I am 50+ years old. I am having the following mutual funds since Aug’2018. Total amount invested Rs 10 lakh. Last year December Wtd. Avg annualised return was 15% (Avg age days is 1356 days), now it has come down to around 9%. What is your advice – any change in the portfolio required? Or Should I keep for longer time?

ABSL Equity Hybrid’95 Fund – 3 lakh – current value 3.78 lakh (appreciation 29.18%)
HDFC Balance Advantage Fund- 2.5 lakh – current value 3.55 lakh
ICICI Prudebtial Blue chip Fund – 2 lakh – current value 2.78 lakh
Nippon India Multicap Fund – 50 thousand – current value 68 thousand
TATA Multicap Fund – 2 lakh - current value 2.83 lakh.
Also, please suggest any good SIP for investment.

I am 37 years old. I have been investing in Mutual Funds since June 2017. I am an aggressive investor ready to take risks. My investment horizon is long term. I am investing for my Son's higher education which is 13 years away and also for my retirement which is 23 years away. My portfolio comprises of the following mutual funds. 1) HDFC Midcap Opportunities fund Regular growth - ₹4100/- per month with top up of 10% every year.  2) L&T hybrid equity fund Regular growth - ₹5000/- per month with top up of ₹500/- every year.  3) Aditya Birla Sun Life pure value fund Regular growth - ₹4500/- per month with top up of ₹500/- every year.  4) L&T Midcap Fund Regular growth -₹6000/- per month with top up of ₹500/- every year.  5) L&T Emerging Businesses Fund Regular growth -₹6000/- per month with top up of ₹500/- every year.  6) L&T Tax Advantage fund Regular growth -₹4500/- per month with top up of₹500/- every year.  7) Aditya Birla Sun Life Tax Relief '96 fund Regular growth - ₹5000/- per month with top up of ₹500/- every year.  8) UTI Flexi Cap fund Direct growth - ₹1000/- per month.  9) DSP Midcap fund Direct growth - ₹1000/- per month with top up of ₹500/- every year.  10) DSP Equity Opportunities fund Direct growth - ₹1000/- per month with top up of ₹500/- every year.  11) DSP Flexi Cap fund Direct growth - ₹1000/- per month with top up of ₹500/- every year.  12) Aditya Birla Sun Life Equity Advantage fund Direct growth - ₹1000/- per month with top up of ₹500/- every year.  13) Aditya Birla Sun Life Flexi Cap fund - Direct growth - ₹1000/- per month with top up of ₹1000/- every year.  14) ICICI Prudential Technology Plan Direct growth - ₹1000/- per month.  15) Nippon India Small Cap fund Direct growth - ₹1000/- per month with top up of ₹500/- every year.  16) Kotak Emerging Equity fund Direct growth plan - ₹1000/- per month with top up of ₹500/- every year.  17) L&T Flexi Cap fund Direct Growth plan - ₹1000/- per month.  Am I on the right track/path of investing? Please suggest necessary changes in the above portfolio if any or should I continue with the above mutual funds.Also suggest which funds should I Add/Remove from the above portfolio. 

I am 37. Currently, I am investing Rs 1,000 (SIP) in each of the following Mutual Funds. I want to stay invested till I am 50. Kindly see my portfolio and make suggestions. 1. SBI Magnum Global Fund 2. SBI Magnum Equity ESG Fund 3. ICICI Prudential Technology Fund 4. Nippon India Pharma Fund 5. HDFC Gold Fund 6. Motilal Oswal Nasdaq 100 FOF Scheme 7. Axis Focused 25 Fund 8. UTI Flexi Cap Fund 9. UTI Transportation and Logistics Fund 10. DSP Natural Resources and New Energy Fund 11. Axis Midcap Fund 12. Canara Robeco Emerging Equities Fund 13. DSP Flexi Cap Fund 14. ICICI Prudential Commodities Fund 15. Edelweiss Recently Listed IPO Fund 16. Nippon India Multi-Asset Fund 17. Motilal Oswal MSCI EAFE Top 100 Select Index Fund

I am 35 years old and working with a PSB. I have recently started investing in mutual funds. My present portfolio details are as below. Please advise on any change if required in my portfolio with objective of investment for long term. Name of Fund Present Value SIP Amount 1. Axis Long Term Equity 30000 2000 2. Edelweiss Balanced Advantage 10000 2000 3. HDFC Small Cap 11000   4. ICICI Pru Equity & Debt 25000 1000 5. ICICI Pru US Bluechip 10000   6. Kotak Asset Allocator Fund 10000 2000 7. Parag Parikh Flexi Cap 20000 2000 8. SBI Nifty Index 22500 1000