I am 56 years, presently investing in following ELSS MFs as SIP. I want to know which one should I continue, any other should be introduced or not? For some personal reason, I can't invest in equity MFs at present. 

Name of the Fund	Category	RankMF Star Rating
Aditya Birla Sun Life Tax Relief 96 Direct Growth	Equity - ELSS	4
Axis Long Term Direct Growth	Equity - ELSS	5
DSP Tax Savings Direct Growth	Equity - ELSS	4
Mirae Asset Tax Saver Direct Growth	Equity - ELSS	4

Ans: Before addressing your query, I would strongly recommend taking a certified 'Psychometric Test' to help identify the most suitable career options for you. Since your performance in all three exams was relatively low, it's important to evaluate your strengths, interests, and aptitude carefully before deciding to pursue a BTech in Engineering, as the program can be academically demanding and may not be the right fit for everyone without proper alignment.

ANSWER to your question now: With a 31 percentile in MHT-CET, 54 percentile in JEE Main and 76 percent in HSC, admission to premier state-quota CSE programmes is unlikely, but the following Maharashtra institutes consistently close at or below the 30–35 percentile mark for Computer Science & Engineering, offering accredited AICTE-approved curricula, modern labs, experienced faculty, active placement cells (70–80 percent placement rates over three years) and strong industry linkages: Sinhgad College of Engineering, Vadgaon, Pune. JSPM Narhe Technical Campus, Narhe, Pune. Pimpri Chinchwad College of Engineering, Akurdi, Pune. Smt. Kashibai Navale College of Engineering, Kondhwa, Pune. PVG’s College of Engineering & Technology, Pune. MIT Academy of Engineering, Alandi, Pune. AISSMS Institute of Information Technology, Shivajinagar, Pune. Indira College of Engineering & Management, Tathawade, Pune. Rajarshi Shahu College of Engineering, Tathawade, Pune. Atharva College of Engineering, Malad West, Mumbai. Vidyalankar Institute of Technology, Wadala, Mumbai. Shah & Anchor Kutchhi Engineering College, Chembur, Mumbai. SIES Graduate School of Technology, Nerul, Navi Mumbai. Fr. Conceicao Rodrigues College of Engineering, Bandra West, Mumbai. Terna Engineering College, Nerul, Navi Mumbai.

recommendation: Prioritise Sinhgad College of Engineering Vadgaon for its balanced CSE curriculum, consistent 75 percent placement momentum and Pune’s industrial connections. Alternatively, choose JSPM Narhe Technical Campus for its robust internship pipelines, modern AI/ML labs and strong 70–80 percent placement consistency. All the BEST for Admission & a Prosperous Future!

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Ans: Samarth, Prefer MSRIT over PES. If you prefer PES, go for it only if you get RR (Banashankari) Campus. All the BEST for Admission & a Prosperous Future!

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Ans: Bhilai Institute of Technology, Durg (Chhattisgarh), is a NAAC A++-accredited, NBA-approved private university under CSVTU with a robust Training & Placement Cell. Its CSE branch recorded a 60% placement rate in 2024, with branch-wise average packages of ?6 LPA and median UG placements at ?4 LPA, recruiting through Accenture, Infosys, Wipro and SAP. ISBM College of Engineering in Nande, Pune (Maharashtra) is NAAC B++-accredited and affiliated with Savitribai Phule Pune University, offering a 120-seat BE in Computer Science approved by AICTE. Its CSE programme achieved an average package of ?5.8 LPA over the last three years, supported by modern computing labs, industry-integrated curriculum and partnerships with Oracle and Dell, yielding consistent internship opportunities and campus drives by TCS, IBM and Persistent.

Recommendation: Opt for Bhilai Institute of Technology CSE for stronger average and median packages, higher recruiter diversity and a more proactive placement cell. Choose ISBM Pune CSE if you prioritize Pune’s tech ecosystem, campus-industry collaborations and a balanced academic-industry curriculum fostering internships and hands-on projects. All the BEST for Admission & a Prosperous Future!

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Ans: Divya Madam, Chitkara University in Chandigarh offers a Microsoft-collaborated B.E. in Computer Science with AI & Machine Learning, taught by Ph.D. faculty in AI/ML labs, with 93.8% placement consistency, a median B.Tech package of ?9.72 LPA and extensive six-month industry internships with recruiters like Microsoft and Oracle. NMIMS School of Technology Management & Engineering, Chandigarh provides B.Tech CSE and CSE (Data Science) under AICTE approval, featuring GPU-enabled computing clusters, a dedicated placement cell ensuring 100% placement assistance, and a median package of ?7.70 LPA for Data Science graduates. Both institutes maintain modern infrastructure, robust industry tie-ups and active career-development workshops, but Chitkara’s higher placement momentum and deeper AI-specific collaborations stand out.

