I want a corpus of Rs 1Cr in three years. How much and which MFs are to be invested . Want your suggestion.

Ans: These funds are fine; please continue

Ans: Hi Hemanth Kumar. To build a corpus of Rs. 1 crore, you may start investing 1.10 Lakh monthly with 14% expected CAGR. Design your portfolio with different categories and AMCs. The following schemes might be suitable for your portfolio.

• ICICI Prudential Bluechip Fund
• Kotak Equity Opportunity Fund
• PGIM India Flexi cap Fund
• Elss – Quant Tax Plan, Canara Robeco Equity Taxsaver Fund

Ans: Hello Rajiv, thanks for writing to me. I generally only discuss mutual funds. You should consider getting professional advise when it comes to other asset types and allocation depending on your own risk tolerance and preferences.

Broadly speaking, you need to invest Rs.45,000 every month to build a corpus of Rs.1 Crore.

You can consider beginning monthly SIP's in:

1-Edelweiss NIFTY 100 Quality 30 Index Fund-Rs.15,000.
2-Axis ESG Fund-Rs.15,000
3-UTI MNC Fund-Rs.15,000

Ans: Hello Rajakani. You can diversify your sip with multicap, large and midcap, multi- asset categories for your portfolio. You can easily achieve your target corpus with 2L sip

Ans: To generate a corpus of 1 crore in 15 years, you'll need to invest a significant amount regularly and choose suitable mutual funds with growth potential. Here's a suggested approach:

Determine Investment Amount: Considering your goal of accumulating 1 crore in 15 years, you'll need to calculate the monthly investment required based on expected returns. Assuming an average annual return of around 10%, you'll need to invest approximately 30,000 INR per month.
Select Mutual Funds: Choose a mix of equity mutual funds that offer potential for capital appreciation over the long term. Consider allocating your investments across large-cap, mid-cap, and multicap funds to diversify risk and maximize returns. Look for funds with a consistent track record of performance, experienced fund managers, and a robust investment strategy.
Allocate Funds: Divide your monthly investment amount of 30,000 INR among different mutual funds based on your risk tolerance and investment goals. For example, you could allocate 40-50% to large-cap funds, 30-40% to mid-cap funds, and 10-20% to multicap funds.
Regular Monitoring: Regularly review the performance of your mutual funds and make adjustments as needed based on changes in market conditions, fund performance, and your financial goals. Stay disciplined and committed to your investment plan to achieve your target corpus of 1 crore in 15 years.
Consult a Financial Advisor: Consider seeking advice from a Certified Financial Planner who can provide personalized recommendations based on your financial situation, risk profile, and investment objectives. They can help you create a customized investment plan and guide you towards achieving your long-term financial goals.
By following these steps and staying disciplined with your investments, you can work towards building a substantial corpus of 1 crore over the next 15 years. Remember, consistency, patience, and informed decision-making are key to successful long-term wealth creation.