I'm looking for a corpus amount of 5 cr in 10 years. Below are my investments 

Please can u suggest add-ons and any changes in the existing ones? 

• Mf Canara Robeco small cap regular plan growth-75k
• Sip Kotak Bluechip fund 35k regular plan growth per month 
• Mf kotak small cap -regular growth -2.25 lacs 
• Mf Mirae assest tax saver 25k 
• Mf Uti nifty next 50 index fund regular plan growth – 51000

Ans: Hello , Girish. Based on your current portfolio, you appear to be an aggressive risk taker. I would advise you to reconsider your small cap funds in favour of better peer schemes. Additionally, you can increase your investment to 50k on a monthly sip in order to reach the target of Rs. 2 Cr in 10 years. You could also consider sip top up your current sips for semi-annually or yearly to achieve your goal

Ans: Hello Girish. Your portfolio report is in good shape. From your current 12k sips per month, I would suggest increasing it to 60-70k sips per month to achieve the corpus of 2 Cr in 10 years. A better peer group scheme should be considered instead of the Small cap category schemes i.e. Franklin and HDFC. For your future investment, you may include Multicap category in your portfolio.

Ans: Hello Metesh and thanks for writing to me.

Assuming the current portfolio of Rs.72 Lakh compounds at 13% per annum, the future value of the current investment is Rs.3.1 Crore after 12 years.

To then create a corpus of Rs.6.9 Crore after 12 years, you need to invest Rs.1.4 Lakh every month with annual step ups of 10% to create your goal corpus of Rs. 10 Crore after 12 years.

Please share your risk preferences to evaluate suitable schemes.

Ans: Your proactive approach towards building a corpus for your future goals is commendable. Let's delve into your investment strategy.

You've chosen a mix of funds spanning various sectors and geographies, which is akin to cultivating a diverse garden. While each plant has its unique value, it's essential to ensure they collectively thrive. The global exposure with Amazon, Google, and Vanguard S&P 500 can offer growth opportunities, while domestic funds can provide stability.

However, having a human touch in your investment journey can make a world of difference. Digital platforms, though convenient, lack the warmth and emotional support that an AMFI certified Mutual Fund Distributor (MFD) can offer. They can guide you through market fluctuations, aligning your investments with your goals and risk profile. This personalized approach ensures that your financial journey isn't just about numbers but also about understanding and empathy.

In summary, while your fund selection is diverse, consider partnering with an MFD to enrich your investment experience.