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Ans: Dear Shashank,
If you are a teacher in a private school and your salary is more than Rs. 15,000 per month, then your employer is legally required to deduct EPF from your salary.

If you have not given your EPF number to your current school, you can still do so. This will allow them to start deducting EPF from your salary and crediting it to your EPF account.

Here are the steps you can take:-

1. Talk to your school's payroll administrator. Let them know that you want to start deducting your EPF and that you have an EPF account from your previous school.

2. Provide your school's payroll administrator with your EPF number. You can find your EPF number on your EPF passbook or by logging into your EPF account online.

3. Ask 12% of your basic your school's payroll administrator to start deducting salary towards EPF. Your employer will also contribute 12% of your basic salary towards EPF.

It is important to note that your employer cannot deduct EPF from your salary retrospectively. This means that you will not be able to get EPF contributions for the period of time that your employer was not deducting them. However, by taking the steps above, you can ensure that your employer starts deducting EPF from your salary now and that you are able to benefit from this scheme.

Ans: Having a baby at your age can be challenging, but it’s not impossible. Plus there is your medical history to consider. With the help of medical science today, however, there are a lot of options available for you to explore. That said, the grounds for marriage should not be whether or not you can have a baby together. Many couples opt not to have children even when they can. Marriage is spending the rest of your lives together as a couple, not merely to have babies. If that is her mindset, maybe it’s not the best idea to keep pursuing her.

Ans: Dear Shashank,

If you have been straightforward about your feelings for this woman and expressed the same and yet she has never reciprocated it even once so far, it might be because she does not feel the same about it. I'd suggest you talk to her about this. Instead of leaving it open-ended, like "I like you," and letting her react to it, be direct. For instance, "I like you. What about you? Do you like me?" Being direct would definitively fetch you some real answers. If she replies to your question, there you go; you have your answer. If she ignores it still, you can safely assume that she doesn't feel the same way as you do. Don't delay this; ask her as soon as possible. Stretching a relationship that ultimately leads to a dead-end will harm your peace and happiness in the longer run.