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T S Khurana

T S Khurana   |479 Answers  |Ask -

Tax Expert - Answered on Apr 29, 2025

A certified management accountant since 1993, T S Khurana is a fellow member of The Institute of Cost Accountants of India. His areas of expertise are income tax, specifically litigation cases, and GST.

Since the last 21 years, he has also been providing expert advice on financial matters, including investments and diversification of funds, and wealth building in the long term to his clients.
He believes that investment in real estate is the safest way for better returns and wealth generation over a period of time.

A former chairman of the Chandigarh Chapter of Institute of Cost Accountants of India, T S Khurana has also served as member of its technical committee.... more
Pooja Question by Pooja on Dec 07, 2024
Money

Please provide detailed information about whether the second owner’s PAN card can be used to avail House Rent Allowance (HRA) benefits in the context of a jointly-owned flat.

Ans: PAN Card requirement is applicable in case Rent Paid is Rs.1,00,000.00 yearly or more. Moreover, PAN Card of Co-owner shall also serve your purpose
Most welcome for any further clarifications. Thanks.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

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Career Counsellor - Answered on May 31, 2025

Asked by Anonymous - May 30, 2025
Career
I scored 96 percentile in JEE mains and got 60K rank in general list and 18K in OBC-NCL list. I gave MHCET also but I don't think I will score good enough because I did not prepare well. Same for jee advanced also.. I don't have any solid interest in like CS or other branches. Like I have not explored yet. But I certainly like hacking and coding sort of but not sure which college and which branch to choose. Please advice and help
Ans: With a JEE Main OBC-NCL rank of 18,000, you can secure ECE, IT, or allied branches at mid-tier NITs like NIT Durgapur (ECE closing rank: ~23,000) or NIT Agartala (IT cutoff: ~25,000). For cybersecurity/coding interests, target IIITs such as IIITDM Kancheepuram (IoT/ECE cutoff: ~27,634) or IIIT Bhagalpur (CSE cutoff: ~77,139 OBC), which offer niche specializations. If MHCET scores are low, prioritize JoSAA counseling for NITs/IIITs over state exams. Consider CSE/IT at VIT-AP (VITEEE rank-dependent) or SRM Kattankulathur (Software Engineering) via institutional quotas, which provide coding-focused curricula and cybersecurity electives. Explore ECE/IT branches in colleges like NIT Raipur (OBC cutoff: ~55,150) for foundational skills in embedded systems/networking, aligning with hacking prerequisites (Python, Linux). If unsure about core branches, opt for Mathematics & Computing at NIT Rourkela (closing rank: ~9,500) or Integrated M.Sc. programs for flexibility. Supplement academics with certifications (CEH, OSCP) and hackathons to build expertise. Avoid less-structured programs; prioritize institutes with industry tie-ups (Cisco, IBM) for internships in cybersecurity roles. All the BEST for your Admission & a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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