Should I Invest in Stocks and Mutual Funds with Only 3 Months of Emergency Savings?

I am a retired Bank of Baroda executive of 65 yrs old drawing pension, started mf investments late since Nov,2021 and presently having investement in following mf. Pl give yr suggestion . Bal adv fund of Rs 5.00 lakhs on Aditya Birla SL with swp amount of Rs 3000/ Bal adv fund of Tata MF for Rs 5.00 lacs with swp amount of Rs 3000/ Monthly SIP of Rs 2000/ on Axis bluechip fund( lumpsum investment of Rs 50000) Monthly SIP of Rs 2000/ of Baroda BNP Paribas large & mid cap fund ( lumpsum investment of Rs 50000) Monthly SIP of Rs 4000/ of Canara rebeco flexi cap fund. Lumpsum investment of Rs 1.60 lacs of Nippon India flexi cap fund. Lumpsum investment of Rs 0.60 lacs of Kotak manufacturing fund. Monthly sip of Rs 2000/ of nippon india small cap fund from January,2023. Monthly sip of Rs 2000/ of SBI magnum midcap fund ( lumsum invested Rs 40000)

Sir i want to invest in mfs with a time horizon of 25to30years, kindly suggest me my age 27years i invested just few days ago i have keeping 15000rs saving to keep mfs is correction sir and how much should investment i am farmer sir monthly i can save 15000rs please suggest sir 1) kotak emerging equity fund direct growth 2) Nippon india small cap fund direct growth 3) parag parikh flexi cap fund direct growth 4) ICICI prudential nifty pharma index fund direct idcw 5) Kotak nifty financial services ex bank index 6) quant multi asset fund direct growth

Thank you Sir for such an in depth analysis of my MF portfolio. The insight provided by you in your reply will really help me in planning my future investment strategy. Sir, you’ve advised and guided me to breakdown my planned investment of 20K per month in Large, Medium Small and Multi Cap funds. I will surely invest according to the breakdown provided by you. However Sir, it’ll be of great help if you can suggest some good funds in these categories. Thanks a lot again Sir for your kind help!!

Hello Sir/Madam, i am 36 years after a gap of several years at job due to personal reason i started new job from zero during covid time as i wanted to save money for future one of my friend advised for stocks i opened from 1 app,then got another app like this 3 different app i sing for stocks initially was stock was going up and since 4-5 month stock is not performing well and later on from 1 app i opened mutual fund of 2000,500 lke this which went to 14000 later on that also in red feeling so tension did i do mistake by opening mutual fund and stock without knowledge and doing research please advice me what should i do where will i get to learn about best stock and nutual fund and also please tell me should i close all the 3 app(groww,dhani app,5 paisa) one app 5 paisa is unnecessary charging me AMC charging without doing any transaction every three month and on that taking penalty with interest.Please help me