I have following SIP from last 4 years and would like to know whether to switch to any other funds? I'm 34 now and want to continue investing in MF for the next 10 to 15 years. 

1. Axis Long Term Equity Fund - Rs 5000 Monthly

2. Aditya Tax Relief 96 - Rs 500 (It was 3K per month, but now reduced to 500) 

3. Axis Blue chip Fund - Rs 5000

4. LT Mid cap Fund - 3000 

5. Kotak Emerging Equity Fund - 5000 

6. Mirae Tax Save - Rs 1000 

7. Axis Small Cap Fund - Rs 1000 

8. SBI Small Cap Fund - Rs 500 

Ans: Pursue your CA parallelly, but for having a tag of graduation immediately go for an online BBa for two years. At least you will be graduate after two years, otherwise your bio-data will be dead. If you can clear CA then it is very good, otherwise after BBA join some ordinary job and go for an online MBA. They are much cheaper than off line courses and you get ample time. I will recommend D Y Patil University, Pune. Best of luck. Professor..........:)

Ans: Hello Tarun, your question is unclear. Are you referring to VITEEE, VITMEE, or VITREE?
with regards

POOCHO. LIFE CHANGE KARO.

Ans: Hello;

You must definitely prepay your outstanding loans as much as possible.

With the current corpus you can repay personal loan entirely and more then 50% of the outstanding home loan.

You may reduce the EMI on home loan by keeping the tenure same.

This will ensure more investible surplus available for investments into MFs, NPS, PPF, Gold and Bank FDs for your financial goals.

Best wishes;

Ans: Hello Ajinkya
Are you interested in college only? Engineering is not the branch of choice. First, decide in which field you want to build a career or what your parents have decided about your career. If you are inclined towards a job, then the course will be different; if you are more inclined to do business, the selection of the course will also differ. The options you mentioned are good. With a 23K rank in category 1 or 2, you may secure admission to core branches like Civil, Mechanical, or Electrical easily or to some computer-related branches. However, if you are only interested in CSE, it may be somewhat difficult to gain entry with this rank in these colleges. You may need to compromise on the branch in these colleges if necessary.
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Radheshyam

Ans: LTCG Capital Gain Exemption Options Amount of Investment Amount of Exemption

1 Buying New Flat 1 year before of within 2 years from the date of Sale Total Capital Gain Total Capital Gain

2 Construction of New Bunglow/House etc. Within 3 years Total Capital Gain Total Capital Gain

3 Bonds of NHAI, REC for 5 years within 6 months Total Capital Gain Total Capital Gain
Maximum amount Rs.50 Lakhs

Ans: Only amount of LTCG

Ans: Yes, no tax

Ans: Hello Payal.
The answer is NO.
Reasons: (1) You can attempt JEE Advanced only twice in two consecutive years, (2) You passed 12th in the year 2024, (3) You are eligible for JEE Advanced: 2024 and 2025 only, (4) Hence, not eligible in 2026
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Radheshyam

Ans: No need to worry. Nothing will happen. The candidate exam is more important. If they want to verify identity, they will check the AADHAR card. So there will not be any issues.
Best wishes.
POOCHO. LIFE CHANGE KARO.