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Ans: I understand you're concerned about Reliance General settling claims properly. It's good to be aware! Here's how we can approach this:

Claim Settlement Ratio (CSR) Check: Every insurance company has a CSR, a public record showing the percentage of claims they settle. You can check Reliance General's CSR online to see their historical performance.

Policy Review: Review your policy documents carefully. Understand the terms and exclusions related to claim settlements. If something seems unclear, reach out to Reliance General for clarification.

Network Hospitals: Using network hospitals within your policy can streamline the claim settlement process.

Remember, a single experience doesn't represent the entire picture. However, your concern is valid. Let's not worry, we can assess further!

You did well porting your policy! Health insurance is crucial, and you've taken a great step for your family.

Moving forward: If you'd like a more in-depth analysis of your health insurance options, consider consulting a Certified Financial Planner (CFP). They can assess your specific needs and recommend the best plan based on your family's requirements.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: You need to start eating nonveg. And start a vit b capsule. Also make sure you check your vit d levels

Ans: I have already replied

Ans: I think you need to undergo some tests to determine the cause of the fatigue. CBC, Thyroid profile, Renal Functions, Liver functions, Sr Calcium, Sr B12 levels, Vit D levels. Do you sleep well , do you feel fresh in the morning?

Ans: Hello Hari,
Where are you exactly getting the pain? You have written pain in nervous? Is it pain in nerves? Which area of the body? Or is in your head area?

Ans: When you want him to Stop using mobile or screen,try to first give him equally reinforcing activities or situations where he is more engaged productively. It should not be necessarily academic related things initially. He can take care of daily household chores or some responsibilities which are helping him to be engaged. Appreciate his efforts incase you see him doing that. Some time we need to change our ways of dealing with situation to get them do what you want. You can take him with you for buying things like grocery , in short you can involve him in daily activities ,games etc.
Increase his focus on activities etc and then gradually set his academic goals clear.

Ans: I think you need to be investigated. Get your CBC, blood sugars,Renal function, liver function, thyroid function, Sr B12 and Vit D3 levels checked

Ans: If you remain consistent, invest with a minimum 5 years’ horizon and do not get swayed by market fluctuations, equity will create wealth for you.

I would not recommend you to go in for any direct equity portfolio – as such it would be difficult to do so with Rs 5000 a month. I would recommend the allocation of following categories of funds for SIP for you, one fund per category (total 4 funds):-
1. Index Fund – 40%
2. Flexicap Fund – 20%
3. Large and Midcap Fund – 20%
4. Asset Allocator Fund – 20%

How to choose the fund? Go to any popular website which will give you comparison of various funds and simply choose a 5-Star fund, necessarily the best fund of the above categories. Then choose an investing platform and go ahead with investing.