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Ravi

Ravi Mittal  |431 Answers  |Ask -

Dating, Relationships Expert - Answered on Jan 03, 2024

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
Asked by Anonymous - Jan 02, 2024Hindi
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Relationship

Please answer my question. I need valuable suggestion. I fell in love with a married woman who is not satisfied with her husband and she have told to me that her husband is also in a extra marrital relationship. So she decided to start a relation with me and her husband and son also told her to find a partner for her. So she decided to start a relationship with me. Now my question is whether it will be ok for me to go into that relationship. It may happen that the relationship with her is not permanent and I will marry later and start a family life. Now in future is any chance that this woman and her family will interfere in my married life and something conflict will happen. Please note I will not continue the relationship with her when I will get married because I can not cheat with my wife and family.

Ans: Dear Anonymous,

Thank you for the clarity. Yes, it would be wrong to cheat on your partner but it would also be wrong if you get into a relationship with this woman and later leave her to start your own family. It is best you avoid these complications and let her find someone who would love her despite the circumstances. It would most certainly be wrong of you to take away her chance of being loved and maybe, someday, have a better future.

Best Wishes!

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Anu

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Relationships Expert, Mind Coach - Answered on Dec 28, 2023

Asked by Anonymous - Oct 05, 2023Hindi
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Relationship
I am 42 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 12yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some compulsion they both discussed and decided to accept it and continue it the way as it is. She told me that she loves me a lot is still waiting for me and doesn’t feel complete without me. She is honest in her married life but after these incident she dont want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a conditon to give our relationship a NAME in society. Everytimes she told me that she love me a lot and says that I am more than anything else in life to her and she does not want to lose me as well. We shares everything with each other like husband-wife. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide.
Ans: Dear Anonymous,
She is married and not happy and loves you BUT will not recognize your relationship in public!
You are unmarried and want to wait for someone who won't give you the presence that you deserve!
Do the right thing...allow her to be committed to her marriage rather than be her emotional crutch...in the long run, you will be left high and dry after investing a lot of emotions into her...
Shift focus onto your life and building it the way that you want. When you put your life and emotions into someone else's hands, you end up becoming a puppet swaying about with no stability whatsoever. Put more energies into yourself instead...

All the best!

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Ravi

Ravi Mittal  |431 Answers  |Ask -

Dating, Relationships Expert - Answered on Jan 30, 2024

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Relationship
I am 43 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 12yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some reason they both discussed and decided to accept it and continue it the way as it is. She told me that she loves me a lot and doesn’t feel complete without me. She is honest in her married life but after these incident she dont want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a conditon to give our relationship a NAME in society. Everytimes she told me that she love me a lot and says that I am more than anything else in life to her and she does not want to lose me as well. We shares everything with each other like husband-wife. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide.
Ans: Dear Anonymous,

It is refreshing to see someone so selfless as you. I understand and appreciate your love and how much you are ready to sacrifice for her. However, I would like to offer a suggestion – it's crucial to prioritize your own mental and emotional health in this situation. While it's unfortunate that she is dealing with challenges in her marriage, resorting to having an affair might not be the most constructive way to cope.

I suggest that she and her husband explore the option of seeking professional help through a marriage counselor. This could help them navigate the complexities of their relationship and make an informed decision about whether to continue their marriage or part ways. In case they decide to separate, it would be valid for you two to start a relationship and pursue a happy life together. But if they decide to remain married, I fear that you might end up sacrificing your own chance at a fulfilling love life. I realize that you might be okay with it, but it isn't fair to you.

I encourage you to have an open and honest discussion with her before committing to anything, ensuring that your feelings and well-being are also taken into account.

Best Wishes!

..Read more

Kanchan

Kanchan Rai  |405 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 22, 2023

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Relationship
I am 43 year old unmarried male . I loves someone from my childhood and she also loves me but because of her family she agrees and got married to someone else and now she had one 12yr child. After her marriage I never kept contact with her respecting her decision for her family and assuming that she is living a happy life But during Corona-2021 she contacted me and told me about her life where her husband is in relationship with other married woman and is giving everything to that lady as his wife. She told these to her parents but because of some reason they both discussed and decided to accept it and continue it the way as it is. She told me that she loves me a lot and doesn’t feel complete without me. She is honest in her married life but after these incident she dont want to live there but unable to exit because of family condition. She told me she loves me and need me above all and everything in life she wants me to remain with her like her life partner but because of some compulsion she is not in a conditon to give our relationship a NAME in society. Everytimes she told me that she love me a lot and says that I am more than anything else in life to her and she does not want to lose me as well. We shares everything with each other like husband-wife. I am always there for her and will support her in all respect so that she became happy and lead a healthy life. But sometimes I feel that I shall come out from this as these will further destroy her disturbed life but at times I feel I don’t able to leave her and all I need is that she live a happy life and ready to do anything for these. What shall I do here? Please guide
Ans: Dear P,
This is undoubtedly a complex and emotionally challenging situation. It's important to approach it with care and consideration for both your feelings and hers. Reflect on your own feelings and desires. Consider what you want in a relationship and whether you can realistically achieve those goals in this situation Talk to her about your concerns, fears, and the impact this situation has on both of you. Discuss the future and what you both want. Ensure that you're on the same page about your expectations and the potential challenges that may arise Understand the potential consequences of continuing this relationship. Consider the impact on her family, your own well-being, and the well-being of any children involved. Be realistic about the challenges you may face. Consider the long-term implications of the relationship. If there is no possibility of it evolving into a more conventional partnership and that is something you desire, you may need to evaluate whether continuing the relationship is in your best interest Ultimately, the decision you make should align with your values, desires, and what you believe is best for your overall well-being. It may be a difficult decision to make, but taking the time to reflect, communicate, and seek guidance can help you navigate this challenging situation.

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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