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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 04, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
harish Question by harish on Jul 03, 2024Hindi
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Relationship

Hi Anu Kindly refer to my earlier question and your answer. In july 2023, she came to my office and literally touched my feet and apologized to me for her wrongdoings, like talking to my wife and further character assassination. She told me that all people are lying to me. I forgave to her and thought that she is possessive and in her possessiveness, she took that step. From july 2023 till June, 2024, she continued to put various allegations on me that I have a affair with my office staff etc. I blocked her so many times in past one year, but she used to come to me through various persons. I told her many times that if she has any proof of my affair, show to me and i would explain to you. But she used to say sorry and reunite. In june, 2024, she again levelled allegation on me that I am having affair with my friends wife and again, she informed this to my wife that I am having affair with various women and she used to give me money and gave various household items to me. She also informed my wife about our personal things to my wife. In short, she tried to ruin my respect, my family. In wife became quite depressive on hearing these things. I totally blocked her from my phone and she is continuing to call my friends and assassinating my character. My friends know me quite well. When my wife tried to backfire on her, like contacting her relative on facebook, inquiring about her whereabouts, she suddenly took a U turn and said to my friend that I should stop my wife, else she would be thrown out of her house (she is a widow). I would never forgive her nor would return to her. I invested around 7 lakhs on building a house on collaboration with her and in her distress time, i used to take care of her and her house, like providing ration to her, giving her money to run household chores, paying her electricity bill etc. But i came to conclusion that she was just using me. If she would have really loved me, she couldt try to destroy me reputation and my family. But even after this, I never contacted her and tried to ruin her.

Ans: Dear Harish,
When you asked for help in your first question, it only meant you wanted to get out of this sticky situation. Now, I am happy that you were able to realize that she was using you. Hope you have decided to keep her at a distance from you and the family. When you started to dream of a parallel life with her and spend money to construct a home etc, you were again running away from your marriage and trying you luck elsewhere. Do try and give your marriage a fair chance and now that your wife knows most of it, do start on a clean state if that's what she wishes to as well. Thank you for sharing...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 12, 2023

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Relationship
Mam , I am married since 2000. I have a male child.My wife is a working lady doing Govt. service . Since 2017 I found her behavior towards me & my child has completely changed . She always used to tell lie .She has affair with one of her colleague . She is being completely supported by her family specifically her mother.Without my knowledge she borrowed around 10 lakhs from neighbors of my rented premise at high rate of interest. When the matter come to my knowledge I cleared 7 Lakhs taking loan from Bank . After that she took more loan & left me. Since then , I never inquired about her, never lodge FIR or apply for divorce.I tried to forget her. I have no affair or any mood for remarriage . Rather ,I took care of my child & after rigorous follow up & support , my son cleared NEET & continuing MBBS in Govt. college.My son is aware of everything.He also has no interest towards her mother. In the mean time she has cleared my bank loan & trying to come to me.For this she is pressurizing me.She has no changes.Please suggest what to do.I have no interest towards her.
Ans: Dear Chandra,
It is unfortunate that you have had to go through this. I am sure that you son also has been affected by all of this.
If I understand this correctly, is your wife attempting a reconciliation and wants to have her family back?
If you and your son have a clear decision on not wanting this, I suggest that the three of you meet and hear what she has to say.
Maybe she feels sorry for all that has happened. Hearing her will offer her some respite and also you can convey your decision on not getting back clearly in a respectful way.
Also, your son may or may not want to have a connection with his mother...but give that a chance as well and let them decide that...

All the best!

..Read more

Kanchan

Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 16, 2023

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Relationship
I am 38, married male with two kids. I got in touch with a widow aged 48 years and in a good relationship. She proposed me first and initiated into relationship. Prior to our relationship, she was in a relationship of 27 years and was still in his touch. Her husband expired just five days into our relationship. After that, when i got to know her relationship of 27 years, i tried to brake the relationship but she insisted that she is just good friend to him, and nothing more now. I relied on her version. Lately, from the past six months, she made my life hell by levelling allegations on me that I have relationship with my sister in law. I tried to make her understand that I call her beta as she is around 23 but still doesnt want to understand. I broke her with on 27 june, but she came again in july this year and said sorry. During quarrel period, she made call to my wife, my friends and levelled filthy allegations against me. When she came back, I forgave her and tried to make peace with her. But after that too, she still believes that I am in relationship with my sister in law. I got fed up with her and again broke with her. One thing more that we both invested our money in making one building as builder. She doesnot have permanent source of income and relies on making money as PG counseller. During this, she suffered from financial problems and took care of her monthly expenses, her ration, etc. Kindly help.
Ans: It sounds like you've been through a complex and challenging situation. Dealing with personal relationships, especially when there are allegations and trust issues, can be very difficult. Here are some steps and considerations to help you navigate this situation:

Reflect on Your Priorities: Take some time to reflect on what you want in your life and what is most important to you. This includes considering your family, your own happiness, and your financial stability.

