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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 10, 2022

Mutual Fund Expert... more

Question by Shashank on Jun 10, 2022Hindi

Money

I am 32 years old and started investing in SIP from the year 2022 onwards. I am investing 36000 per month but there are too many funds and want to reduce it to a minimum number of funds. I am planning to create a corpus of around 5 crore at the end through this and invest for the next 20 years. Please suggest what changes/mergers I should make. Also do I need to increase the SIP amount to reach this goal?

1. Parag Parikh Flexi Cap - 5000

2. Axis Growth Opportunities - 2000

3. Axis Triple Advantage - 3000

4. Mirae Asset Emerging Bluechip - 2000

5. Sundaram Equity Savings - 1000

6. SBI Small Cap - 5000

7. SBI Focused Equity - 2000

8. Canara Robeco Emerging Equities - 5000

9. PGIM India Midcap Opportunities - 200

10. DSP Quant Fund - 2500

11. DSP Focus Growth - 2500

12. HDFC Nifty 100 Equal Weight Index Fund - 2000

13. HDFC Tax Saver – 2000

Ans: Funds are good, however too many

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Apr 05, 2022

Question by SHREYANS - Apr 05, 2022Hindi

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Below are the SIPS I have been doing to build a corpus of 1 cr over 20 years kindly suggest the feasibility with the following funds: Axis Bluechip Fund - Gr. 1200 Axis Midcap Fund - gr. 1500 Canara robeco Bluechip equity fund -2000 Canara robeco emerging equities fund gr 3000 Hdfc index fun post addendum 3000 Invesco india mid cap fund gr 5000 Mirae asset emerging equities fund gr1500 Nippon india US equity opportunities fund gr 2000 Pgim india global equity opportunities fund gr 2000 Pgim india midcap opportunities fund gr 4500 Quant avtive fund gr 3000 Sbi small cap fund gr. 1500 All funds I have invested are growth funds. Kindly review and suggest any funds to stop or increase amount in other or add any other fund to portfolio.

Ans: Funds are decent. Growth options are best options but there are too many funds in your portfolio. You can still continue with your investments.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jul 18, 2022

Question by Shashank - Jul 18, 2022Hindi

Money

I am 32 years old and started investing in SIP from the year 2022 onwards. I am investing 36000 per month but there are too many funds and want to reduce it to a minimum number of funds. I am planning to create a corpus of around 5 CR at the end through this and invest for the next 20 years. Please suggest what changes/merges I should make. Also do I need to increase the SIP amount to reach this Goal? 1. Parag Parikh Flexi Cap - 5000 2. Axis Growth Opportunities - 2000 3. Axis Triple Advantage - 3000 4. Mirae Asset Emerging Bluechip - 2000 5. Sundaram Equity Savings - 1000 6. SBI Small Cap - 5000 7. SBI Focused Equity - 2000 8. Canara Robeco Emerging Equities - 5000 9. PGIM India Midcap Opportunities - 200 10. DSP Quant Fund - 2500 11. DSP Focus Growth - 2500 12. HDFC Nifty 100 Equal Weight Index Fund - 2000 13. HDFC Tax Saver - 2000

Ans: Please continue with 1, 4, 6, 10

Rs. 36000 SIP is sufficient to create a Rs. 5 crs corpus in 20 years.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Aug 04, 2020

Question by Sahil - Aug 04, 2020Hindi

Money

I have invested in below mutual funds via SIP from Jan 2018 and will continue the investment for another 12-13 years. I want to build a Retirement Corpus of 4 to 5 crores. My risk profile is Aggressive/Moderate and want a mix of Equity & Debt Funds. My current portfolio is as follows: 1) Aditya Birla Sunlife Focussed Equity Fund-Growth - 2000 per month 2) L & T Midcap Fund Cumulative - 2000 per month 3) Mirae Asset Large Cap Fund -Growth - 2000 per month 4) SBI Magnum Multicap Fund - Growth - 2000 per month 5) Sundaram Rural Consumption Fund Regular Growth - 2000 per month. 6) Axis Bluechip Fund G - Direct Plan - 2000 per month (This is only 5 Months Old SIP) Please suggest if i want to increase the current SIP amount of 12000 per month to reach the goal & if the above portfolio needs to be tweaked to better funds. SIP of Rs. 12K can build a corpus of Rs. 60 lakhs only in 15 years … for 4 to 5 crs , SIP amount needs to be Rs. 75000 to Rs. 100000

