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Kanchan

Kanchan Rai  |169 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 20, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Feb 19, 2024Hindi
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Relationship

I am a 41 year old married man with two sons and I make a decent living. Since few months my relationship with my wife has deteriorated significantly with no apparent reason other then finance. She is always trying to find a fault with me and as soon as she does, she just starts scolding me. I tried hard not to give her a reason to scold me, but that's making her even more frustrated as she creates even more drama when she finds a smallest of a fault which may not be necessarily mine but of my kids. She wont allow me to touch. She wont talk to me, she has this strange anger in her tone whenever she says few things to me. I am even taking her to a Foreign trip this march and we did quiet expensive trip last summer. I dont know what to do? I have tried to sit with her and talk. But no success

Ans: I'm sorry to hear about the challenges you're facing in your marriage. It sounds like you're trying hard to make things work, including taking your wife on trips to strengthen your relationship. It's positive that you've tried to sit and talk with her, even though it hasn't been successful so far.Communication is key in any relationship, so it's important to keep trying to have open and honest conversations with your wife. Perhaps you could suggest couples counseling as a way to facilitate these discussions in a more structured setting. A counselor could help both of you understand each other's perspectives and find constructive ways to address your issues. Going on trips is great, but also focus on spending quality time together in everyday life. Find activities you both enjoy and make time for each other. Ultimately, it will take effort from both you and your wife to improve your relationship. It may also be beneficial to explore the underlying reasons for the tension, such as financial stress, and work together to find solutions that address both of your needs and concerns.

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Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 15, 2021

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I am in a relationship for 9 years including 4 years of marriage. Since the day of marriage, I am having regular fights with my wife concerning my mother and sisters. Of late, I am feeling like I have lost the love between the two of us. We have stopped talking and don’t get a chance to spend some time together. Whenever we do, we end up arguing about past mistakes and all. We never talk about the future. During this pandemic second wave, we came to our native place and after spending some good days, she went to her home for some days and now she is not willing to come back. We recently had a fight over phone and stopped talking. I started calling her and talking to her but she does not seem to be in a mood to talk. Now I have stopped talking to her. I am a bit worried as I feel like I am left alone. Despite so many efforts towards her and her family, she finds a reason to get pissed at me every time. I am not sure anymore what to do. I try to make her understand. We are in the same situation for 4 years. If I don't, she won't be taking any initiative from her end.
Ans: Dear S, It does seem that you have concluded what’s going to happen before you have tried everything in the treasure chest?

Relationships can have a long life if we are willing to set aside our differences and keep egos at bay. Now read on and think deeper about these questions.

What went on between your wife and mother/sisters? Did you wife end up feeling hurt and lonely? Did she feel that you sided with your mother and sisters more than you did with her?

Constant arguments about things from the past honestly can lead to no good. It is important to know what exactly your wife feels at this very moment, but it seems like she doesn’t want to talk to you.

When you say you have made many efforts towards her and her family, why do you think, she hasn’t come back home or why has she stopped talking to you?

You did mention that she finds a reason to get pissed, but is there something that she expects from you or a certain behaviour that might help her get to an even ground?

Will involving a senior family member to talk to someone senior family member (not your mother) on her side?

With their experiences and their calm minds, they maybe able to break the ice between both sides and get the two of you to talk.

Please find a neutral member on both sides who can arrange for this in a wise manner without bringing in egos or past battles inside.

Communication must be re-established and throwing your hands up in the air may not be very useful if you want your marriage to continue.

Yes, past need not be brought back into the present, but it is necessary to understand what is going on in her mind before concluding anything.

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Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Dec 21, 2021

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Relationship
I am in a relationship since nine years, including four years of marriage. Since the day of marriage, I am having regular fights with my wife concerning my mother and sisters. Of late, I am feeling like I have lost the love between the two of us. We have stopped talking and are not even getting a chance to spend some time together. Whenever we do, we end up arguing about past mistakes and all. We never talk about the future. During the second wave of the pandemic, we came to our native place. After spending some good days, she went to her home for some days and now she is not willing to come back. We recently had a fight over phone and stopped talking. Then I started calling her and talking to her but she does not seem to be in a mood to talk. Now, I have stopped talking to her. I am bit worried as I feel like I am left alone. Despite so many efforts towards her and her family , she finds a reason to get pissed about me. I am not sure anymore what to do. If I try to make her understand, then this is again the same situation happening since four years. If I don’t, then I know she won’t be taking any initiative from her side. Please suggest.
Ans:

You have left out one very important piece of information. Do you and your wife live with your mother and sisters?

