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Anu

Anu Krishna  |1759 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 26, 2023

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Nov 05, 2023Hindi
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Relationship

Hi my bother married since last 10 years having two young daughters (9 years and 4 years). - living in nuclear family since 2015 - having relationships issue since last three years. - do not want to live together. - she is threatening continuously to file criminal complaint and false cases 498 etc - my brother want divorce but no idea how to start - we are mentally very torture - pls suggest how to safe my family and separate my brother this poison relation Thanks

Ans: Dear Anonymous,
Kindly take the advice of a lawyer who specializes in such cases. He/she will be able to guide you appropriately.

All the best!

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Relationships Expert, Mind Coach - Answered on Oct 25, 2023

Asked by Anonymous - Oct 09, 2023Hindi
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Relationship
I have 28 + years of frustrated and abusive and absolutely unsatisfied marriage. It was arranged but involved bitterness from both sides. My father did my relationship because of temptation and so many false facts from the in -laws' side. I was not interested but due to family compulsions I couldn't resist. Somehow i feel sad that my father got trapped due to greed and always feel bad about him, my mother was illiterate and did not have much opinion on anything. It was full of falsehood and cheating. I am very simple and minimalist persons, just after marriage wife and inlaws started torturing me to breakaway from my parents, being alone son and with the help of sisters managed parents with lot of difficulties but thought time will heal. I was thinking of separation just after 6 months but somehow was in difficult shape, couldn't ask. Meanwhile Father in law died and i thought it's inhuman to give separation at this critical time and accepted my destiny, My wife was very clever and managed balanced relation till her brother and sister got settled and we decided to welcome kids and blessed with two sons but after all her responsibility over, she again showed same behavior rather more aggressive and color and i almost separated from parents. I am in Govt service and was threatened to file a false case, with all difficulties, managed with balancing, hiding something here and there. After the death of parents , things worsened and she is eying on all property of inheritance to be sold . I don't trust her at all , I want to give all to my sons and then quit. She always threatens , i want to be separated and live my old age peacefully alone without any property but all I want to give to my sons , not to her . Please suggest a way , I am afraid she can file a false domestic violence case or even to give me poison . I am very tense nowadays and my health is deteriorating.
Ans: Dear Anonymous,
Never live in fear because that can always be used by someone who is searching for an opportunity to meddle with your life.
Deal with this fear in two ways:
1. For fear of false case filing against you, kindly approach a lawyer who will guide you on how to protect your assets
2. For fear of the way your life is moving about in an unsettling manner, do work on it rather than fear it
- Separation or not, will have to be decided by you and your wife and make it as amicable as possible...
- If there are chances of reconciliation, do lay down some ground rules for both of you which includes deeper level of communication, deeper listening, trust building...

Most relationships sour over a period of time, because 'taking for granted' seeps in, there are unrealistic expectations for one another, children become an excuse for not spending enough time each other, family members somehow get into the equation which allows little room for the couple to understand one another...
the list goes on...
It simply means: Marriage is something that needs constant working on...it requires time, energy and effort...

All the best!

..Read more

Kanchan

Kanchan Rai  |649 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 26, 2024

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Relationship
Hi I am 40 yrs with wife and kid of 7 yrs. My problem is family oriented. I have three sister, elder two sisters are well married and settled. My younger sister had an arrange marriage in 2004 and she had a divorce in 2011. With that marriage she has a boy child who is almost 18 now and too lazy, she as per her will did an intercaste love marriage in court in 2015 without informing anyone. I used to stay away in delhi and my parents and eldest sister(at her in laws place) in kolkata and d youngest married d guy 2 km from parents house. In 2017 i shifted back to kolkata as my wife was pregnant, so we took a decision dat now it would be better to stay in joint family as d kid will get grand parents and we will also serve my parents, but my youngest sister had a very bad habit of calling my mom every day almost 5-7 times and coming to parental house every alternate days which i rrsisted and i faced backlash from my parents and her too. Then suddenly things changed her husband became a very rowdy person and started beating her as she narrated and she came back to parental house with two kids one was from previous husband and one was from d court love marriage, now she stays in same flat where my parents stays. In 2017 aug my kid was born in 2019 she came back and den i again decided to leave house with my wife and kid as it was 2 bhk flat and all people flocked there as if ut was a zoo so i decided to leave with my family and we moved to ujjain and started living peacefully. Reason for leaving was my younger sis her eldest son and my dad has a very bad habit of shouting arguing nd fighting means domestic violence which i have seen in my childhood days even wen my dad used to do violence with my mom. Now i say her to take divorce and stay with parents or go back to her husbamd or where ever she wants. My dad is retired with a fixed income of around 20k per month. My sis and her son stays at home uses all facilities of home whereas when i shifted to ujjain i did all hardships and built my rented flat. Used to sleep on floor slowly we both husband wife worked hard and bought bed, kitchen utensils fridge and tv. Now my concern is she is not taking divorce and fully dependent on my father. She and her son both earn almost 35k together but their contribution towards house is big Zero towards ration is ZEro yes for basic dey dont pay anythng but like she pays for her small child school fees almost 3000 and whatever dey feel like eating extra den normal homely food she brings for her kids. As she is not taking divorce what can be main reason and future consequences to my kid and my life and my mom and dad have just become a free maid for her kids, my sis does all masti and roams freely till 9 pm without any concern for her kids as my mom is behind as maid to take care. Means my mom and dad have no saving cz of her and no personal life nor any social life cz dey have to take d youngest kid along with dem. My dad is 70 diabetic mom is 65 undergone bypass. Wen i say cz of yoi came back i have to leave dat house she says did i hold ur hand and say to go out. Where as i needed peace but i also need my parents as i want to take care of dem cz she treats dem like servants only. And my parentz dont understand dis dey hav soft cornor for her. She is like deemak but dey dont understand. Kindly guide me.
Ans: Your situation is complex, involving familial responsibilities and personal peace. To address it, start by understanding your sister's reasons for not seeking a divorce. Consider engaging a professional family counselor to mediate and provide support for everyone involved. Legally, explore the options available for ensuring she contributes financially to the household.

