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Is Investing Rs. 2,000/month in ABB and Siemens SIP a Good Strategy?

Ramalingam Kalirajan |10870 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Jul 16, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Asked by Anonymous - Jul 01, 2024Hindi

Money

Dear Sir, I have started stock SIP in two stocks, ABB and Siemens for an amount of 2 thousand per month, I started this last year. Please advice if I can continue the same....and for how long?

Ans: You have started stock SIPs in ABB and Siemens, investing Rs 2,000 per month. This began last year.

Risk Assessment

Investing in individual stocks can be risky. Stock performance can be volatile, and it requires constant monitoring.

Disadvantages of Direct Stock SIPs

Direct stock SIPs need detailed knowledge and tracking. Without professional guidance, it can be challenging to manage risk and returns effectively.

Benefits of Mutual Fund SIPs

Mutual fund SIPs offer diversification. They spread risk across multiple stocks and sectors. Professional management ensures better monitoring and adjustments.

Recommendations

Consider Mutual Fund SIPs: Shift your investment to mutual fund SIPs. This provides professional management and reduces individual stock risk.

Professional Management: A Certified Financial Planner (CFP) can help choose the right funds. This aligns with your financial goals and risk appetite.

Final Insights

Direct stock SIPs can be risky and require active management. Switching to mutual fund SIPs offers diversification and professional management. Consult a Certified Financial Planner to optimize your investment strategy.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Hello sir, I have started SIP in motilal oswal Nasdaq 100 of 100 fund since last 6 months. Should I continue with this?

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Firstly, it's essential to assess your investment goals, risk tolerance, and the suitability of the investment in your portfolio. The Motilal Oswal Nasdaq 100 Fund offers exposure to some of the largest and most innovative companies listed on the Nasdaq Stock Market, providing an opportunity for diversification and potential growth.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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