I am 45 years old and have been investing in mutual funds for the past 10 years. I started at 1000/month, planned to increase my investment to 10000/month and I achieved this target in 2017 and still i am investing in all these funds.

All these investments are as per my advisor, according to him the funds are balanced and no need to worry for another 10 years but when I review the funds some are having only 2-5% annualized return. I am confused whether to continue or shift or exit. 

Kindly suggest whether to continue these SIPs / exit / stop and hold the investment mainly the poorly performing funds. Please advise me how frequently I need to review the performance of the fund and do modification in order to minimise the loss.

I am 50+ years old. I am having the following mutual funds since Aug’2018. Total amount invested Rs 10 lakh. Last year December Wtd. Avg annualised return was 15% (Avg age days is 1356 days), now it has come down to around 9%. What is your advice – any change in the portfolio required? Or Should I keep for longer time? ABSL Equity Hybrid’95 Fund – 3 lakh – current value 3.78 lakh (appreciation 29.18%) HDFC Balance Advantage Fund- 2.5 lakh – current value 3.55 lakh ICICI Prudebtial Blue chip Fund – 2 lakh – current value 2.78 lakh Nippon India Multicap Fund – 50 thousand – current value 68 thousand TATA Multicap Fund – 2 lakh - current value 2.83 lakh. Also, please suggest any good SIP for investment.

I do a regular investment per month of Rs 8000 as SIP in mutual funds. The fund currently I am holding are:  1. HDFC Top 100 Fund -Rs 2000 2. ICICI prudential value discovery fund -Rs 1000 3. ICICI prudential blue chip fund - Rs 1000 4. HDFC Hybrid equity fund - Rs 1000 5. SBI blue chip fund - Rs 1000 6. SBI Small cap fund - Rs 1000 7. Mirae asset large cap fund - Rs 1000 I have invested Rs 214,372 till now and my market value is Rs 230,213 which means my annual return is 8.8 per cent. Shall I continue to invest in the above fund or shall I switch to some other better fund as per your advice and what will be my capital if I continue to invest for next 7 years as my current age is 43 years and I wish to invest till my age reach 50.  Name of the Fund Category RankMF Star Rating Anoop Adhikari     1. Hdfc Top 100 Fund -Rs 2000 Equity - Large Cap Fund 4 2. Icici prudential value discovery fund -Rs 1000 Equity - Value Fund 3 3. Icici prudential blue chip fund- Rs 1000 Equity - Large Cap Fund 3 4. Hdfc Hybrid equity fund - Rs 1000 Hybrid - Aggressive Hybrid Fund 5 5. SBI blue chip fund - Rs 1000 Equity - Large Cap Fund 3 6. SBI Small cap fund - Rs 1000 Equity - Small cap Fund 3 7. Mirae asset large cap fund - Rs 1000 Equity - Large Cap Fund 4

hello sir, i am investing in following mutual funds from last one year with following SIP's with a goal of 3 Cr in next fifteen years: please advice me whether to change or continue with same funds: 1. Axis small cap fund (direct-G)- Rs.10000 monthly; 2. Canara Robecco Bluechip equity fund (direct-G)- Rs.6000 monthly; 3. PGIM midcap opportunities fund-(direct-G)- Rs.10000 monthly; 4. SBI multicap fund (direct-G)- Rs.5000 monthly; 6. Sundaram flexicap (direct-G)- Rs.2000 monthly;

Following are the mutual funds I am holding. This is through SIP for last 4 years . Advise me whether I should continue with this or shift.