I am 46 years old and am planning to invest in some mutual funds which can give good returns in 5-6 years.

I am looking to invest Rs 2.5 lakh lump sum.

Please suggest if I should divide it between more than 1 or 2 MFs.

Also, since the market is high at the moment, is it the right time to invest lump sum now?

Ans: Dear Anonymous,
How can someone else tell whether you should or should not accept something? It depends on your values and desires. And what you want does not align with what you got- if that bothers you then you can rethink this. But also consider this one thing- what if your next partner treats you the same way? Would that be okay? Do you think these factors should matter in a relationship? Think hard on this and make your choice.

Hope this helps.

Ans: Hello Dhanashree.
As an SC category candidate aiming for admission into the CSE branch at IITs through JEE Advanced 2025, you should target a rank within the top 32 in the SC category. Securing a rank within this range would increase your chances of admission. Please note that cutoffs can vary each year. Thanks
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Ans: Hello Sid
Yes. You are eligible for both mains and advanced exams. Thanks
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Ans: Hello Venkatesh
Cogratulaitons to you and your son. Chances are there to get a seat for CSE @ NITs. Thanks
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Ans: Khan academy is best for math, but it is not for JEE

Ans: How your total score is 48? Logically it should be 66+7+86

Ans: Decide your interest area (Medical, Research, Healthcare, Alternative careers).
Apply for entrance exams like NEET, IISER, NEST, ICAR AIEEA, GPAT, CLAT, IPMAT based on your career choice.
Explore backup options like B.Sc. Biotech, Microbiology, Psychology, Nursing, BBA, etc.

Ans: Dear Mr. Yusuf. Thank you for your query. Considering I am Physiotherapist, I would answer from Physiotherapist perspective. To lower cholesterol from a physiotherapy perspective, focus on a combination of aerobic exercise, strength training, and flexibility work. Engage in brisk walking, cycling, or jogging for at least 30–45 minutes daily to improve heart health and lipid metabolism. Incorporate strength training 2–3 times a week with bodyweight exercises or weights to enhance muscle mass and fat burning. Avoid prolonged sitting by standing up every 30–45 minutes and engaging your core while working to improve posture and circulation. A fiber-rich diet with whole grains, vegetables, nuts, and lean proteins supports cholesterol reduction while minimizing saturated fats and refined sugars. Managing stress through breathing exercises, yoga, or meditation helps regulate cortisol levels, which can impact cholesterol. Lastly, ensure 7–8 hours of quality sleep daily, as poor sleep can contribute to high cholesterol and metabolic issue. Wish you healthy life.

Ans: Hi Shweta
you need to have at least 98th percentile and above.