Name of the Fund	Category	RankMF Star Rating	Recommendations
Sahil Dhamija
1) Aditya Birla Sunlife Focussed Equity Fund-Growth - 2000 per month	Equity - Focused Fund	3	switch to Axis Focused 25 Fund - Growth
2) L & T Midcap Fund Cumulative - 2000 per month	Equity - Mid Cap Fund	3	Switch to - Dsp Midcap Fund - Growth
3) Mirae Asset Large Cap Fund -Growth - 2000 per month	Equity - Large Cap Fund	4	Continue
4) SBI Magnum Multicap Fund - Growth - 2000 per month	Equity - Multi Cap Fund	3	Switch to UTI Equity fund - Growth
5) Sundaram Rural Consumption Fund Regular Growth - 2000 per month.	Equity - Thematic Fund - Other	2	switch to Axis ESG Fund - Growth
6) Axis Bluechip Fund G - Direct Plan - 2000 per month	Equity - Large Cap Fund	3	Switch to UTI MasterShare - Growth

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Aug 11, 2021

Question by Yash - Aug 11, 2021Hindi

Money

I invest 1.25 lakh per month in SIP. These include both Debt and Equity investments. Below is the SIP spread across different days in a month. I want your advice to help me reduce the number of funds and which once to increase and which to exit. My monthly SIPs: 1. Aditya Birla Sun Life Frontline Equity Direct Fund-Growth - 5k 2. SBI Magnum Medium Duration Fund Direct -Growth - 22k 3. HDFC Corporate Bond Fund Direct Plan - Growth - 23k 4. Axis Long Term Equity Direct Plan-Growth - 5k 5. Aditya Birla Sun Life Tax Relief 96 Direct-Growth - 5k 6. Mirae Asset India Equity Fund Direct- Growth - 7k 7. Mirae Asset NYSE FANG+ ETF FoF Direct - Growth - 5k 8. Motilal Oswal Nasdaq 100 FOF Direct - Growth - 11k 9. Kotak Standard Multicap Fund Direct-Growth - 7k 10. Mirae Asset Emerging Bluechip Fund Direct-Growth - 2.5k 11.HDFC Index Sensex Direct Plan-Growth - 13k 12.Mirae Asset Hybrid Equity Fund Direct-Growth - 7k 13. Axis Bluechip Fund Direct Plan-Growth - 8k 14. Franklin India Prima Direct Fund-Growth - 5k

Ans: You may continue with 4, 7, 8, 10, 11 and 13.

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Oct 17, 2022

Question by Shashank - Oct 17, 2022Hindi

Money

I am 32 years old and started investing in SIP from the year 2022 onwards. I am investing 36500 per month but there are too many funds and want to reduce it to a minimum number of funds. I am planning to create a corpus of around 5 CR at the end through this and invest for the next 20 years. Please suggest what changes/merges I should make. Also do I need to increase the SIP amount to reach this goal. 1. Parag Parikh Flexi Cap - 5000 2. Axis Growth Opportunities - 2000 3. Axis Triple Advantage - 3000 4. Mirae Asset Emerging Bluechip - 2000 5. Sundaram Equity Savings - 1000 6. SBI Small Cap - 5000 7. SBI Focused Equity - 2500 8. Canara Robeco Emerging Equities - 5000 9. PGIM India Midcap Opportunities - 200 10. DSP Quant Fund - 2500 11. DSP Focus Growth - 2500 12. HDFC Nifty 100 Equal Weight Index Fund - 2000 13. HDFC Tax Saver – 2000

Ans: All are good funds; you may stop 5, 11 & 12 to begin with.

With a monthly investment of Rs 36.5 K the corpus of Rs 4.2 cr can be created.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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