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Anu Krishna  |580 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 03, 2023

Asked by Anonymous - Jun 02, 2023

I am a 45 years old Indian living in the US for the past 10 years with the family. Despite having a steady job and a pay which typically is considered high, I end up spending more than my income. My wife also works full time with good pay as well but she thinks it's my responsibility to provide and she just saves all her money in her own accounts. We have multiple properties on both our names including cars but only I pay. I pay for groceries, bills, travel everything. On discussing about the expenses, which I have done multiple times so far, she says I should be ashamed to expect money from a woman. If this continues, I will reach retirement age kind of broke I feel. Also, I will spend sleepless nights thinking about finances until then. Please advice.

Ans: Dear Anonymous,
Like in any partnership, marriage is one such partnership where everything is usually shared. But I do know of couples, where they mutually agree that one partner takes care of the bills and the other education etc.
In your case, your wife has been saving up and you have been bleeding dry of your finances.
But why exactly are you spending more than your income? Financial mismanagement? Maybe that's why your wife is worried that it might happen to her portion of the income too?
Having said that, I guess your wife also needs to move past the belief that the Man is solely responsible for bringing money home. By that logic, she should never have worked, right?

Since she is working as well, she can contribute towards the family to the extent it can help but it is also imperative that as a woman she keeps some finances saved as a back-up for herself. It provides a good safety blanket for a woman since she possibly feels that you are spending more than what you earn.
It's up to you to bring about the subject without her feeling that you are out to spend all her money. So, you really need to start with managing your finances better...I am sure things will get better from thereon...

All the best!

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Anu Krishna  |580 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 27, 2022

Hi AnuAt the outset, thank you very much for your time to listen to my situation.I am 50 years old, married to my lover (46 years now) and blessed with two daughters. My wife comes from an upper caste with a poor background. She was my subordinate and got married in 2001 after dating her for more than 18 months.Immediately after marriage, I lost my job due to my mismanagement of responsibility with no criminal action. I suffered for six months and relocated to overseas and lived there for the past 19 years.With my hard work and commitment, my financial situation has improved considerably now. However, my wife's attitude has consistently changed in line with my financial growth. She strongly believes that because of her luck and my daughter’s luck only I was able to earn that much and live comfortably. With my severe official commitments, I did not mind her attitude that much. After the lockdown, I got the opportunity to understand the change and realised that she has constantly ill-treated me over the past 10 years. Also, I lost my parents a few years ago and my father gave his self-earned property worth a few crores to my elder brother and left nothing to me. At the same time, my wife got her ancestor property worth a few lakhs. This incident psychologically weakened me as she consistently abuses me saying she got a few lakhs worth of property whereas I got nothing from my parents. Now, for the last two years, she is not allowing me to perform my parents’ annual death ceremony rituals. She consistently uses bad words against my (departed) parents and makes most negative comments for the donations I made so far and terms me as an Idiot and useless person. She also criticises me in front of my friends and relatives.Her harassment gone to the extent of pushing me to commit suicide and for the sake of my daughter’s welfare, I managed to come out of that mindset on my own. Now, I am determined to live…. at the same time unable to absorb my wife’s harassment. I tried to explain to her in many ways and even begged her many times to stop ill-treating me. Instead, she is asking me how I am able to tolerate despite her ill-treatment for the past few years….Our physical relationship got disconnected for the past five years as she lists out silly reasons for avoiding me. She is refusing to come along with me to meet a psychologist. Also, she disconnected her long-term friends and created a new circle of friends in order to erase her past and maintain a high social image.From your expertise, kindly advise me on how to handle this situation which will be of highest support for me as I am having sleepless nights for the past 2 years.Kindly do not publish my name and request you to keep it anonymous.

Dear S,

It’s obvious that there is something that your wife is upset about or missing and you have been blindsided by it.

It could be lack of love, attention or simply family’s worth that she might feel from money situation.

It needs a discussion but from your letter/e-mail, it doesn’t seem like she is interested in it.

What I don’t have information here is in the 19 years that you were out of the country, was she also with you?

This is vital information as things might have gone South while you were away.

Even if she did accompany you, maybe the mismanagement of responsibility situation that you mentioned was something that had thrown her off gear and insecure.

This vital information is missing for me to guide you even more effectively, but I can surely help you navigate with what is.

Yes, it needs a counsellor or a marriage therapist.

Nothing justifies talking ill about family members but when the mind is awry and unsettled, it does not think rationally which is why she is possibly displacing some anger or lack of affection or lack of something that is manifesting itself in different ways.

Ask yourself:

  • Where am I if I continue in the marriage?
  • Where am I if I don’t continue in the marriage?

This reality check will act as a compass to the next steps of action.

As a coach, it’s always nice to see a relationship work but reality might say something else.

So, be true to your thoughts and feelings, set aside any feelings of spite towards your wife and see things for what they are and move forward.

All the best!