Open and honest communication is essential. It's important to have a calm and honest conversation with her about your concerns and feelings. Ask her to clarify her doubts about your relationship with your sister-in-law and express how these accusations are affecting you and your family.

Trust Issues: Trust is the foundation of any healthy relationship. If trust has been repeatedly broken, it can be challenging to rebuild. Discuss the importance of trust with her and see if there's a way to work together on rebuilding it. Be prepared to listen to her concerns as well.

Boundaries: It's essential to establish clear boundaries in your relationship. Discuss what is acceptable behavior and what is not. Make sure both of you are on the same page regarding these boundaries.

Counseling: Consider seeking the help of a relationship counselor or therapist. Professional guidance can be beneficial in resolving complex issues and improving communication.

Financial Matters: If you both have invested money in a property together, it's important to discuss how to handle this aspect of your relationship. Consult with a legal professional to understand your options and ensure a fair resolution.

Self-care: This situation has likely taken a toll on your emotional well-being. Ensure that you are taking care of yourself, both mentally and physically. Reach out to friends and family for support.
Reevaluate the Relationship: Reflect on whether this relationship is healthy and if it's in the best interest of both parties. Sometimes, it's necessary to make difficult decisions for your own well-being.

Talk to Your Wife: Be open with your wife about the situation. Let her know what has been happening and reassure her of your commitment to your marriage.

Protect Your Reputation: If this woman continues to make false allegations against you, it might be necessary to take legal action to protect your reputation. Consult with an attorney about any potential defamation or harassment issues.

Distance Yourself: If the relationship with this woman is causing you significant stress and harm, it may be best to maintain distance from her. Focus on your family, your work, and your own well-being.

Learn from the Experience: Use this difficult situation as an opportunity for personal growth. Reflect on what you've learned about yourself and your relationships, and use that knowledge to make better choices in the future.


Legal Advice: If the financial aspect of your relationship becomes contentious, consider consulting with a lawyer to protect your interests and explore legal options regarding the property you both invested in.

Remember that each relationship is unique, and there may not be a one-size-fits-all solution. The most important thing is to prioritize your well-being and the well-being of your family. It may also be helpful to involve a therapist or counselor to mediate the situation and provide guidance on how to move forward.

