Sanjib Jha | Answer |Ask -Follow
Insurance Expert - Answered on Sep 08, 2022
1. Base Sum Insured Rs 5 lakh
2. Loyalty Additions Rs 2 lakh
3. Next Column Sum Insured (Base Sum Insured + Loyalty Additions + Refill amount ^) (in Rs) 12,00,000
My 2 claims totalling Rs 6.25 lakh for Angiography and Bypass Surgery were settled only for Rs 500,000.
Is this in line with norms?
I suggest you speak with your insurer on why only Rs 500,000 was settled against your bills.
Also as a rule, do read all the terms and conditions on your policy document and the claim settlement process followed by your insurer.
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