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Dr Karthiyayini

Dr Karthiyayini Mahadevan  |696 Answers  |Ask -

General Physician - Answered on Feb 28, 2023

Dr Karthiyayini Mahadevan has been practising for 30 years.
She specialises in general medicine, child development and senior citizen care.
A graduate from Madurai Medical College, she has DNB training in paediatrics and a postgraduate degree in developmental neurology.
She has trained in Tai chi, eurythmy, Bothmer gymnastics, spacial dynamics and yoga.
She works with children with development difficulties at Sparrc Institute and is the head of wellness for senior citizens at Columbia Pacific Communities.... more
Debajit Question by Debajit on Feb 27, 2023Hindi
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Hi I am 30 years old married for the past one year... recently i discovered my husband's younger brother aged 18 years peeping through a tiny hole through the bathroom door while I was bathing..i am scared and confused what to do.

Ans: First and foremost 18yrs should be treated as an young adult and should be approached like an adult.
You being the Babhi could speak to him as, his, mother and address it directly and say that ihis act of peeping has been noticed. And then if your husband is an understanding person should be told to have a healthy conversation with his brother on sex education and help him if he needs to be counselled to get out of any addictive habits
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Kanchan

Kanchan Rai  |175 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 02, 2023

Asked by Anonymous - Aug 01, 2023Hindi
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I am asking regarding my younger brother who is 30 YO.I see him frequently complain about our one particular female neighbour and her family who are basically tenants in one of the rented apartment in front of our house.Due to close proximity to our house,its not difficult to overhear if they talk with others standing on their balcony or turn TV or music deck sound high in their home.Few years back, somehow my brother who lives upstairs witnessed that neighbour lady mimicking my mother by copying her dialogue of how my mom stopped my brother to go out to work during COVID 19 pandemic.He says he saw her mimicking my mom in front of another neighbour lady who lives adjacent to our home with whom we used to share very good terms when their kids were school going but many years back that neighbour lady stopped interactions with my mom.It was weird because that neighbour aunty's kids used to come to our home for studying from my mom and dad who were doing free tutitions just to help neighbours kids. The issue is my brother is so much affected by that front house neighbour lady that he keeps a tab on them most of the time and keeps telling my mother how that lady mimicked her which mom asks him to stop repeating.I feel he also overheard her comments regarding him which were something like "he lives alone upstairs" etc.My brother is always telling about that neighbour lady and how she is not good and how she keeps passing comments etc.We also suspect them to be throwing stuff in our balcony frequently which contains toffees wrappers,mobile wire etc junk. My main concern is my brother who is always showing anger and displeasure to have that neighbour lady.I saw him many times looking at her home from our balcony and then he shares with mother which she dont like to hear all the time.I feel my brother is not at peace ve ause of his dislike towards our front house neighbour lady. Can you suggest regarding this situation with my brother and how we can address it?
Ans: It's understandable that your brother's feelings and concerns about the neighbor have been affecting him negatively. It's important to address the situation in a way that promotes a healthier and more peaceful environment for him. Here are some suggestions on how to handle this situation:

