I am holding DSP mutual Fund for the last 5 years.It has not been doing well .Pl advise me should I hold or sell

Ans: Hello Pawan. Reliance Diversify Fund has been replaced with Nippon India Power & Infra Fund. Construction and energy sectors have been among the fund's most significant investments. Furthermore, this fund has an aggressive risk appetite and a time horizon of more than 8 years. Taking all of these factors into account, decide on the appropriate action based on your requirements.

Ans: When you invest, try making a portfolio which is diversified. In the scheme that you have mentioned you are only taking exposure to Value style of investing. Have a more broader portfolio which also has growth style of investing + has exposure to mid and small caps as well. You may consider the below,

- ICICI Large & Mid
- Kotak Emerging
- PPFAS Flexicap
- SBI Small Cap

Ans: Hi Shree,
When did you brought it? If you check the holding of this fund, there major allocation is to Infy ~20% and TCS ~18% and all other in major IT companies. IT as a sector is not doing good since last 1year as we are the mojor supplier of services to countries like US and EU, these countries are in problem and hence impacted the sector. You need to hold this fund for atleast 5yrs to see the real benefits.

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