I know in-laws are a bone of contention in most households at some point, but it comes to such an extreme only when people are forced to cohabitate with them. And if this is the case, you need to change the living arrangements pronto.

Never mind whether your wife is right or your family is right; if you want to save your marriage and improve relations between your family and your wife, move out. Immediately.

I’d like you to write in again and tell me exactly what’s going on. And this is for both of you -- if you don’t let go of the past and forgive each other’s past mistakes, you’ll never move forward.

The idea is not to repeat them and fall into old patterns of behaviour.

You need to make a promise to each other that, when having a discussion, neither will rake up past fights unless they have an extreme bearing on the current scenario.

(more)
Anu

Anu Krishna  |825 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 29, 2021

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Dear Anu, I am married for 18 years. Have two kids, son (17) and daughter (9). My problem is that though I am in a regular job at a PSU, my wife thinks that I don't earn much. She thinks so much and get stressed which in turn gets in explosive and when it burst I cannot control myself and I get physical (manhandle) her. Due to this all fault becomes my fault and I have to apologise to her for behaviour. Apart from this she is having some kind of problem which she keeps fuming at me or anyone for that matter for anything. When I get irritated by such things she refuses that she didn't even said so. If said so, I understood it in wrong sense. I think I am having too many problems which I cannot explain here. Sometimes I think of going to psychiatrist but don't wish to go because then I will be certified as mad and thereafter all fault and problems will be due to me. If I ask her to go to psychiatrist she won't agree either. Please help how to deal such situation in this stage of life. I love her so much so there is no question of separating from her. Please feel free to ask me anything you require for giving me a response.
Ans: Dear AKB, why does money ever come into a marriage; I wonder!

Well, we do need money to keep the family running, right?

Somehow, external happenings of someone earning more can get into the marriage cropping up as comparisons.

What started as a mere seed of comparison, slowly starts to become a huge tree with fruits of poison robbing even the small successes that you might have had.

Even that seems never enough leaving you with a feeling of inadequacy.

This affects marriage compatibility and comes out as anger, sadness, violent outburst, finger pointing which is evident in your marriage.

At the same time, I am sure your wife does not really intend to hurt you with these behavioural displays.

And that’s why externalising the situation to be your fault arises and she does not want to think that her perceptions are what are causing the situation.

Either you sit her down and bring her down to facts of the matter that this is how life is going to be and this is the money is what you can bring.

If it’s still an issue and she has a hard time accepting this reality, involve an elder member from her family to communicate with her.

Show her the mirror as to how her wants are unequal to what money is coming in and how this regular chatter might be affecting the children as well.

If anyone needs professional intervention, it’s both of you going to a therapist and not a psychiatrist.

The expert can help out things into perspective where both of you can rebuild your relationship with renewed mind spaces.

Happy rebuilding!

