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Ravi

Ravi Mittal  |177 Answers  |Ask -

Dating, Relationships Expert - Answered on Jan 04, 2024

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
Asked by Anonymous - Nov 20, 2023Hindi
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Relationship

Hi, I am 47 yrs old male. I married in year 2000 to a girl who was 22yrs at that time. She was type 1 diabetic from the age of 8 on insulin 4 times a day. in 2004 both her kidneys failed and she underwent kidney transplantation ( her father donated). she survived with donated kidney for 10 years and in 2014 july the transplanted kidney also failed and she was put under Heamodialysis 4 times a week. Unfortunately she get High BP, contracted Hepatitis B during blood transfusion and got Thyroid. During the Covid first wave she tested 5 times positive and had to be in ICU for 45 days with 38 dialysis done ( 3 dialysis continously in a day for 2 times). In spite of all this she passed away last February. I feel lonely now as my mother is no more and my dad is aged. I dont have any children. I am in a dilemna whether I should look for another marriage or should i lead the life being single as I am skeptcial whether the person who might marry me be either good or even worse? Kindly advise

Ans: Dear Anonymous,

I am very sorry for your loss. I can understand how painful it must be for you. And there is no doubt that you are lonely after losing one of the most important people in your life. Coming to your question, yes, it is completely understandable that you want company and you should look for a partner, but only if you think you have processed your grief and are ready to move on. Loneliness can make us rush things but it won't fill the void created by your long-term partner. So, keep this in mind before seeking another relationship.

If you think you are ready to accept love and you understand that one person cannot fill the space of another, I would say go for it. Why not? You have every right to be happy; after all, you have to live the rest of your life. About being skeptical about whether a new partner will be nice, it is always a gamble. But the trick is to have regular interaction and try to get to know them beyond the surface level. Have a long chatting phase before jumping into a commitment. The goal should not be to get married immediately, but rather to take your time and find the person who is most compatible with you and makes you feel happy and content.

Best Wishes.

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Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Jan 13, 2022

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Love Guru, First let me tell you to be anonymous while publishing reply on this. I am having multiple health problems that might lead to early death as well. I don't want to hide this from my life partner. I'm in love with a girl, whom I can't marry as the law won't allow it under the Sapinda relationship (ed: referring to marriage between cousins within the Hindu community) clause. She too is madly in love with me. Recently she met a boy, whom she thinks she can marry and settle. I'm more than happy to hear that as I am not sure with my regularly weakening health condition, I can be with her for life. I have already asked her to go forward with the marriage proposal. I don't know if can live without her. Somehow I'm getting a feeling that I'm running away from my responsibility. Not sure what to do. Can you please advise?
Ans:

You’re not running away from responsibility, you’re sparing her the responsibility of playing caregiver to you as your health deteriorates and, more importantly, leaving her bereft of a life partner at a young age.

I’m sorry to hear that you have such severe issues but, as difficult as it is for you, I do think this is the right decision if you’re putting her happiness before yours.

The fact that she’s agreed to marry someone else also should also tell you that, inherently, even she is hesitant about your situation.

Moreover, there’s the Sapinda clause, legally speaking, which won’t permit you to marry... you haven’t disclosed just how closely the both of you are related here.

So, all circumstances considered, I think her moving on with someone else is in her best interests.

I wish you health and happiness.

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Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 14, 2023

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Relationship
Hello,Mam Good day to you I have recently gone through your answers to various queries of several people so thought to ask you something which is pinching my heart daily. I married to a girl in April 2019 as an arranged one.I work on board merchant ships & have to stay away from home for several months(6-7) months & also being Manglik as per my horoscope details hence was finding difficult to get someone agreed for the marriage.However at the age of 32 years,I got married in 2019 without considering & giving much thought as I was frustrated with talking to so many families & denied by most of them due to above stated reasons. After marriage,I found her not been capable to take the responsibilities at home and much interested towards house chores or helping my parents at home.Many things were concealed by their parents & were just being hided.She is not able to cook food for the family,not able to read,write Hindi, English properly.My parents gave her enough support & tried to teach her & learn but even after 4 years of marriage she is unable to take her responsibilities at home.She now also shows some unexpected behaviour like laughing unnecessarily & speaking to herself most of the times while working or sitting at any public place, shop etc which makes me very embarassing. After seeing all this,I took her to the Hospital (Medical College in Lucknow) for check up where the doctors told me that she has Scheophrenia ( mental depression) for which medication will continue for a long time which has a deep rooted shock to me. She stayed twice with her parents 6-7 months in a year when I was at work on board merchant ships. Now again she is staying with her parents as we are unsure if anything goes wrong with her then her family will blame us. I want to give her divorce but don't know how to go for it ? At this age of 36 years will I get someone else or not is what coming in my mind ? Both of us are not talking neither our family members with each other. We don't have any child ,my father is handicapped senior citizen,mother also being old & makes difficult to manage at home. Can she ask for any alimony if I proceed for divorce now ? Please reply Thanks.
Ans: Dear Ravi,
Yes, it has been a very challenging time for you indeed; I can only imagine what you must be going through.
But when Empathy calls, you must realize that your wife is going through a very difficult life too. Living with Schizophrenia is hard for her and for her caregivers as well and the symptoms must be managed lifelong.
But what I don't understand is: Why did her family keep this fact away from you?
This could have been a decision point before the marriage was arranged. It is obvious that their job was to get her married at all costs; even if it meant LYING to you.
Anyway, I am not going to get into what she can and can't do as basic life skills as severe mental ailments can decapacitate the person from easy and obvious usual functions that a human being is expected to perform.

