I have invested in below mutual funds via SIP from Jan 2018 and will continue the investment for another 12-13 years.

I want to build a Retirement Corpus of 4 to 5 crores. 

My risk profile is Aggressive/Moderate and want a mix of Equity & Debt Funds.

My current portfolio is as follows: 

1) Aditya Birla Sunlife Focussed Equity Fund-Growth - 2000 per month 

2) L & T Midcap Fund Cumulative - 2000 per month 

3) Mirae Asset Large Cap Fund -Growth - 2000 per month 

4) SBI Magnum Multicap Fund - Growth - 2000 per month 

5) Sundaram Rural Consumption Fund Regular Growth - 2000 per month.

6) Axis Bluechip Fund G - Direct Plan - 2000 per month (This is only 5 Months Old SIP)

Please suggest if i want to increase the current SIP amount of 12000 per month to reach the goal & if the above portfolio needs to be tweaked to better funds. 

SIP of Rs. 12K can build a corpus of Rs. 60 lakhs only in 15 years …  for 4 to 5 crs , SIP amount needs to be Rs. 75000 to Rs. 100000

Ans: Hello Madam, firstly please review your lic policy, PPF and FD decisions ; they are dead investments which are not making you money and are stopping you from earning good returns in the name of "safety" and "diversification". You have a lot of financial goals in your life and to achieve those, you have to plan smartly. Please get in touch with a financial planner who you can trust and who will work keeping your best interests in mind.
I would love to have a detailed conversation with you to help you understand what re-shuffling can be done in terms of investments to achieve those goals, please visit www.slwealthsolutions.com if you are interested.

Ans: Hi!!

We all really don't know what the future holds for all of us. We can only be fully present in this moment and give our 100% in whatever we do. Your son has already joined the course, as a parent encourage him to do all that expands his horizon, let him learn and develop himself into all that is possible, help him to enjoy what he is learning, allow him to "BE" without adding the anxiety of what the future holds!!
I used to be an Engineer, working with one of the top Telecom companies, today I am an Image Consultant, Soft Skills Trainer and a Life Coach training individuals and training the corporates.
Let your son too develop into an individual who can adapt, change and be relevant in the fast changing world so that he earns money and enjoys the work too.
As a parent be there to give me positive strokes and nurture him! Also with a parent like you and your blessings, your son is going to do very well in life.
All the very best!!

Ans: HI SAHANA MADAM,
BIT DIFFICULT.
CSE CORE IS BETTER INSTEAD OF CSE (DS OR AIML). AIML OR DS can be pursued either by a virtual or part-time course to increase the employability at the time of recruitment. If possible, try to change.
Do participate in the counseling process for further updates.
BEST WISHES.

Ans: HI,
Little chances are there. Do participate in the counseling process for updates.
BEST WISHES.

Ans: HI KESHAV,
This may be possible with a low-ranked NIT offering less competitive specializations.
Do participate in the counseling process for updates.
BEST WISHES.

Ans: HI PRIYANKA,
1. PEC: HIGHLY COMPETITIVE. MAY BE POSSIBLE
2. NIT: DIFFICULT.
DO PARTICIPATE IN THE COUNSELING PROCESS.
BEST WISHES.

Ans: HI YUVI,
What is query?

Ans: What is your question?

Ans: As a student from the State of Haryana you are offered seats at NIELIT Ajmer for CSE and Cyber Security alongside CSE at Thapar University, a comprehensive evaluation reveals distinct academic and career pathways. NIELIT Ajmer’s B.Tech in Computer Science and Engineering covers Internet of Things, Cyber Security, and Blockchain Technology with a 60-seat capacity, admission via JEE Main closing around 47,166 for general category, and government-funded programs under MeitY ensuring affordable fees and specialized labs. Thapar University’s CSE achieved an 83% placement rate in 2023 with 334 recruiting companies, robust T&P infrastructure, and major recruiters like Google, Amazon, Microsoft, Deloitte, and IBM. Thapar’s average package of ?11.90 LPA underscores consistent industry engagement and comprehensive training. NIELIT Ajmer Cyber Security offers targeted government-backed certification courses, dedicated placement cells, and proximity to Haryana (~322 km), while NIELIT Ajmer CSE remains nascent with limited placement history. Both institutions feature modern laboratories, libraries, and safe residential facilities supporting holistic student development.

Recommendation: Choose Thapar University CSE for its better job placement record, strong ties with companies, and good academic standing; look at NIELIT Ajmer Cyber Security for affordable, government-supported training in new security technologies; steer clear of NIELIT Ajmer CSE because it has little job placement information and is still growing. All the BEST for Admission & a Prosperous Future!

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