Your priority should be to protect your parents' well-being and your own family's stability. If your sister continues to burden your parents without contributing, it might be necessary to seek legal advice on how to manage this dependency. You may also need to discuss with your parents the importance of setting boundaries to ensure their health and financial security. Balancing compassion with firm boundaries is key to resolving these issues while maintaining family harmony.

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Naveenn

Naveenn Kummar  |241 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Jan 15, 2026

Money
Hi, I am 55 years of age, an NRI working in Dubai and my company has a medical insurance policy that covers all medical expenses for me and my wife all over the world. In 5 years time, upon retirement, I will relocate back to India. Will I be able to take a medical insurance policy for myself and my wife at the age of 60 years ? If I take a medical insurance policy now, would it help in reducing the insurance premium ? Kindly advice.
Ans: Hi Girish

You are 55, working in Dubai, and currently covered under your company’s medical insurance worldwide. That cover is excellent, but please remember one important thing: it ends the day your employment ends. Health insurance planning has to look beyond employment.

Can you take a health insurance policy in India at age 60?
Yes, you can. Most insurers in India do allow entry at 60 years and even later.
However, at that age:

Premiums are significantly higher

Medical tests and scrutiny are much stricter

Any lifestyle condition or past medical history can lead to waiting periods, exclusions, or higher premiums

So while it is possible, it is not ideal to start fresh at 60.

Will taking a policy now help reduce premium later?
The bigger benefit is not just premium, but certainty and continuity.

If you take a policy now at 55:

You enter at a lower age slab

Mandatory waiting periods (usually 2–4 years) get completed well before retirement

By the time you are 60, the policy becomes mature and far more useful

Underwriting happens when you are younger and healthier

Premiums will still rise with age, but you avoid the sharp jump and uncertainty of entering as a new senior citizen.

But since you already have full medical cover, is this necessary?
Think of this Indian policy as a retirement safety net, not a replacement for your employer cover.

You do not need to actively use it now.
You just need it to run in the background, so that when you return to India, you are not forced to buy insurance at the worst possible time.

Many NRIs make the mistake of postponing this decision and then struggle at 60 when options become limited.

What kind of policy should you consider?
Keep it straightforward:

A family floater for you and your wife

Decent coverage, not the bare minimum

Focus on hospitalisation benefits

Buy it with the intention of continuing it for life

Avoid over engineering the policy. Simplicity works best in health insurance.

Final advice
Health insurance is one area where early action quietly pays off later.
You may never thank yourself at 60 for buying a policy at 55, but you will definitely regret not doing it if a medical issue arises.

Most obvious question how can I take the family floater insurance most insurance will issue when you are visiting India

Few insurance will issue incase your are not able to visit Indian the cost of medical test in your abroad hospital or clinic will cost you heavy on pockets

Naveenn Kummar
Chief Financial Planner | AMFI Registered MFD
https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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Komal Jethmalani  |445 Answers  |Ask -

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Asked by Anonymous - Dec 03, 2025Hindi
Health
I recently entered menopause, and I’ve noticed my weight going up no matter what I eat or how careful I try to be. Earlier, if I skipped sweets for a week or reduced portions, I could see a small difference, but now it feels like nothing works. My metabolism seems to have completely slowed down, and I also experience sudden mood swings, bloating, and fatigue. It’s quite frustrating because I’m eating mostly home food — chapati, sabzi, dal, very little oil — and I even try to go for walks regularly. Still, my clothes have become tighter and I feel more irritable than before. Some friends say it’s just hormonal and can’t be helped, while others suggest cutting carbs or going on a high-protein diet. But I’m not sure what’s safe or sustainable at this stage. Is there a specific kind of diet that can help women during menopause manage their weight, energy levels, and mood swings without feeling constantly hungry or deprived?
Ans: During menopause, weight gain and fatigue are common due to hormonal changes and a slower metabolism, but the right diet can help. A balanced approach is beneficial, such as a Mediterranean-style diet or a modified high-protein plan that emphasizes whole grains, lean protein, healthy fats, and plenty of vegetables. This supports weight management, stabilizes mood, and boosts energy without leaving you hungry. Pairing this with strength training, good sleep, and stress management can help you manage weight, energy, and mood swings sustainably.

...Read more

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