If you have decided on separation. kindly seek the advice of a good lawyer who can check every angle that is fair to you and your wife. And take care of your mental health by not focusing on what could have happened but what can now happen. Kindly proceed on these lines.
Best wishes!
(more)
Ravi

Ravi Mittal  |177 Answers  |Ask -

Dating, Relationships Expert - Answered on May 19, 2023

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Relationship
I'm 48 years old never married guy. I once suffered from rare cancer which is cured now. Also hv epilepsy whose treatment will go life long. Doctor says that i should disclose my health issue with whom I'm thinking of getting married but no one takes talks further. I'm infact ready for divorcee or widow too but failed. Some ppl reject me as my salary is mot much, some says that i dont hv my own hm etc but i hv many friens who are getting less salary but are happily married. My whole family if highly educated although I'm also pg but still get rejected. My dad expired n was too worried for my marriage. Now my mother is with me n i dont know what to do. I hv spend approx 35k on matrimonial advertisements but got no success. Im currently in touch with girl for last 1+ year but dont know whether she likes me or not although i hd expressed my feelings to her many times but she never respond n get silent on that. Kindly help whether i should approach this girl or leave her. I like this girl very much. Should i still search for a bride or leave this issue. Kindly help.
Ans: Dear Shashank,

If you have been straightforward about your feelings for this woman and expressed the same and yet she has never reciprocated it even once so far, it might be because she does not feel the same about it. I'd suggest you talk to her about this. Instead of leaving it open-ended, like "I like you," and letting her react to it, be direct. For instance, "I like you. What about you? Do you like me?" Being direct would definitively fetch you some real answers. If she replies to your question, there you go; you have your answer. If she ignores it still, you can safely assume that she doesn't feel the same way as you do. Don't delay this; ask her as soon as possible. Stretching a relationship that ultimately leads to a dead-end will harm your peace and happiness in the longer run.
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R P

R P Yadav  |304 Answers  |Ask -

HR, Workspace Expert - Answered on Aug 14, 2023

Asked by Anonymous - Aug 13, 2023Hindi
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Career
Hellow sir, Request you to please suggest and help? I am 39 yrs old male with no job in hand. I am not married as well. Actually my mom was detected with liver cirrhosis and was asked to have liver transplant on Septemeber 2022. After tht i was all after taking care of my mom and looking out for donors. I didnt hav anybody to take care of my mom, my sister is settled in USA and she was expecting. Hence she could nt help, but all the financal help was done by her. My mom underwent Liver Transplant in the month of May 2023 and now she is recovering. I am with her taking care of her. I hav Dad, bt he is also very old. I was before sept 2022 working in a Reputed hospital as deputy marketing manager. I have done my MBA marketing as well with a hotel management degree. I have a total of 11 years of experience with 8.26 lakhs per year package. I always felt in regards of my marriage i m unable to get a match coz i dont hav a suitable job with good package. At 39 i m unable to upgrade my skills coz of all my responsibilities. Maybe September i am thinking of looking out for a job, as my sister is going to return from US. I want to get married and lead a normal life. I also want to grow in life so that i can keep my family happy. I m afraid of being alone all my life, coz my parents in regards with dere health are not doing well. I also want grow in my career. Request you to please guide me what should i do in life ahead . I had no relatives support that is why i had to leave my job to take care of my Parents. At 39 i feel tht i m too old to get married as dere are very few proposals of my age and those which are dere are very much well settled in life and would epexct somone who is more sucessful than me.
Ans: Hi,
I can understand that you have got two issues primarily. First, you need to get a job and secondly is to get married along with taking care of your parents. You can look for jobs through job portals and look for match through various matrimony portals and marriage bureaus. If you do this consistently for a few months, you are bound to succeed.
(more)
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Moneywize

Moneywize   |98 Answers  |Ask -

Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Money
I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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