I am 40 years old and want to create a MF portfolio that will give me = 15% return for the next 6-8 years. I am fairly open to taking risks. Can you pls suggest a basket of 5-6 funds and how much to invest in each of them to get a corpus of 1Cr at the end of the time frame?

Ans: Try Tier 2/3 NITs/GFTIs & be flexible with Streams. All the BEST for Your Bright Future.

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Ans: Prefer (1) DSCE (2) NITTE (3) CMRIT (4) BMSIT. Prefer AIML, Cyber Security, followed by AIDS & IOT. All the BEST for Your Daughter's Bright Future.

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Ans: Vijay, prefer Thapar-ECE. All the BEST for Your Bright Future.

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Ans: Yes Bhavana, All the BEST for Your Bright Future.

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Ans: Krishna, adhere to the following Strategies/Tips/Steps:

(1) Whenever you study at home, study for 45-minutes. Then take a break of 10-minutes when you can move away from your study table, walk, have some water & relax. If you continue studying beyond 45-minutes, your concentration power will go down, resulting to low output. Most students commit this mistake.
(2) On daily basis (morning or evening whichever will be convenient to you), do yoga or meditation or physical exercises or play any games / sports for at least 30-45 minutes. This will further reduce your stress / distractions.
(3) Study tough topics / tough subjects (applicable to you) early morning with your fresh mind.
(4) Eat a lot of green vegetables / fruits which you can afford for & Avoid soft drinks/junk foods
(5) Every day night, before going to bed, revise whatever you have studied during the day.
(6) Also, revise every week whatever you have covered till date (here your short-notes which you should prepare will be helpful).
(7) Keep practising questions on topics which you have covered either offline or online
(8) Give utmost importance to wrongly answered / difficult / complicated / tough questions and have a separate note-book specially for this for each subject (PCM)
(9) You might be aware that JEE rank is allotted on the basis of highest score in Maths, followed by Physics & Chemistry. Practice more and more in Maths, till you reach Speed & Accuracy

(10) By December-January, attempt fully syllabus online test series, evaluate and analyse your performance such as,

(a) which topic / unit / concept you are weak which needs your revision and improvement as this will disturb you when you appear in actual JEE exam
(b) abnormal time taken to attempt any question which you can come to know from Online Test Series which you should reduce
(c) which questions you skipped and why?

(11) Please AVOID studying under pressure that you should get admission only into IITs/ NITs. Never advisable. Any one can be successful, even if he / she studies in NON-IIT / NON-NIT Colleges also.

(12) Have Plan B & Plan C for other Colleges Entrance Exams / Disciplines-Streams.
(13) Avoid comparing yourself with other students.

(14) Also, it is highly ideal to appear in / attempt\minimum 5-7 Entrance Exams (for both Govt & Private Engineering Colleges). You will have a lot of options (easiest method) to choose the best and most suitable one, keeping in view a lot of factors such as, College | Location | Your Interest | Stream Preference | Placement Records | College Culture | Your Short & Long Term Goals | Pressure You Can Go Through | Your AIR & Job Market Condition when you apply for your BTech & Even after.

I hope I have answered to your question with value additions. All the BEST for your Bright Future.

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Ans: Some basic reasons for not clearing CA Exams after so many attempts:

1) NOT thoroughly going through the Study Materials, provided by ICAI.
2) NOT updating the amendments of various laws.
3) NOT changing the Preparation Strategies.
4) NOT preparing own short-notes.
5) NOT leaving breaks every 45-minutes of studying.
6) NOT maintaining consistent studies.
7) NOT revising the covered topics daily/weekly/monthly.
8) NOT focusing on weak subjects / topics.
9) NOT attempting mock tests frequently.
10) NOT following the ideal study schedule.

If you have searching for jobs:

1) Have a LinkedIn Profile/Update it.
2) Put job Alerts of the vacancies, you prefer to apply
3) Please keep in mind you are fresher. Avoid being specific for MNC. Join even any medium-sized Company & gain experience.
4) Keep upgrading your skills / knowledge through Certifications to be competitive in the job market.
5) Try to apply to at least 3-4 companies daily through LinkedIn or through the Companies Websites.

All the BEST for Your Bright Future.

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Ans: Yes Nikhil Sir. Can go ahead as he is much interested in it. All the BEST for Your Son's Bright Future.

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Ans: Prefer BITS-Mechanical. All the BEST for Your Bright Future.

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Ans: Prefer Amrita-C-AIDS. All the BEST for Your Daughter's Bright Future.

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