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Nikunj Saraf  |308 Answers  |Ask -

Mutual Funds Expert - Answered on Sep 26, 2022

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more
Poorvi Question by Poorvi on Sep 26, 2022Hindi
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I'm looking for a corpus amount of 5 cr in 10 years. Below are my investments 

Please can u suggest add-ons and any changes in the existing ones? 

  • Mf Canara Robeco small cap regular plan growth-75k
  • Sip Kotak Bluechip fund 35k regular plan growth per month 
  • Mf kotak small cap -regular growth -2.25 lacs 
  • Mf Mirae assest tax saver 25k 
  • Mf Uti nifty next 50 index fund regular plan growth – 51000

Ans: Hello Poorvi. Your portfolio consists of both tax-saving and non-tax saving funds. It is recommended that you can increase your monthly sips from 35k to approximately 1.8 lakh, if you wish to achieve 5 Cr corpus.

There is a large allocation to small cap & it seems you are taking aggressive risks. I would suggest introducing new categories, such as flexi-cap and midcap.

If 1.8 Lakh sips are not possible try to have semi annually or annual add on to current sips. I hope this solves your concern.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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