I am 38 years old from Mumbai. I would like to build a corpus of Rs. 5 crore in the next 12 years. My current corpus has already grown to Rs. 30 lakh with the below ongoing MFs.

1. Axis Midcap Fund - 10,000
2. Kotak Equity Opportunities Fund - 10,000
3. PGIM India Felxicap Fund - 10,000
4. SBI Flexicap Fund - 15,000
5. UTI Flexicap Fund - 20,000
6. Nippon India Smallcap Fund - 5,000

Will the above help to achieve my goal or are any changes required?

Ans: CSE with AI / Cyber Security are solid options with good placements if she is interested in CS.

VIT Bhopal is improving, but placements are slightly lower than VIT Vellore and Chennai, so choosing a specialization with high demand like AI/ML or Cybersecurity is advisable.

Ans: Prepare for next year

Ans: Mathematics and Computing is a more future-proof and versatile choice in today’s software-driven and data-centric world, especially if you are interested in coding, algorithms, or data science.

But if you are passionate about electronics, circuits, telecom, or embedded systems, ECE is also an evergreen and rewarding option.

Ans: VIT-AP CSE

Ans: Prefer Chitkara CSE (AI & ML) over Thapar Civil

Ans: IIIT Dharwad and IIIT Raichur

Ans: With a 91 JEE Main percentile (AIR ~85,000), securing IT at VIT Vellore (Category 5) is feasible given its 2024 cutoff range of 19,200–19,500, though higher fees (?7.8L tuition + ?4.23L hostel) apply. NMIMS Mumbai’s CSE (Data Science), requiring NMIMS CET ranks (~12,000–15,000), offers a niche curriculum with industry partnerships (TCS, IBM) but lacks VIT’s ABET accreditation and established engineering reputation (NIRF #11 vs. NMIMS #101-150). His MET score of 132 (rank ~18,000–25,000) may qualify for ECE/IT at Manipal Bengaluru (2024 cutoff: ~23,458–34,532). While VIT provides stronger core IT infrastructure (smart labs, 980+ recruiters), NMIMS’s data science focus aligns with emerging tech trends. Board marks (73%) may limit state exam options; await MHT CET/COMEDK for potential CSE in regional colleges. Prioritize VIT for institutional legacy or NMIMS for specialization, pending further results. All the BEST for your Son's Admission & a Prosperous Future!

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Ans: Adithya, With an AEEE rank of 7,922, securing CSE (Cyber Security) at Amrita Coimbatore is unlikely, as its 2024 cutoff for this branch required ranks under 5,500 (Home State) and 2,900 (Other State). However, Amritapuri Campus is feasible, with 2024 cutoffs around 8,500–9,200 for Home State and 9,500–11,300 for Other State. Amritapuri’s program offers 120 seats and industry-aligned cybersecurity training, while Coimbatore’s higher demand and stricter cutoffs make it less accessible. Prioritize Amritapuri during counseling, and consider CSE (AI) or ECE at Coimbatore as alternatives if Cybersecurity is unavailable. Verify domicile status (Home/Other State) for precise cutoff alignment. All the BEST for your Admission & a Prosperous Future!

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Ans: Rishabh, Choosing between SIT Pune’s E&TC and VIT AP’s ECE (VLSI) depends on career focus and institutional strengths. SIT Pune’s ABET-accredited E&TC program offers robust industry partnerships (Microsoft, Samsung), advanced labs (VLSI, embedded systems), and a 95%+ placement rate with mandatory 6-month internships, fostering core electronics roles and IT transitions. VIT AP’s ECE (VLSI) specializes in semiconductor design, featuring NVIDIA-collaborated labs and curriculum aligned with India’s Semiconductor Mission, ideal for niche hardware careers. While SIT provides broader industry exposure and a stronger alumni network, VIT AP’s lower fees (?7.8L vs. SIT’s ?12L) and VLSI focus suit specialized interests. Prioritize SIT for holistic ECE training and established infrastructure, or VIT AP for cost-effective, cutting-edge VLSI pathways. All the BEST for your Admission & a Prosperous Future!

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