Hi, I'm starting my investment in below MFs, I'm 36 years old. Can you provide inputs for the below funds. I can invest upto 125000/-. My goal is to accumulate 5cr corpus in 10years. Tata Small Cap - 14000/- Canara Robeco Small Cap - 12500/- Edelweiss Small Cap - 12500/- Mirae Asset Midcap Fund - 12500/- Motilal Oswal Midcap Fund- 12500/- Quant Active Fund - 25000/- Parikh Flexi Cap - 25000/- Mirae Asset Global X Artificial ETF - 11000/-

Ans: Knowing that you are making plans to reach your objective is constructive. After analyzing your current investment, you will have approx Rs 2.87 Cr in 10 years considering your monthly investment (SIPs) of Rs 1.25 Lakhs over 10 years.

While calculating above computation, we have taken the rate of return @12% p.a.
Your portfolio is more aligned towards small cap category. We suggest you to take some exposure towards Large Cap & Hybrid Fund categories too. Proper diversification helps the portfolio to generate & preserve the wealth in the long-term investment horizon.

For achieving the goal of Rs 5 Cr, we suggest you to increase your SIPs by Rs 95,000/- or invest the bulk (one time) Rs 70 Lakhs/-. You could also have a combination of the same and aim to increase your SIPs over the years as you get more financial ability to do so.

Note: We have assumed the monthly investment of Rs 1.25 Lakhs, while providing our recommendation.