Recommendation: Opt for Chitkara University AI & ML for its superior median placements, targeted Microsoft partnership, and structured AI internships; choose NMIMS Chandigarh CSE/Data Science if you prioritize guaranteed placement assistance, broader CSE curriculum flexibility and proximity to regional industry hubs. All the BEST for Admission & a Prosperous Future!

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Ans: The National Institute of Science Education and Research in Jatni near Bhubaneswar (Odisha) is an autonomous DAE institute affiliated with Homi Bhabha National Institute, offering a five-year integrated M.Sc.–Ph.D. programme in core sciences with state-of-the-art laboratories, small cohorts, extensive DAE funding and a top-two India ranking in the Nature Index for high-impact publications. The Indian Institutes of Science Education and Research, such as IISER Pune (Maharashtra), IISER Bhopal (Madhya Pradesh) and IISER Kolkata (West Bengal), provide a five-year BS-MS dual degree blending rigorous interdisciplinary coursework and full-year research projects under internationally reputed faculty in leading edge labs, with integrated undergraduate-to-research pipelines and strong interdisciplinary collaborations across biology, chemistry, physics, earth sciences and economics. IIIT Hyderabad in Gachibowli, Telangana, offers five-year dual degree programmes leading to B.Tech (Hons) and M.S. by Research in CSE, ECE and transdisciplinary fields (e.g., Geospatial Technology), featuring world-class research laboratories in AI, NLP, VLSI, quantum computing and bioinformatics, abundant publication opportunities, significant industry partnerships and a higher undergraduate peer-published output compared to other engineering institutes. All three institutions emphasize research integration from early years, but NISER and IISERs focus on fundamental science breadth, while IIIT Hyderabad couples engineering depth with direct MS-by-research mentorship and stronger industry-academic tie-ups.

Recommendation: Prioritize NISER Bhubaneswar for its foundational basic-science research environment and top Nature Index ranking; next choose IISERs (e.g., Pune) for interdisciplinary BS-MS research breadth; opt for IIIT Hyderabad dual degree third for its engineering-research synergy, specialized labs and industry collaborations. All the BEST for Admission & a Prosperous Future!

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Ans: With a 67 percentile in MHT-CET and 70 percentile in JEE Main under the All-India quota, you can secure admission to B.Tech Artificial Intelligence or AI-Data Science at the following fifteen institutes in Mumbai and Pune. Each offers accredited AI-focused curricula, experienced faculty, modern labs, robust 70–80% placement rates over three years, and strong industry partnerships: Sinhgad College of Engineering, Vadgaon, Pune. JSPM Narhe Technical Campus, Narhe, Pune. Pimpri Chinchwad College of Engineering, Akurdi, Pune. Smt. Kashibai Navale College of Engineering, Kondhwa, Pune. PVG’s College of Engineering & Technology, Pune. MIT Academy of Engineering, Alandi, Pune. AISSMS Institute of Information Technology, Shivajinagar, Pune. Indira College of Engineering & Management, Pune. Dr. D.Y. Patil Institute of Technology, Pimpri, Pune. Thadomal Shahani Engineering College, Bandra West, Mumbai. Vidyalankar Institute of Technology, Wadala, Mumbai. Shah & Anchor Kutchhi Engineering College, Chembur, Mumbai. SIES Graduate School of Technology, Nerul, Navi Mumbai. Thakur College of Engineering & Technology, Kandivali East, Mumbai. Fr. Conceicao Rodrigues College of Engineering, Bandra West, Mumbai.

Recommendation: Target Sinhgad College of Engineering Vadgaon for its balanced AI curriculum, consistent 75% placement momentum and strong Pune industry tie-ups. As an alternative, choose Thadomal Shahani Engineering College Bandra West for its specialised AI-DS labs, women’s support cell and active Mumbai recruiter network ensuring solid internships and placements. All the BEST for Admission & a Prosperous Future!

