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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 06, 2020

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
V Question by V on Oct 06, 2020Hindi
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Relationship

Dear Anu ,I am from Nagpur .It’s been almost 6 to 7 months we are at home.

Since I am a sales professional. It’s very difficult for me to be stuck at home for so long.

Various kinds of thoughts are now coming in the mind which I know are not good for my mental and physical health. Please help how to cope up with this kind of issues.

Ans: Dear V, The world is facing its own set of challenges and I empathise with you.

Some of us have lost jobs, some of us have taken a pay cut and all of us don’t know what’s going to happen next.

Thoughts will keep erupting in the mind; that’s what the job of the mind is. But you have the choice of what thought you want to harbour there.

CHOOSE wisely which means wake up every morning in gratitude.

Start the day with a joyous memory something which makes you feel happy and then visualize what you can do to make yourself even more employable than before.

Use this break to learn something new that you have always been wanting to now. 

You have a choice of feeling stuck or feeling freedom where you have the time to do what you want now.

The mind can be trained positively as long as you want to be in a space of feeling happier. Also, meditate or indulge in an activity that you like everyday that helps you again be happy.

Right now, be happy with what is rather than complain about what you can’t have.

This perspective will definitely help in reworking the mind and cope with the current situation. Be cheerful and happy!

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Kanchan

Kanchan Rai  |405 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 23, 2024

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Relationship
I am working in a good priviate company for the last 32 years . For the last 6 months I am loosing interest in work orin office wanted to stay at home. But I had realised that even at home during holidays/sundays I do not feels good at all, dont like to talk intereact etc. even do not like to visit any wheres . all the tims=es scared about unwanted worries . Plesae tell me the solution.
Ans: Dear K
It sounds like you may be experiencing a deeper sense of disengagement and possibly even symptoms of depression or anxiety. It's important to address these feelings and seek support from professionals if needed. Consider reaching out to a therapist or counselor who can provide you with support and guidance. They can help you explore the underlying causes of your feelings and develop coping strategies to manage them. Prioritize self-care activities such as exercise, meditation, spending time outdoors, and engaging in hobbies that bring you joy. Taking care of your physical and emotional well-being is crucial for managing stress and improving your mood.Even if you don't feel like socializing, try to stay connected with friends and loved ones. Having a support system can provide comfort and perspective during difficult times.Reflect on what gives your life meaning and purpose beyond work. Consider volunteering, pursuing hobbies, or engaging in activities that align with your values and interests. Be gentle with yourself and recognize that it's okay to have periods of low motivation or energy. Set realistic expectations for yourself and celebrate small victories along the way.If you're experiencing symptoms of depression or anxiety, such as persistent feelings of sadness, hopelessness, or worry, consider speaking with a psychiatrist. They can assess your symptoms and recommend appropriate treatment options, which may include therapy, medication, or a combination of both.Establishing a daily routine can provide structure and stability, which can be especially helpful if you're feeling aimless or unmotivated. Try to incorporate activities that bring you a sense of fulfillment and accomplishment.Practice mindfulness and focus on the present moment rather than dwelling on past regrets or worrying about the future. Mindfulness techniques such as deep breathing, meditation, or progressive muscle relaxation can help calm your mind and reduce stress.
Remember that seeking help is a sign of strength, and you don't have to navigate these feelings alone. There are resources and support available to help you work through this challenging time and rediscover a sense of purpose and fulfillment in your life.

..Read more

Kanchan

Kanchan Rai  |405 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 13, 2024

Asked by Anonymous - Aug 12, 2024Hindi
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Relationship
Hello, I am 41 years old moved to India 2 years ago after living in abroad for more than a decade. Since then it has been a real big struggle to adjust, accept the environment, people & overall life. I have my husband and 2 small kids. My husband is very busy with his life, often travels out of the city. I do not connect with him most of the time on emotional grounds. So emotionally i get drained over time. Also my relationship with my inlaws is volatile. I feel its only based on basic needs. Relationship has not grown beyond that. I feel very anxious and sad all the time. Affecting my mental health a lot. Please help how to stay mentally fit and not depend mentally on others?
Ans: Moving back to India after many years abroad can be really tough, especially when you're feeling emotionally disconnected and isolated. It's important to focus on building your own sense of well-being. Try to find small ways to connect with people who share your interests, whether that's through a hobby or a community group. This can help you feel more grounded and less reliant on your husband or in-laws for emotional support.

You might also benefit from setting aside time each day just for yourself, even if it's only a few minutes. Use this time to do something that makes you feel good, like journaling, reading, or practicing mindfulness. This can help you build emotional resilience and reduce feelings of anxiety.

Remember, it's okay to feel what you're feeling, but taking small steps to focus on your own well-being can make a big difference. If things continue to feel overwhelming, it might be helpful to speak with a therapist who can offer support tailored to your situation.

..Read more

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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