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Ulhas Joshi  |279 Answers  |Ask -

Mutual Fund Expert - Answered on Mar 28, 2023

With over 16 years of experience in the mutual fund industry, Ulhas Joshi has helped numerous clients choose the right funds and create wealth.
Prior to joining RankMF as CEO, he was vice president (sales) at IDBI Asset Management Ltd.
Joshi holds an MBA in marketing from Barkatullah University, Bhopal.... more
avinash Question by avinash on Mar 17, 2023Hindi
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Money

hello sir, i am investing in following mutual funds from last one year with following SIP's with a goal of 3 Cr in next fifteen years: please advice me whether to change or continue with same funds: 1. Axis small cap fund (direct-G)- Rs.10000 monthly; 2. Canara Robecco Bluechip equity fund (direct-G)- Rs.6000 monthly; 3. PGIM midcap opportunities fund-(direct-G)- Rs.10000 monthly; 4. SBI multicap fund (direct-G)- Rs.5000 monthly; 6. Sundaram flexicap (direct-G)- Rs.2000 monthly;

Ans: Hello Avinash. Thank you for writing to me. You can continue to invest these funds.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Dating, Relationships Expert - Answered on Jan 06, 2025

Asked by Anonymous - Jan 03, 2025Hindi
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Relationship
hi sir/maam I am 22 yrs old and my boyfriend is 28 yrs old. We both are in the same office right now and his home is very near from that. At this point, we've been in a relationship for 8 months. He is very emotional and understanding and always there for me. Nobody knows about us, only my friends do. I am not that serious but confused if i lose someone who had loved me this much. He asks about marriage but it would be intercaste so i say that parents would not approve this. My friends advice me to break up. I try to disconnect with him but as soon as I talk to him I fail to do. I feel like talking to him console him. The thing is I'll talk to my parents 2 yrs later but he asking for commitment as he is getting other marriage proposals and its the right time for him to get settle but for me, he's saying he's ready to wait only if i give commitment. My father has said once that study and become independent but never risk my self respect in this society. Should i risk my boyfriend's life by giving the commitment ? I'm confused because i think at this point im kind of girl that will adjust somehow atleast im getting a person who loves me alot, i also love him but he's more into this feeling. What should i do? Recently he's got a marriage proposal and his family is seriously asking for his answer but he was asking what i want? i asked him to consider that and directly said it will not be possible for me to commit but im still in dilemma- im losing sth imp, should i go for him?
Ans: Dear Anonymous,
I understand your dilemma. All I can say is that neither one of you is wrong here. He wants commitment before he decides to wait for you, and you want some more time. Both your requirements make perfect sense. My suggestion is that if you really think that you can't commit, you should clear that to him right away, and let him decide whether or not he is okay to go on like that. It's not fair to keep him hanging nor will it be right to make a decision for him. Give him clarity of the situation and let him decide.

In case you guys decide to break up, let him move on. I understand the urge to comfort him, but doing so, you are only going to stall his moving on process.

Hope this helps.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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