I have recently gotten a lump sum amount of 10 lakh and will get 20-30L in the next 6 months. I have already invested around 10L in various hdfc mutual funds schemes randomly since 2015. Now I want to start SIP in other mutual funds keeping my daughter's education and my retirement as my aim for building corpus.

I am a 37 years healthcare professional and my daughter is 7 years old. Kindly suggest some good schemes to invest in. How much amount should I invest through SIP monthly to build a corpus of 5 Cr in the next 20 years?

Ans: Dear Ayush.
Yes, you are eligible for JEE Advanced 2025 because:
Your first valid Class 12 pass was in 2024 (NIOS).
You're using your second consecutive attempt in 2025, which is within the rule.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Hello Dear.
With the mentioned score, it would be difficult to suggest the names of NITs or IIITs. There are chances to get admission to one of the NITs or IIITs. Please particulate in the counseling process. Best of luck to your son.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Hello Shebnaz.
You did not mentioned your home state and place. First explore yourlsef in which field you wish to make the career and the reasons behind it. Choosing the college or branch simple because it is getting is not recommended and will not build the interest in that course and eventually in the upcoming years, the candidate loses his confidence. All the branches you mentioned are good. Yet from my opinion, it would be better to prefer CSE @ JMI.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Hello Anushree.
You can attempt JEE (Mains) 3 times in 3 consecutive years after your Class 12 and You can attempt JEE (Adv) 2 times in 2 consecutive years.
Your Case:
Passed Class 12: 2024
Attempted JEE Mains in: 2024 and 2025
JEE Advanced eligibility:
You were eligible in 2024
You’re also eligible in 2025
But in 2026, you are not eligible for JEE Advanced, even if you qualify Mains
Follow me if you like the reply. Thanks
Radheshyam

Ans: I truly appreciate your decision to turn to yoga for managing stress. Yoga is a powerful way to bring peace, balance, and strength to your life—both physically and mentally.

Best Types of Yoga for Stress Relief
Hatha Yoga – Slow and gentle, perfect for beginners to relax the body and mind.

Restorative Yoga – Uses props to deeply relax and release tension.

Yoga Nidra (Yogic Sleep) – A guided relaxation technique that calms the nervous system.

Pranayama (Breathing Practices) – Most effective for calming the mind and reducing anxiety.

Simple Yoga Process to Start With
Sukhasana (Easy Sitting Pose) – Sit quietly and focus on your breath.

Anulom Vilom – Alternate nostril breathing (10 rounds).

Bhramari (Humming Bee Breath) – Creates deep calmness (5 times).

Balasana (Child’s Pose) – Relieves mental and physical stress.

Shavasana (Corpse Pose) – End your practice with 5-10 minutes of deep relaxation.

Why Learn With a Coach?
To get the full benefits safely and effectively, it’s best to learn yoga under a qualified coach. A coach will guide you with the right techniques and sequences based on your body and lifestyle.

You’re just one breath away from peace. Start today!

R. Pushpa, M.Sc (Yoga)
Online Yoga & Meditation Coach
Radiant YogaVibes
https://www.instagram.com/pushpa_radiantyogavibes/

Ans: Hi,
Kindly formulate your query in a detailed manner so that the experts on Rediff can provide you with better solutions. If you don’t provide enough information, it will be difficult for them to assist you, as the gurus need to make informed predictions to answer your question. This platform is more transparent than others because you can see the profiles of the experts available here. Therefore, be open and provide precise details. Please note that the platform does not require personal information, and you can post your questions anonymously if you prefer.

Undergraduate (UG) degrees provide foundational knowledge, including how to conduct research. In postgraduate (PG) studies, you generally build on those basics. After completing your PG studies, you can engage in research, either full-time or by pursuing a PhD.

An MBBS degree is also just a basic qualification and is not the only gateway into the research field. You can conduct research in a variety of fields, including arts.

If you are particularly interested in human psychology, gather basic information on the topic and proceed accordingly. There are various aspects of human psychology, so consider which area you would like to specialize in and plan your path from there.

ALL THE BEST

POOCHO. LIFE CHANGE KARO.

Ans: Possible.

Ans: Hello;

You may expect a sum between 4-5 L.

Best wishes;

Ans: Dear Anonymous,
Whether it was a genuine mistake or there are lingering issues that led to this slip-up, it is natural for your current partner to feel uncomfortable and even sad hearing you repeatedly calling out for your ex. I hope this much you acknowledge. Now moving on to how we can fix this- first of all, apologize; mistake or not, you can still say you are sorry. Next, have a clear discussion with your partner- ask her how it made her feel and what can you do to make it better. This way she can see that you are owing up and taking initiatives. Then, I want you to reflect- why is this happening? Did you get into this relationship before you could fully move on? Or have you been thinking about your ex? If so, why and is that fair to your present partner? I hope if you are honest with your answers, by the end of it you will have some clarity.

Hope this helps