I have invested in below mutual funds via SIP from Jan 2018 and will continue the investment for another 12-13 years.

I want to build a Retirement Corpus of 4 to 5 crores. 

My risk profile is Aggressive/Moderate and want a mix of Equity & Debt Funds.

My current portfolio is as follows: 

1) Aditya Birla Sunlife Focussed Equity Fund-Growth - 2000 per month 

2) L & T Midcap Fund Cumulative - 2000 per month 

3) Mirae Asset Large Cap Fund -Growth - 2000 per month 

4) SBI Magnum Multicap Fund - Growth - 2000 per month 

5) Sundaram Rural Consumption Fund Regular Growth - 2000 per month.

6) Axis Bluechip Fund G - Direct Plan - 2000 per month (This is only 5 Months Old SIP)

Please suggest if i want to increase the current SIP amount of 12000 per month to reach the goal & if the above portfolio needs to be tweaked to better funds. 

SIP of Rs. 12K can build a corpus of Rs. 60 lakhs only in 15 years …  for 4 to 5 crs , SIP amount needs to be Rs. 75000 to Rs. 100000

I am 43 years old. Currently I have a Mutual Fund Corpus of Rs 39 Lakh. My SIP Monthly Investments are as follows: 1) HDFC Midcap Opportunities Fund Direct Growth- Rs 10,000/- 2) HDFC Small Cap Direct  Growth - Rs 5,000/- 3) L&T Emerging Business Fund Direct Growth - Rs 5,000/- 3) L&T MidCap Direct Growth - Rs 5,000/- 4) Mirae Asset Emerging Bluechip Fund Direct Growth - Rs 15,000/- 5) Mirae Asset SnP 500 ETF Fund of Fund - Rs 20,000/- 6) Tata Hybrid Equity Fund Growth - Rs 5,000/- Total Monthly SIP is Rs 70,000/- but of late the Mirae Asset SnP 500 SIP is on hold by them.  My target is a corpus of Rs 10 crore on my retirement which would be at 60 years.  Kindly advice if I need to increase my SIP or change any plans. 

Dear Sir, I have been investing 16000/- per month in Four Mutual Funds under SIP since last one year. Pls suggest whether i should continue with the below mentioned funds or to change to some other funds: 1.Kotak Emerging Equity Fund - Direct Plan - Growth - Equity- Diversified 2.Parag Parikh Flexi Cap Fund - Direct Plan - Growth - Equity - Diversified 3.Mirae Asset Tax Saver Fund - Direct Plan - Growth - Equity - ELSS 4.DSP Quant Fund - Direct Plan - Growth - Equity - Diversified Further I want to increase monthly SIP to total 25000/-. Pls suggest new funds which should i opt for generation of good corpus after 10 years.

Hello, I'm 35 years old. I'm planning to start a new cycle of SIPs and aspiration is to create a corpus of 1.5 crores in next 10 years. Monthly SIP is 50,000. Below are my mutual funds chosen: Quant midcap fund: 10,000, ICICI Prudential Bluechip Fund: 10,000, Quant Flexi Cap Fund: 10,000, SBI Small Cap Fund: 2,000, SBI PSU Fund: 8,000. Please suggest: - if the above chosen mutual funds are appropriate for this wealth generation, however, if no, please suggest alternatives and also advise if the amount chosen is apportioned is realistic. - if this SIP amount is adequate enough to generate the desired corpus? All are direct growth plans. Should I include Parag Parekh Flexi Cap Fund as well? Regards, Puneet

Kindly give your expert opinion regarding my monthly mutual fund investments at the moment of Rs. 40000 (total SIP gradually increased over past years) I have been doing for the last 7 and half years. I am 42 yr old. My total portfolio value till now is around Rs. 42,50,000. I want to create a corpus of around 2.5 Crore in the next 10 years. 1. HDFC Children's Gift Fund - (Lock-in) - Regular Plan - Rs. 10000. 2. ICICI Prudential Midcap Fund - Direct Growth - Rs. 5000 3. ICICI Prudential Multicap Fund - Growth - Rs. 2000 4. Axis Large Cap Fund - Regular Growth - Rs. 4500 5. Axis Focussed 25 Fund - Regular Growth - Rs. 2000 6. SBI Focussed Equity Fund - Regular Growth - Rs. 4500 7. Invesco India Small Cap Fund - Regular Growth - Rs. 5000 8. Edelweiss Multi Cap Fund - Regular Growth - Rs. 7000 I want to increase the SIP of around Rs. 10000 in my mutual funds now to make total SIP value of Rs. 50000. I am thinking about increasing Rs. 7000 in Axis Large Cap Fund (which will take its total Sip value to Rs. 11500) and Rs. 3000 in Axis Focussed Fund (which will take its total Sip value to Rs. 5000). Kindly suggest me following three things: 1) Possibility of creating a corpus of around 2.5 Crore in the next 10 years with these funds and what should be the right yearly increase in my SIP value. 2) Increasing of SIP of Rs. 7000 in Axis Large Cap Fund and Rs. 3000 in Axis Focussed Fund is right choice or should I increase in my other mutual funds. Your expert opinion will be appreciated.

Respected Experts, My monthly mutual fund investments at the moment is Rs. 40000 (total SIP gradually increased over past years) which I have been doing for the last 7 and half years. I am 42 yr old. My total portfolio value till now is around Rs. 42,50,000. I want to create a corpus of around 2.5 Crore in the next 10 years. 1. HDFC Children's Gift Fund - (Lock-in) - Regular Plan - Rs. 10000. 2. ICICI Prudential Midcap Fund - Direct Growth - Rs. 5000 3. ICICI Prudential Multicap Fund - Growth - Rs. 2000 4. Axis Large Cap Fund - Regular Growth - Rs. 4500 5. Axis Focussed 25 Fund - Regular Growth - Rs. 2000 6. SBI Focussed Equity Fund - Regular Growth - Rs. 4500 7. Invesco India Small Cap Fund - Regular Growth - Rs. 5000 8. Edelweiss Multi Cap Fund - Regular Growth - Rs. 7000 I want to increase the SIP of around Rs. 10000 in my mutual funds now to make total SIP value of Rs. 50000. I am thinking about increasing Rs. 7000 in Axis Large Cap Fund (which will take its total Sip value to Rs. 11500) and Rs. 3000 in Axis Focussed Fund (which will take its total Sip value to Rs. 5000). Kindly suggest me following two points: 1) Possibility of creating a corpus of around 2.5 Crore in the next 10 years with these funds and what should be the right yearly increase in my SIP value. 2) Increasing of SIP of Rs. 7000 in Axis Large Cap Fund and Rs. 3000 in Axis Focussed Fund is right choice or should I increase in my other mutual funds. Your expert opinion will be appreciated.