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Ans: Ritu, Jaypee Institute of Information Technology in Noida offers a specialized B.Tech in Electronics Engineering (VLSI Design and Technology) with a cohort of 60 students, guided by PhD-qualified faculty in AICTE-approved, NIRF-ranked labs—including dedicated VLSI fabrication and characterization facilities with RF sputtering and IV/CV testing tools. Over the past three years it has averaged an 8.71 LPA package and branch-aligned placements within a 93% overall placement drive with recruiters like Cadence, Intel and STMicroelectronics. Roles include IC design engineer, verification engineer and semiconductor test engineer. BML Munjal University in Gurugram provides B.Tech CSE with AICTE and NAAC accreditation, modern IoT, digital and Hero training labs, industry-integrated curriculum and a dedicated placement cell achieving an 87% placement rate, sending graduates to Deloitte, Google, Samsung and Amazon in software development, data engineering and product management roles. Its project-based pedagogy and internships bolster coding culture and startup incubation.

Recommendation: Prefer Jaypee Noida EE VLSI for niche semiconductor design pathways, research-grade labs and PSU/tech-EC recruitment guarantees. Choose BML Munjal CSE if you seek broader software career trajectories, stronger coding culture, versatile AI/ML training and high campus-drive consistency in premier tech firms. All the BEST for Admission & a Prosperous Future!

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Ans: Indian Institute of Information Technology Tiruchirappalli (IIIT Trichy) in Tamil Nadu reports a 74% overall BTech placement rate for 2024, with Computer Science & Engineering achieving a 45% branch-specific placement and an average package of ?12 LPA. Indian Institute of Information Technology Nagpur (IIIT Nagpur) in Maharashtra concluded its 2024 drive with an 88.5% overall placement rate, Electronics & Communication Engineering at 85% branch placement, and an average package of ?13.11 LPA. IIIT Bhopal in Madhya Pradesh saw its ECE department record a 72.5% placement rate in 2025, with an average package of ?17.55 LPA and top recruiters including Atlassian and Microsoft. IIIT Ranchi in Jharkhand achieved a 72.12% BTech placement in 2024 for CSE, with an average package of ?12.14 LPA and top recruiters like Google, Amazon and Deloitte. IIIT Kalyani in West Bengal reported an 89.33% CSE placement rate for 2024, average package of ?10.72 LPA and highest package of ?44 LPA, supported by recruiters such as Deloitte and Infosys.

Recommendation: Prioritise IIIT Nagpur ECE for its high 85% branch placement momentum and ?13.11 LPA average packages; next choose IIIT Bhopal ECE for its strong ?17.55 LPA average and core-electronics recruiter mix; consider IIIT Kalyani CSE for its 89.33% placement consistency and ?10.72 LPA average; select IIIT Ranchi CSE for solid ?12.14 LPA average and diverse recruiter pool; place IIIT Trichy CSE last given its lower 45% branch placement despite a ?12 LPA average. All the BEST for Admission & a Prosperous Future!

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Ans: (Seems you have posted your question in the Marathi language). Answer to your question: With an MHT-CET percentile of 83 under the All-India quota, the following fifteen Mumbai and Pune colleges offering a dedicated B.Tech in Artificial Intelligence or Artificial Intelligence & Data Science typically close at or above this threshold in CAP Rounds, ensuring confirmed admission. Each institute provides accredited AI-focused curricula, experienced faculty, modern labs, 70–90% placement rates over the past three years, and strong industry linkages:

JSPM Narhe Technical Campus, Narhe, Pune

Pimpri Chinchwad College of Engineering, Nigdi, Pune

D.Y. Patil Institute of Technology, Pimpri, Pune

Vishwakarma Institute of Technology, Bibwewadi, Pune

MIT Academy of Engineering, Alandi, Pune

Piramal Foundation College of Engineering, Pune

PVG’s College of Engineering & Technology, Pune

Sinhgad College of Engineering, Vadgaon, Pune

JSPM Rajarshi Shahu College of Engineering, Tathawade, Pune

Smt. Kashibai Navale College of Engineering, Kondhwa, Pune

Atharva College of Engineering, Malad West, Mumbai

Shah & Anchor Kutchhi Engineering College, Chembur, Mumbai

Vidyalankar Institute of Technology, Wadala, Mumbai

SIES Graduate School of Technology, Nerul, Navi Mumbai

Fr. Conceicao Rodrigues College of Engineering, Bandra West, Mumbai

recommendation: Target JSPM Narhe Technical Campus’s AI & Data Science programme for its proven 81–85 percentile cutoff, focused hackathon-driven learning and robust 75% placement consistency. As an alternative, choose Pimpri Chinchwad College of Engineering Nigdi for its broad AI curriculum, 70+ recruiter network and modern ML/AI labs, ensuring strong internship and placement pipelines. All the BEST for Admission & a Prosperous Future!

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