Anu Krishna  |580 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 07, 2023

Hi, Anu krishna I am shekhar from Hyd, My wife always comparing the life with rich people. for that she build the pressure on me any thing . But I am explaining actual situation but she did not understand. Already once i tried for business for 3 years for her satisfaction earn the money. But that 3 years we loosed any thing and once upon time I tried attempted suicided. Then I come back and re-started my professional job. Now again i am in well position but not my wife expected level. Now my wife again and again pressurizing, earn the money. How can I explain to my wife smoothly without disturbing her mind. please help me
Ans: Dear Manny,
You cannot keep yielding to your wife's demands of becoming rich by comparing you to other rich people. No money is enough money and this is something that must understand.
If she isn't happy with your current professional job, no matter what you do, she has decided not to approve of it.
Money is not earned only by doing business but it can come through a job as well. You cannot be under this pressure of earning more money as it will start to affect your mental and physical health.
Kindly speak with her by putting down the problem as you face it or else request someone from her family to speak with her.
Money is not everything but when we compare ourselves to someone who makes more money than us, the mind becomes stressed and almost obsessive that we can make more mistakes. Time for you to speak up your mind and do what you think is right as what you need right now is stability from your losses. Speaking your mind will also help you manage your stress better. Your wife may not understand this now, but someday she will understand why you had to do this and continue with the job for the time being.
All the best!

Ravi Mittal  |79 Answers  |Ask -

Dating, Relationships Expert - Answered on Feb 20, 2023

My wife has said that she will keep no relation with my family and i should not keep any relation with her family. This happened as my mother on law always supporter her..She is late for everything and which triggers my anger. I have always supported her but in the past i had friends who used to make me drink and travel leaving her all alone.I have already left the past. She is working now but does not support in running the family expense. She is 41 & i am 47 now. Our marriage has been is now completed 19 years. I have to bear all the expenses of the family like Son's school fees etc. She sometimes incurs her medical expenses. I am not at all happy as she is does not disclose anything to me and always thinks that my family is after her and says that they do some black magic etc...I am planning to bring my father as he is 80 years old but he is fearing that if he comes then there will be a dispute in my family. Should i ask to share the family expenses as this is eating out all my savings. Please guide me ...I am very unhappy.
Ans: Dear Trilok,

An open discussion might help in your case. I am sure you have tried explaining your grievances to your wife, but try it one more time. But instead of making your statements like, "your actions make me so frustrated," try to make her your ally with I statements, for instance, "I feel so frustrated because of everything that's going on; I really need you in my corner." What this does is tickles the other person's ego by making them feel needed; it just might do the trick.

Express your thoughts politely, without ever losing control of your tongue, and make your wife understand that you are partners and equals, hence both are responsible for the wellbeing of your family, not just you alone.

Best Wishes!

Anu Krishna  |580 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 31, 2023


Anu Krishna  |580 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 03, 2023

Asked by Anonymous - Aug 02, 2023
Hello Mam, I am 45 year old IT professional, I have good salary and owning 3 flats. My wife is also working and she also having descent salary. I am having family of 4, Me, wife, daughter 11 years and son 8 years old. My problem here is, we are having discussion on only future and not living current life. My wife is think more about money and how to get money quickly as possible for further provisions like kids education, retirement etc. Also, She doesnt want to spend on me especilaly, never got any gift from her. We are not having good physical relation. Many times i have discussed with her and went through doctor for consultantion and medication. But, she doesnt want to take medicines.I feel very bad and my life is similar as earlier. Many times feels like she doesnt love me. My life become mechanic and no joy init. I am just living for my Kids betterment.
Ans: Dear Anonymous,
Well no two people in a marriage are the same, are they?
You just have different ideals stemming from different value systems. this can be bridged by actually talking about it, so that either of you might not be on a extreme. If she likes to save, you can moderate her by actually setting a budget for spending on necessities and luxuries.
And she will in turn moderate you, if she finds you spending on things that are unnecessary.
It's about seeing things on the same page but with different glasses and acknowledging that you are both different.
As far as physical intimacy goes, I guess many couples face a slump after children occupying a huge part of their lives and with full-time jobs, it can make one tired more than excited. Set aside time to be alone with one another and practice the art of non-sexual intimacy like holding hands, cuddling, hugging...
Sometimes to jump out of the mechanical life, you need to do something different and exciting to get a different and exciting result. So do what you haven't done before! Get the drift here?

All the best!
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Sushil Sukhwani  |107 Answers  |Ask -

Study Abroad Expert - Answered on Oct 03, 2023

Asked by Anonymous - Oct 03, 2023
I am doing WILP M.Sc IT first year BITS It is a course of 2.5 years in BITS. Can i join for 2nd year in abroad universities
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to hear about your plans on deciding to pursue the 2nd year of your WILP M.Sc IT BITS Pilani program at a university overseas. As an answer to your query, I would like to inform you that a number of factors including overseas universities’ guidelines as well as your BITS Pilani program’s acknowledgement play a vital role in deciding whether or not you are eligible to pursue the second year of the program at a university abroad. Please take the following factors into account:

1. Consider the program’s acknowledgement and accreditation: Accreditation or getting certified guarantees a student that his/her degree is legitimate and recognized by universities across the globe. As the first step in the process, I would suggest that you make sure that the pertinent academic institutions in India as well as overseas, both recognize as well as accept the WILP M.Sc. IT program at BITS Pilani.

