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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Dec 09, 2022

Mutual Fund Expert... more

Question by Arvind on Dec 09, 2022Hindi

Money

I am 40 years old and want to create a MF portfolio that will give me = 15% return for the next 6-8 years. I am fairly open to taking risks. Can you pls suggest a basket of 5-6 funds and how much to invest in each of them to get a corpus of 1Cr at the end of the time frame?

Ans: Rs 1 cr in 8 years will require an investment (Monthly) of Rs 54000.

Schemes that can be considered are as under

HDFC Index Fund – Sensex Plan – Growth

UTI Flexi cap Fund – Growth

Axis ESG Equity fund – Growth

Samco Flexi cap fund – Growth

Motilal Oswal Mid cap Fund - Growth

Nippon India Small Cap Fund - Growth

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 05, 2022

Question by saraswati - Apr 05, 2022Hindi

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I hv just started my investment in MFs. I am 24yrs and want to make a corpus of Rs. 3 to 4 Cr by investing in MFs in 20 to 25 yrs. Pls guide me how can I achieve my target. DSP MID CAP Rs 5KCANARA ROBECO EMERGING (R) G Rs 5K AXIS MID CAP Rs 3K SBI FOCUSED EQUITY (R) G Rs 5K ICICI PRU FLEXICAP G Rs 5K AXIS ESG FUND Rs 10K I CAN ALSO INVEST IN LUMP SUM OF RS. 2.00LAC. Looking forward to your advice. Omkeshwar Singh Please continue and yes you may invest Rs. 2 lakh as lump sum proportionally in all the above funds. Abhsihek Sarin: This is in regards to your Ask MF Guru section on Rediff.com. Requesting your advice on and review of the following investments. I have recently started a mutual fund portfolio at age 25, with monthly SIPs totalling Rs 8500, and targeting a total monthly investment of Rs 10000. The mutual funds I have currently invested in are: Aditya Birla Sun Life Corporate Bond Fund Direct Growth - Rs 3000 monthly SIP Mirae Asset Tax Saver Fund Direct Growth - Rs 1500 monthly SIP Axis Small Cap Find Direct Growth - Rs 1500 monthly SIP ICICI Prudential Technology Direct Plan Growth - Rs 2500 monthly SIP Risk appetite is very high; annual step up is targeted at 15% and the aim is to achieve Rs 1cr corpus in 15 years from today i.e. age 40. Please review the above investments, and also suggest a moderate risk mutual fund to invest the remaining Rs 1500.

Ans: Portfolio is fine and it's good that you have started investing early. For moderate risk you may look at hybrid funds in balanced advantage category.

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Head, Rank MF - Answered on Aug 09, 2022

Question by Ravindranath - Aug 09, 2022Hindi

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I am 43 years old and would like to invest till I retire at 58 and expect a decent return of at least 12%. Please find below my mf basket, and advise whether the funds in the basket are good ones or not. Axis Long term Equity Fund (Tax Saving) Direct Plan Growth - 500/M Aditya Birla Sun Life Tax relief 96 Direct Plan Growth - 500/M PGIM Midcap Opportunities Fund Direct growth - 1000/M Axis Small Cap Fund Direct Growth - 500/M Parag Parikh Flexi cap Direct Growth - 1000/M Quant Active Fund Growth Option Direct Fund - 1000/M ICICI Prudential Commodities Fund Direct growth - 300/M Kotak Bluechip Diect growth - 1000/M Navi Nifty Next 50 Index Fund Direct Growth - 500/M Tata Digital India Fund Direct Growth - 1000/M

Ans: The schemes are good. Please continue.

Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Oct 10, 2022

Question by Sai - Oct 10, 2022Hindi

Money

Hello Nikunj - I am 40 and wish to start investing in MFs. I can invest up to 1.3 lakh per month. My aim is to continue investing it for next 5 years and have maximum returns. My risk appetite is moderate to high. Please advise which funds I should look at.

Ans: Hello Sai Kumar. Thanks for discussing your requirements. I recommend investing in the following schemes based on all factors:

Quant Flexi Cap Fund -- 40000
Canara Robeco Emerging Equities Growth -- 40000
Axis Mid Cap Fund -- 30000
Nippon India Small cap Fund -- 20000

Total: 130000

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Mutual Funds Expert - Answered on Dec 15, 2022

Question by Arvind - Dec 15, 2022Hindi

Money

I am 40 years old and want to create a MF portfolio that will give me >= 15% return for the next 6-8 years. I am fairly open to taking risks. Can you pls suggest a basket of 5-6 funds and how much to invest in each of them to get a corpus of 1 Cr at the end of the time frame?

Ans: Hello Arvind. You may invest in the following schemes to create a corpus of 1 CR in the next 8 years based on your requirement. The starting sip amount will be 56K per month.

SBI Small Cap Fund -- 12,000.00

Quant Flexi cap Fund -- 12,000.00

ICICI Pru Bluechip Fund --- 10,000.00

Canara Robeco Emerging Equities Fund -- 10,000.00

Nippon India Growth Fund -- 12,000.00

Total: 56,000.00

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Mutual Fund Expert - Answered on Dec 27, 2023

Question by Prakash - Dec 27, 2023Hindi

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I have an amount of 5 lakh to invest in MFs with a time horizon of 15 years, kindly suggest an agressive portfolio.

Ans: Hello Prakash and thanks for writing to me. As you have a time horizon of 15 years and want an aggressive portfolio, you can consider investing Rs.1 Lakh in each of the below schemes:

1-Edelweiss NIFTY 100 Quality 30 Index Fund
2-SBI Focused Equity Fund
3-DSP Quant Fund
4-UTI Flexi Cap Fund
5-Tata Ethical Fund

Do note that periodic rebalancing is essential to ensure you are on the right track. You can consider talking to a financial planner who will help you plan your finances.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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