..Read more

Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 15, 2024

Asked by Anonymous - Apr 10, 2024Hindi
Relationship
Dear Anu, Long story please read About the this incident : I am in really a bad situation from last 7 days, My father-in law took, my wife and my children away because, I asked about her attractive behavior (Sexual tentative not sure) , she has shown towards our neighbor. I already directly warned her about his wrong starring twice, year before when we went for 4 families trip. (I have proof from her google account to show she has done wrong searches about him like searching for nickname of boyfriend with his designation etc ...) She is running her own business which is started by her on my encouragement and running ok from 7 years. Suddenly for some work, I called her she is missing from her office for 2.5 hours and no one knows where she went, After 2.5 hours I got a call and when I asked, she said Its a surprise and will tell later. Next day too she said It is secret and will tell later, third day too she said she went out for roaming.(my surprise was, in hot summer day on byke roaming at 10.15 am to 12.15 am ... na naa something is wrong). I started tracking her email by taking her password and notification accepted by her on her mobile. Then I realized the web activity(she was not aware of these things will get stored in google till then), as I said above like gift for boy friend and romantic nick name for someone special who is having xxx designation etc ... always smiling person. Attraction synonyms ... casual sex and serious relationship difference a video etc... All these are only from starting of 3rd March 2024. My Heart was broken, as I am staying in different city and already have plans to go home in few days, I somehow manged 2 days and went home. Next, I was all-over her with big fight. I was blaming her for everything even not feeding kids on time, as I was saying she gets time to spend on chatting or searching etc... I was literally went to nuts, as I warned about him to be careful 2 years ago couple of tiimes. She said she is innocent, she didn't searched all the above I have shown her photos taken from my mobile with her track. she asked how did you know I searched for her, Because of using his designation in search. Finally she agreed she meet him for 15 mints on some professional work, on 16th march and went out after that for another place. But google timelines shows she was at home for entire 2.2 hours. why should she lie for remaining 1.5 hrs if there is nothing wrong happened. why should she say 15 mints only, when she meet him for a profession reason for 2 hours. I am literally not satisfied with her answers. Next day morning my mom returned home, (she don't know anything) from a function in other city which she went 10 days ago. (All these episodes happened next day my mom left home according to search history). Suddenly wife in early hours kept suicide note and left home. I was just sleeping in next room, my mom saw the note and woke me up. Finally we found her on our terrace staircase sleeping there as she takes medication for sleep, she has zero negative artistes. I booked ticket for her dad immediately and asked him to come same day, shown him and explained him all this. That day he is calm and asked what you want to do. I was thinking positive that he tells her not to repeat and stay for a week and go home. He said he wanted his wife to talk to her(my mother-inlaw), I said book ticket for her but unfortunately tickets were not available, seems he is also not interested to book ticket. After next day I intentionally went out by taking my daughter for 3 hours informing, I am going out for 3 hours to him. I thought he will speak to her privately to help her understand. But not sure nothing happened my mother said, he was sitting in living room whole 3 hours and she is in bedroom. Next day she said she is not going for office as I am doubting her behavior.(My in-laws never wanted her to work from start marriage) . But before marriage it self I informed them I am looking for a working wife. As they didn't let her attend job interviews, I am forced to invest in business, my hard earned one year salary with loan and made her owner there. I thought she would be also be happy as owner. She is happily running this for 7 years (of-course no profits and I never insisted too much on profits too as I already closed the loan in 4 years from my salary). Past Episode 1 : 1) when we got arranged married, I was in love with a girl and also deep relationship staying with her for few years too. I just gave her a hint as I took her for my GF marriage reception. (Even I loved her my GF with full heart, due to known reason for both of us, I informed her, I will not marry her before, I stay with her). Once she found a letter from my GF and wrote an email to her husband about out Love afair, I am not sure he took that seriously. 2) My wife also have some love story but, I never asked about that as he didn't want to revel that any time.(its ok before marriage something happen in life), I have an idea about that within short span of marriage, as she was sending messages after 11.30 pm etc. After observing couple of months, warned her twice not do so. one day I was anger and left to office, as I saw her texting again previous night. Evening when, I returned home, she was crying like a baby sitting in living room saying as she had swallowed 10 tablets given to her some reason to attempt suicide. I was shocked and rushed her to hospital and fortunately able to save her. Never discussed about that anytime after that. Episode 2: After around 8 years of smooth life and 2 children, after starting the business one night, I was watching movie in living room and went to bedroom, wife suddenly got surprised and hiding her mobile. I asked her why are you hiding and give me the mobile she didn't, I tried to get the reach of mobile and she didn't let that happen as she hold it strong, I left and came back to other room to sleep. But next morning, she was showing anger on me and vice-versa, I had a quarrel and called up her dad after 3 to 4 days, That time he asked what is the proof she is chatting with someone in night, I don't as I didn't snatched her mobile forcefully. He said she won't do anything like that and asked to be peaceful, after few days thing became normal, as I also don't have proof, I thought it might be mistake my side too. Episode 3 : She started going to a super market everyday at particular time every day. Even though she comes though same road just 1 hour before, she wont stop and get items form there, she used to go after getting ready every day for 15 to 20 days, I observed pattern. Generally she goes with my kids skating to classes in our gated community only and used leave from there. I used to go and meet some friends near that skating classes after a while, but some times she used to be not there, I Observed the pattern she was missing continuously from 15 to 20 days after dropping kids there, I followed by my car and searched didn't found her in the regular place where she tells, after 15 to 20 mints, I was standing there she came to the place, when I asked her she said she went for Vegetables shop near by and shown place and a couple veg's she bought. I was working in reputed software org and earning well. I always think about my wife and children even, I am away from home. For example I go to airport, I buy chocolates for my children, I check, If I can get my wife a good watch deal or buy a bag as she like watches but wont try to spend 200 for a coffee in airport. I go to GOA with friends buy clothes from there, by reducing the bottles, I always show lot of love towards, children and wife as I was working from home past 4 years. Love doesn't mean, I tell her I love you or something, but I always felt pain if she is not well or I never said no, If she asked me take for shopping or somewhere etc. we are always going to movies Of-course its on my interest. never restricted anything for her to spend. Point to note she always spends carefully too. I only encourage her to spend more for to buy anything she wants. This is our present. Taken them to holidays now and then etc ... with all above episodes she says I am doubting her, Am I really? or she is creating the situations? 1) Even after warning not send messages after 11.00 pm in night or asked whom she sent no answer. 2) Episode 2 hiding mobile and giving mobile to me 3) Episode 3 even though she comes in same path every day for a specific time staying in same place 4) Episode 4 Even after warning her about bad starring going for professional her with out discussing and deleting call history of him ( 11 sort calls of 40 to 60 seconds and 2 calls on 4 mints each, in a span of 20 days) and mid night searches etc... am I bad guy? or am I trying to saving my wife from this evil intentions we know in society? What if I would have left her for the them, will my family relation will stay, what would it shows her as? will I become a responsible husband? Now she is trying for a job in her city with parents encouragement and trying to get admission for my daughter in Garde 1, even she has completed Garde 2 this year. Not sure about my son yet. She is spoiling daughter studies. My cute children are not with me now, I came back to my office and staying in PG from yesterday. Not able to concentrate on work or other things, literally crying at times in wash rooms.(even at airport when I saw children of my age went to washroom and cried a lot). what should I do go and beg her for getting angry on her? tell her with whom ever you chat and go I wont bother come home? or leave her and children for their fate? what the use for earning this salary when I cant spend time with my children? everyone says wait for her realize her mistake, If she gets job and takes admission in school will she even consider coming back to me? her mother always controls her father, same her sister in-law with her brother(love marriage). Now my mother and couple of friends(close) say, if I go she will treat you like a slave she will come and do same thing again you cant even ask her. After going home they tried to destroy the evidence I have by formatting mobile by logging into google account and erase device. That is a business mobile she didn't even bothered about customer base of 7 years contacts. Fortunately I could recover contacts. I could also get to know her personal email id that's how I cam to know about her job search and admission search of children. what should I do now? Please advice immediately.
Ans: Dear Anonymous,
My suggestion to couples who are at constant loggerheads and on the verge of a marriage breakdown:
- What can you do to put your marriage back together?
- Can you trust one another yet again?
- Are you both willing to set aside your differences and work towards your marriage?

