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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 25, 2022

Mutual Fund Expert... more

Question by Amit on Apr 25, 2022Hindi

Money

I am 47 years of age. Would like to invest about 10L in lump sum... I have following questions:

1) Is this the right time to do so?

2) Is MF the right choice to increase the invested amount and get maximum returns?

3) If your answer to point no. 2 is YES, please suggest best MFs according to you and also suggest how to invest directly as taking it from an agent cost something.

Thanks in advance for your valuable advice.

Ans:

- It's very difficult to time the markets, therefore please stagger your investment over 12 months

- MF is a good choice

You may invest in Direct plans of below via Directly on AMC site or Direct platforms;

- DSP Focused Fund – Growth

- UTI Flexi Cap Fund – Growth

- Samco Flexi Cap Fund – Growth

- Parag Parekh Flexi Cap Fund – Growth

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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I want to invest 20L lump sum. Is it a good time to invest now? Since market is high, I am holding this amount since last one year. For your info I am investing 40k through SIP. Please suggest good MFs for lump sum if you suggest me to invest now. My risk appetite is I do not want to lose my principal amount at any cost, fine with less returns.

Ans: Kindly let me know the duration of your investment

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I am 46 years old and am planning to invest in some mutual funds which can give good returns in 5-6 years. I am looking to invest Rs 2.5 lakh lump sum. Please suggest if I should divide it between more than 1 or 2 MFs. Also, since the market is high at the moment, is it the right time to invest lump sum now?

Ans: Please avoid lump sum; instead, stagger it in 12 months via SIP or STP.

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Hope you are doing well. I am 38 years old and would like your advice on investing in MFs that give a good return in 3-5 years. I can invest around Rs 2 lakh lumpsum.

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Hi I am 53 years i wish to invest in mf is it the right time and if yes then please suggest good mf , my goal is 5 years from now , about 10 k a month please advice

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I want to invest Rs 7 lakhs lump sum in MF for 5-7 years time. Can you please suggest best MF. I am 57 years old and will superannuate in 3 years time.

Ans: It's wise to plan your investments with retirement on the horizon. Here are some suggestions for your lump sum investment:

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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