Hello sir. I am 39 years old and have a high risk apetite. My goal is to accumulate 2.5 cr by the time i retire. I am currently investing in the following funds by monthly sip. Please review and suggest whether i am on the right track or do i need to make changes. I currently have 12l in in this portfolio. All the investments are in direct growth mode and i increase the sip value by 5-10% every year. 1. Motilal oswal elss 2500 2. Axis mf elss 2500 3. ABSL frontline equity 2000 4. Parag Parikh flexicap 3000 5. Motilal oswal mid cap 3000 6. Sbi small cap 3000 7. Hsbc small cap 1000 8. Tata small cap 2500 9. ABSL money manager 5000

Ans: Dear Arun... it is a whole skill set you need to learn in order to overcome stage fear.
It involves mindset change, visualizations, confidence building exercises and finally practice, practice and more practice in order to master public speaking and overcome the fear of the stage.

Get in touch if you are really interested in working on this fear and becoming a stage performer.

All the best!!????

Ans: Prasenjit... your concerns are valid, however no one can actually know what the future holds. We can all speculate and get stressed about the future. It is only today and this moment that we have with us. Like railways in India it is very unlikely that PSBs will be privatised. Meanwhile what you can do is be a continuous learner, hone your skills , become indispensable to your organisation.
Keep your eyes, ears and heart/ mind to embrace the change and keep upgrading/learning and living life fearlessly.

All the very best!!

Ans: The ICAI's Chartered Accountancy (CA) course in India has no upper age limit, allowing anyone to enroll. The MBBS course, however, has no upper age limit for general categories and reserved categories, as per the National Medical Commission's guidelines and NEET-UG entrance exam rules, subject to minimum Educational Qualfications. However, stay updated on these guidelines from the Official Websites of ICAI & NTA respectively. All the BEST for Your Prosperous Future.

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Ans: What is the full form of PGDM? From which institution have you done your PGDM?

Ans: Hi!!

If it's your dream to fly again, then please be at it... this passion itself should keep you from giving up. Groom yourself, do whatever it takes to be fit, keep your chin up, you have cracked the interview before and worked in this industry, this is your strength. Your time away was for family reasons and remember the lessons you learnt from being away from flying. Be honest in your interviews and show your reasons for joining back. Relook at your resume and then reapply....
Work on yourself, keep your goals realistic and have a positive outlook towards your dreams.

All the very best!!

Ans: Priya Madam,

You have not provided information regarding the number of hours your son sleeps.

(1) Given that your son is only 8 years old, it is important to ensure he gets a minimum of 8 hours of sleep at night and 2 hours in the afternoon. Sleeping hours can be reduced once he enters the 6th Standard.

(2) Ensure he receives a balanced diet and nutritious food to sustain his energy levels. (3) Encourage him to maintain regular water intake to prevent dehydration. (4) Facilitate opportunities for him to take regular breaks and engage in play. (5) A 3rd standard student can't study for extended periods. He should study for 25 to 30 minutes, followed by a 10 to 15-minute break after each 25-minute study session.

(6) I am providing this information for general awareness. Parents should refrain from physically assaulting their children to achieve compliance, as this can undermine their self-confidence. (7) They should engage in more polite and loving communication with the children. (8) Children frequently observe their parents and tend to emulate their actions. Ensure that the environment at home is tranquil. (9) Addiction to electronic gadgets may also result in fatigue. (10) Regarding the Study Planner, it has been previously stated that regardless of whether he studies in the morning or evening, he should engage in study sessions of 25 minutes followed by a 10-minute break after each session. He will not experience fatigue, and the output will be increased. Hope, this answer will help you, Madam.

All the BEST for Your Prosperous Son's Future.

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Ans: OMG, an MSc in clinical psychology is like gold mine in today's time. Schools, colleges, corporates, hospitals are looking for psychologists. I just googled there are many jobs in the Government too.
If this is your area of interest then pls go ahead and start sharing your expertise with the world. Start consulting and start helping people, everyone is looking for an expert to help them navigate through life, specially the young !!

Ans: Write GMAT somewhere in March - April. GMAT scores is valid for 5 years. Then you can start preparing for CAT which is held in November. GMAT prep could help you to some extent in the CAT especially the verbal section.

Ans: No you need not pass FMGE exam. As long as you are graduate in the relevant field you can pursue MBA.