You have given a detailed account of what has happened and one thing seems clear is that there is NO trust left within your marriage. This itself will prevent you from getting back together. Agreed that you have reasons and proof to doubt her, but if you both want the marriage to work, you will have to start fresh.
Also, the fact that she is searching for a job and also admission for the children suggests that she is looking at moving on without you. So, instead of making assumptions on what is happening and hoping for something to happen, it's time to request for a one-on-one chat with your wife. She may decline, but no harm in trying. The chat can bring forth what she has in mind and if she also wants to be in the marriage or move on. Knowing, asking, understanding can help and guide you on the next steps.

No point going around in circles playing this Hide and Seek game as a couple. Sit down, talk it out and take firm decisions. Your marriage will need a lot of trust and love to be rebuilt; are you willing to go through this journey?

All the best!

..Read more

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 03, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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Relationship
Hello, my wife is Ugandan and I’m of English national, 30 years old and she’s 26, we met nearly a year ago and got married in uk with some of her friends and small family. We haven’t done kuchala (not sure if that’s correct spelling) yet and I’m feeling anxious for when the time comes. She said her family will kneel when they greet me and being white this is already stinging my moral (due to history). I also talked about moving in together before the meet the parents happen however she says she’s rather move in after? Currently this could take two years before going to Uganda, how should I proceed without overstepping her cultural beliefs as after all we are married and by my culture we should already be living together
Ans: Dear Anonymous,
It is very nice of you to be so considerate and sensitive while handling these cultural nuances. Let's discuss the kneeling tradition. It's a sign of respect and it's deeply rooted in Ugandan culture. While I understand your point of view, you also have to remember that it can have significant meaning to her and her family. I suggest you politely express your feelings and let her know why it is uncomfortable for you to see her family kneel. When you explain, mention how much her culture means to you as well. I am sure both of you can communicate and come to a compromise that makes you both happy. Just in case, they persist in following the ritual, just look at it as a gesture of love and respect and not submission.

About the moving in together part, in certain parts of the world, couples living together before the traditional wedding is not considered respectful. But since you are already married, you can try explaining to your wife how the living situation does not go against her cultural expectations. But if it is a really big deal for her and her family, consider seeing it from her perspective.

Communication is everything here. Look at every problem as a team; it's not your problem vs her problem. It's both of you vs the problems.

I hope this helps

...Read more

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