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Kanchan

Kanchan Rai  |169 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 06, 2024

Asked by Anonymous - Feb 06, 2024Hindi
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I've been married for 9 years and I love my wife and 2 beautiful kids infinitely. I have an issue where my voice gets raised when she taunts me, tells lies, keeps stuff hiding or that gets converted into an argument and finally, my wife stops talking with me for days/months (last time she took 2 months to start talking normally which lasted less than a month) I always apologise for my overreaction but still she cries and says I’ve sacrificed everything for you and tell me what have you sacrificed till date and to be honest I’m not a person to count the sacrifices that I do for my family because it’s my family and it’s my love & responsibility towards them. However, I keep trying by apologising and she still shows me attitude and taunts me always trying to make me realise my mistake then again I become furious and I feel like all my efforts of making life normal are going in vain which triggers a lot of pain in me and I mentally & and emotionally suffer. I many times told her that I only live for you & kids. I told her my anger would last for a few minutes but I'll become normal in some time and I also told her that I'll work on my anger & reactions in future. I told her many times that not everyone is perfect if I have 1 negative point, then I also have 1 positive point and vice versa. I now feel like I'm compromising my mental & and emotional health and she kept me also away from my physical needs when I needed the most. I don’t need anything else but support and love in the ups & downs of my life as a normal couple. I just need my wife to understand me as a human who can make mistakes and try to learn from them. I don’t know what to do as I just can’t suffer from her behaviour towards me and sometimes alone or at bedtime, I feel as if she is happy without me and doesn’t want to make our life normal as a family then why don’t I give her peace by letting her go or I end everything.
Ans: I'm sorry to hear about the challenges you're facing. It's clear that both you and your wife are experiencing significant distress, and it's important to find constructive ways to address these issues and improve your relationship. Effective communication is key to resolving conflicts and strengthening relationships. Focus on active listening, empathy, and expressing your thoughts and feelings in a calm and respectful manner. Encourage open and honest dialogue with your wife, and be willing to listen to her concerns and perspective without becoming defensive or dismissive It's commendable that you recognize the need to work on your anger and reactions. Consider seeking individual therapy or counseling to explore healthy coping mechanisms, stress management techniques, and strategies for managing anger in a constructive way. Learning to regulate your emotions can help reduce conflicts and improve communication in your relationship Make an effort to prioritize positive interactions and moments of connection in your relationship. Engage in activities that bring you joy and strengthen your bond as a couple and as a family. Celebrate each other's accomplishments, express gratitude, and show appreciation for the small gestures of love and kindness. Ultimately, every relationship requires effort, understanding, and compromise from both partners. It's important to approach these challenges with patience, compassion, and a willingness to work towards positive change. If despite your best efforts, the relationship continues to cause you significant distress and unhappiness, it may be necessary to reevaluate your options and consider what is best for your overall well-being.
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Kanchan

Kanchan Rai  |169 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 06, 2024

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Relationship
I've been married for 9 years and I love my wife and 2 beautiful kids infinitely. I have an issue where my voice gets raised when she taunts me, tells lies, keeps stuff hiding or that gets converted into an argument and finally, my wife stops talking with me for days/months (last time she took 2 months to start talking normally which lasted less than a month) I always apologise for my overreaction but still she cries and says I’ve sacrificed everything for you and tell me what have you sacrificed till date and to be honest I’m not a person to count the sacrifices that I do for my family because it’s my family and it’s my love & responsibility towards them. However, I keep trying by apologising and she still shows me attitude and taunts me always trying to make me realise my mistake then again I become furious and I feel like all my efforts of making life normal are going in vain which triggers a lot of pain in me and I mentally & and emotionally suffer. I many times told her that I only live for you & kids. I told her my anger would last for a few minutes but I'll become normal in some time and I also told her that I'll work on my anger & reactions in future. I told her many times that not everyone is perfect if I have 1 negative point, then I also have 1 positive point and vice versa. I now feel like I'm compromising my mental & and emotional health and she kept me also away from my physical needs when I needed the most. I don’t need anything else but support and love in the ups & downs of my life as a normal couple. I just need my wife to understand me as a human who can make mistakes and try to learn from them. I don’t know what to do as I just can’t suffer from her behaviour towards me and sometimes alone or at bedtime, I feel as if she is happy without me and doesn’t want to make our life normal as a family then why don’t I give her peace by letting her go or I end everything.
Ans: It sounds like you're dealing with a lot of emotional turmoil and frustration, and it's important to find constructive ways to address these issues and improve your relationship. Effective communication is key to resolving conflicts and strengthening relationships. It's important to have open and honest conversations with your wife about your feelings, concerns, and the impact of her behavior on your well-being. Encourage her to share her perspective as well, and try to listen empathetically without becoming defensive Consider seeking individual therapy or counseling to explore healthy coping mechanisms, stress management techniques, and strategies for managing anger in a constructive way. Learning to regulate your emotions can help reduce conflicts and improve communication in your relationship Make an effort to prioritize positive interactions and moments of connection in your relationship. Engage in activities that bring you joy and strengthen your bond as a couple and as a family. Celebrate each other's accomplishments, express gratitude, and show appreciation for the small gestures of love and kindness. Ultimately, every relationship requires effort, understanding, and compromise from both partners. It's important to approach these challenges with patience, compassion, and a willingness to work towards positive change. If despite your best efforts, the relationship continues to cause you significant distress and unhappiness, it may be necessary to reevaluate your options and consider what is best for your overall well-being.
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Moneywize

Moneywize   |98 Answers  |Ask -

Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Money
I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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