2. Get to know the Transfer Guidelines: Transfer students are generally accepted by certain universities. Nevertheless, they possess unique prerequisites and constraints, and thus, in my opinion, it’s best to consult your preferred universities overseas in order to understand their guidelines with respect to the credit transfer from other schools/universities.

3. Familiarize Yourself with prerequisites for Admission: For transfer students, varying prerequisites for admission may be set forth by varying universities. I suggest that you get to know and adhere to not only their education criteria but also their prerequisites for language competency.

4. Ensure a coherence between the course curriculum: You will need to make sure that there is a coherence between the course of study that was completed by you at BITS Pilani and the program of study at the international university. Remember that in order to fill in any gaps, you may be needed to appear for other extra courses.

5. Plan your Finances: Pursuing studies overseas can be a costly affair, and for this reason, you will need to ensure that you have sufficient funds to pay for your living costs, tuition fees, as well as other miscellaneous expenditures.

6. Get in touch with education counselors: To better comprehend the consequences and the steps involved in the process of transferring to a foreign university, I highly recommend that you get in touch with education counselors at BITS Pilani as they will be in a better position to offer specialized advice based on your circumstances.

7. Get to know the Application Deadlines: You should get to know the last date to apply to your preferred universities overseas. For that, I recommend that you start planning well in advance and send in your application as per schedule.

8. Follow Visa and Immigration Prerequisites: There are visa and immigration prerequisites associated with studying overseas that you will be required to look in. To be able to study in your preferred country, I suggest that you adhere to the visa requirements in order to acquire the appropriate authorization.

I would like to inform you that transferring to an overseas university to pursue the second year of your studies is indeed possible. Nevertheless, you will need to take into account all the aforementioned aspects and plan meticulously. To see if you qualify and to understand the likelihood of transfer, I recommend that you conduct an extensive study and directly get in touch with each university as each may have unique prerequisites and guidelines.

For more information, you can visit our website.

Kanchan Rai  |59 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 03, 2023

Asked by Anonymous - Oct 02, 2023
I'm 27 year old female eldest in family, I was brought up by my grandparents and parents who always told me I need to be good at studies get a job earn well. I did whatever was asked I taught myself to be 'good girl'. But my siblings rebelled and they don't do anything listen to elders and still get away with everything, but they get treated the same way, they get same affection, all their demands are met, while I was their age I was made to earn whatever I wished for and even constantly told no. Now my whole life feels pointless, since all the principles I was taught made my life miserable and I feel like loser. I am not able to appreciate life. Nothing makes me happy, I don't feel like doing anything, whatever I do feels like a chore that I am doing for others. I just wish I die so that I don't have to keep living like this.
Ans: Dear Anonymous,
I'm really sorry to hear that you're feeling this way, but it's important to remember that you're not alone in experiencing these feelings. Many people go through similar struggles, and it can be helpful to talk about your emotions and seek support. Here are some steps you can consider:

Talk to a Therapist or Counselor: Speaking to a mental health professional can be incredibly beneficial. They can help you explore your feelings, provide guidance on coping strategies, and assist you in finding a sense of purpose and happiness.
Express Your Feelings: Don't keep your feelings bottled up. Share your concerns and frustrations with trusted friends or family members who may be understanding and supportive.
Self-Reflection: Take some time to reflect on your own desires and what truly makes you happy. It's essential to prioritize your own needs and goals, rather than solely conforming to the expectations of others.
Set Realistic Expectations: Understand that everyone's path in life is different. Comparing yourself to your siblings or anyone else can lead to unnecessary stress and unhappiness. Focus on your own journey.
Seek New Experiences: Sometimes trying new things and stepping outside your comfort zone can help you discover what brings you joy and fulfillment. This could involve pursuing new hobbies, interests, or career opportunities.
Practice Self-Care: Make self-care a priority. Engage in activities that bring you peace and relaxation, such as meditation, exercise, or spending time in nature.
Find Your Passion: Discover what truly excites you and gives you a sense of purpose. It might involve exploring different career paths or pursuing further education in a field you're passionate about.
Set Small Goals: Break down your long-term goals into smaller, manageable steps. Achieving these smaller milestones can give you a sense of accomplishment and motivation.
Challenge Negative Thoughts: Challenge and reframe negative thoughts. Cognitive-behavioral techniques can help you change your perspective on life and your own worth.
Seek Support Groups: Consider joining support groups or communities where you can connect with others who may be going through similar experiences. Sharing your journey with others can be empowering.
Remember that it's okay to seek help and take the time you need to find your path to happiness. Your life is not defined solely by the expectations placed on you in the past, and you have the power to shape your own future.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.


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