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Komal Jethmalani  |369 Answers  |Ask -

Dietician, Diabetes Expert - Answered on Nov 19, 2020

Komal Jethmalani is a practising dietician and nutritionist with over 26 years of experience.
She specialises in weight loss and diabetes management.
Jethmalani has completed her MSc in food and nutrition from SNDT University and trained at Jaslok Hospital.
She is a NDEP-certified diabetes educator.... more
Najmul Question by Najmul on Nov 19, 2020Hindi
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Health

Hello Komal
My age: 54 years, height 5’5”, weight 50 kg.
What I eat… Breakfast: Brown bread with tea and some milk, sometime egg.
Lunch and dinner: 3 chapatis, veg, dal rice. Twice in a week, non-veg.
My main concern is I am getting slim, how to put on some weight? People who see me after months are surprised and say that I have reduced a lot.
My personal nature is: I keep thinking of anything bad that happened to me, can’t give up. It builds stress.
Thanks & regards
Najmul Abbas

Ans:

Your profile indicates that you are severely underweight.

Has this been your weight for a long time?

If you have recently lost weight, we need to identify the causative factors before deciding on the treatment.

Loss of weight could be due to various reasons. Stress, unbalanced diet, excessive activity, body type with high metabolic rate, certain physiologic conditions or medical reasons, etc, could be some of the reasons.

Based on your dietary recall, you are consuming a normal diet, although it may be deficient in proteins.

Include high protein foods in your diet in every meal.

Incorporate strength training exercises to increase muscle mass.

Physical and mental rest is the key to slowing down high metabolic rates.

You can undergo a thorough physical examination and find out the underlying cause before embarking on the mode of weight gain.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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