip,
Kindly approach a capable lawyer who can guide you through this mess otherwise, it is going to get worse.
Protecting your children from this worsening situation must be on your list NOW, so that they are least affected by it.
Let the lawyer take care of the WHAT and the HOW of all of this.

All the best!

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 12, 2023

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Relationship
Mam , I am married since 2000. I have a male child.My wife is a working lady doing Govt. service . Since 2017 I found her behavior towards me & my child has completely changed . She always used to tell lie .She has affair with one of her colleague . She is being completely supported by her family specifically her mother.Without my knowledge she borrowed around 10 lakhs from neighbors of my rented premise at high rate of interest. When the matter come to my knowledge I cleared 7 Lakhs taking loan from Bank . After that she took more loan & left me. Since then , I never inquired about her, never lodge FIR or apply for divorce.I tried to forget her. I have no affair or any mood for remarriage . Rather ,I took care of my child & after rigorous follow up & support , my son cleared NEET & continuing MBBS in Govt. college.My son is aware of everything.He also has no interest towards her mother. In the mean time she has cleared my bank loan & trying to come to me.For this she is pressurizing me.She has no changes.Please suggest what to do.I have no interest towards her.
Ans: Dear Chandra,
It is unfortunate that you have had to go through this. I am sure that you son also has been affected by all of this.
If I understand this correctly, is your wife attempting a reconciliation and wants to have her family back?
If you and your son have a clear decision on not wanting this, I suggest that the three of you meet and hear what she has to say.
Maybe she feels sorry for all that has happened. Hearing her will offer her some respite and also you can convey your decision on not getting back clearly in a respectful way.
Also, your son may or may not want to have a connection with his mother...but give that a chance as well and let them decide that...

All the best!

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 05, 2023

Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 16, 2023

Asked by Anonymous - Dec 13, 2023Hindi
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Relationship
Hi, I married 1year ago my wife told me she was forced to do a marriage against her concern and she didn't want the marriage life and wanted to live as strangers, also she refused to take wife responsibilities at home i have waited trusting she would change but within 3 months she had medical issues and went to her home for treatment. after informing all her activities now her father is threating me and my family, also making false allegations against me for all her problems. Now he is demanding to go separately from my parents to send her back. if not they will file case against me in the court and make me and my family suffer. Now she was not telling the truth with their parents about her mindset and acting according to their portents guidance that i am the reason for her medical issues and she was not interested in the marriage because i didn't take care of her well. she have depression and anxiety issues from childhood her mother refused to see her face when she was born, as 5th girl child as they expect atleast 1 boy kid she said this to a doctor. she faces refusal and ignorance in her family she said this too the doctor i dont know the truth behind it. she has chronic gastritis also she is under weight (35kgs still at 27years old) and cant increase weight even after trying for 5 years of medication. Doctor suggested for a therapy but she refused to come with because she already had therapy before which we don't know. . even though we lived in same house but she lived in separate room all the days she was with me. Now due to her inability to handle her father she is acting along with them like i was the one who refusing her. Her father even knows about all these matters to hide is fraud he is now threatening me like police case and court. I did nothing wrong in this except married her. what should i do now ?. And I lost hope that she would change here after.
Ans: Dear Anonymous,
There are many cases like yours where men are being trapped with false allegations.
First evaluate:
Do I want this marriage to continue?
If YES, I feel it's time your parents also step in to state your side of the story. It will be an uphill task to bring her back as she clearly had mentioned to you that she was forced into this marriage. Also, how do you plan on working out the home situation given that the condition is that you separate from your parents?

If NO, will you be able to prove all the allegations put on you are false? Hire a good lawyer, because you will surely need one. Tread carefully and make very calculated moves in terms of what you say (even if it's on a text message) as everything can be held against you. Your lawyer will advise you on this.

So, time to think what is the best option...lay all the cards on the table and play this very carefully...

All the best!

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 04, 2024

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Relationship
Hi Anu Kindly refer to my earlier question and your answer. In july 2023, she came to my office and literally touched my feet and apologized to me for her wrongdoings, like talking to my wife and further character assassination. She told me that all people are lying to me. I forgave to her and thought that she is possessive and in her possessiveness, she took that step. From july 2023 till June, 2024, she continued to put various allegations on me that I have a affair with my office staff etc. I blocked her so many times in past one year, but she used to come to me through various persons. I told her many times that if she has any proof of my affair, show to me and i would explain to you. But she used to say sorry and reunite. In june, 2024, she again levelled allegation on me that I am having affair with my friends wife and again, she informed this to my wife that I am having affair with various women and she used to give me money and gave various household items to me. She also informed my wife about our personal things to my wife. In short, she tried to ruin my respect, my family. In wife became quite depressive on hearing these things. I totally blocked her from my phone and she is continuing to call my friends and assassinating my character. My friends know me quite well. When my wife tried to backfire on her, like contacting her relative on facebook, inquiring about her whereabouts, she suddenly took a U turn and said to my friend that I should stop my wife, else she would be thrown out of her house (she is a widow). I would never forgive her nor would return to her. I invested around 7 lakhs on building a house on collaboration with her and in her distress time, i used to take care of her and her house, like providing ration to her, giving her money to run household chores, paying her electricity bill etc. But i came to conclusion that she was just using me. If she would have really loved me, she couldt try to destroy me reputation and my family. But even after this, I never contacted her and tried to ruin her.
Ans: Dear Harish,
When you asked for help in your first question, it only meant you wanted to get out of this sticky situation. Now, I am happy that you were able to realize that she was using you. Hope you have decided to keep her at a distance from you and the family. When you started to dream of a parallel life with her and spend money to construct a home etc, you were again running away from your marriage and trying you luck elsewhere. Do try and give your marriage a fair chance and now that your wife knows most of it, do start on a clean state if that's what she wishes to as well. Thank you for sharing...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 03, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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Relationship
Hello, my wife is Ugandan and I’m of English national, 30 years old and she’s 26, we met nearly a year ago and got married in uk with some of her friends and small family. We haven’t done kuchala (not sure if that’s correct spelling) yet and I’m feeling anxious for when the time comes. She said her family will kneel when they greet me and being white this is already stinging my moral (due to history). I also talked about moving in together before the meet the parents happen however she says she’s rather move in after? Currently this could take two years before going to Uganda, how should I proceed without overstepping her cultural beliefs as after all we are married and by my culture we should already be living together
Ans: Dear Anonymous,
It is very nice of you to be so considerate and sensitive while handling these cultural nuances. Let's discuss the kneeling tradition. It's a sign of respect and it's deeply rooted in Ugandan culture. While I understand your point of view, you also have to remember that it can have significant meaning to her and her family. I suggest you politely express your feelings and let her know why it is uncomfortable for you to see her family kneel. When you explain, mention how much her culture means to you as well. I am sure both of you can communicate and come to a compromise that makes you both happy. Just in case, they persist in following the ritual, just look at it as a gesture of love and respect and not submission.

About the moving in together part, in certain parts of the world, couples living together before the traditional wedding is not considered respectful. But since you are already married, you can try explaining to your wife how the living situation does not go against her cultural expectations. But if it is a really big deal for her and her family, consider seeing it from her perspective.

Communication is everything here. Look at every problem as a team; it's not your problem vs her problem. It's both of you vs the problems.

I hope this helps

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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