Encourage Open Communication: Talk to your brother openly about his feelings and frustrations regarding the neighbor. Encourage him to express his emotions and concerns without judgment. Sometimes, just having someone listen to his feelings can be very helpful.
Suggest Avoiding Confrontation: Advise your brother not to confront the neighbor directly about his feelings or suspicions. Engaging in conflicts might escalate the situation and lead to further stress and tension.
Distract from Negative Thoughts: Help your brother find activities or hobbies that can distract him from dwelling on negative thoughts about the neighbor. Engaging in positive and enjoyable activities can help shift his focus away from the situation.
Encourage Positive Interactions: Encourage your brother to interact with other neighbors or friends who have a more positive impact on his life. This way, he can build positive relationships and not be solely fixated on the negative one.
Suggest Seeking Professional Help: If your brother's feelings and thoughts about the neighbor are significantly affecting his mental well-being and day-to-day life, it might be beneficial for him to talk to a mental health professional. They can provide guidance and support to help him cope with these feelings in a healthier way.
Set Boundaries with Your Brother: It's essential for your family to establish boundaries with your brother regarding how much he talks about the neighbor. If your mother is uncomfortable hearing about it constantly, kindly ask him to share his feelings with a close friend or a professional if needed.
Encourage Empathy: Try to foster empathy in your brother by encouraging him to see things from the neighbor's perspective. Perhaps the neighbor may have her own struggles or issues that could explain her behavior. While this doesn't excuse any negative actions, understanding can help reduce his anger and frustration.
Promote Self-Care: Encourage your brother to engage in self-care practices, such as exercise, mindfulness, or relaxation techniques. Taking care of his mental and emotional well-being is essential during challenging times.
Mediation: If tensions between your family and the neighbors continue to rise, consider involving a mediator or authority figure, like a community leader, to help address any conflicts and find a resolution.
Remember, it's essential to address your brother's concerns and emotions while promoting a peaceful and respectful resolution to the situation. Being proactive in finding positive ways to cope with his feelings can lead to a more harmonious living environment for everyone involved.

..Read more

Anu

Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 06, 2024

Asked by Anonymous - Mar 04, 2024Hindi
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I feel very disgusted to tell you that... I (17y female) was sitting with my mom and my cousin (28y male) was also there. My cousin was sitting besides me and after a while my mom left the house for about 10 minutes for some work. I felt sleepy so I slept on the bed itself. My cousin was still sitting besides me when I slept. After a while I woke up to a very bad feeling. My cousin was groping my butt from behind . I froze as I woke up.my whole body didn't respond at all. I was in shock . He kept touching me for a while. I don't know how I slept in that freezing position. But when I woke up my body was still in shock and he was still besides me. At first I thought it must be dream . But it was surely not a dream. I have noticed he always stares at my body and keeps finding ways to touch me. This all happened and I didn't tell anyone. It has been 3 months and I still can't get over it. I cannot even tell my parents as they will not believe me and it will cause lots of ups and downs if my parents overreact. I really don't know what to do. I feel disgusting.
Ans: Dear Anonymous,
Do tell your parents till they HEAR you! Initially, they may dismiss it as a misunderstanding on your part, but persist and keep telling them. Everyday...they may blame you, be upset with you, not talk to you or threaten you with something...BUT keep at it girl...
Someday, they will realize that they must trust their daughter and not the person who decided to abuse their daughter and then get away with it. If this guy gets away, he will try this again with you or some other innocent girl...so, speak up bravely and be firm with it.
If you have an older sibling or someone in the family who is closer to you in age, confide in them, so that they can also back you up.
And the next time, this person (cousin) visits, make eye contact with him when he stares...and ask him: Is there a problem?
If he has any ounce of shame and scare, he will leave or shift gazes. Most often abusers keep trying only because they feel no one can stand up to them. Once you stand up to him, he will cow down! Get back you power by actually feeling that you own your body and that you draw boundaries around it. Be brave!

All the best!

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Anu Krishna  |839 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 03, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Hi ma’am My family is not accepting my boyfriend as he is not well settled and doesn’t have any savings. His parent are also divorced and father has a second marriage. The first children custody is still with parents however my boyfriend and his brother live with his mother. He is 5 year younger than me. My family is not accepting my relationship and showing me new proposals every day. To borrow some time i am just refusing the proposal my giving some excuses but now they know that i am still not out from him and waiting for him to get settled. Kindly let me know how can i convince my family to accept my relationship. My boyfriend is working day and night to get settled and have a good account balance. Please advise.
Ans: Dear Anonymous,
If your daughter came to you with the same situation, how would you advise her?
Would you not tell her your concern that she is actually choosing someone who may not be able to support her when she goes on maternity leave? Would you not tell her that coming from a broken family, she may have to take care of her boyfriend and possibly parent him on different occasions? Your parents are only concerned for you and are unable to tell you what they are worried about. Put yourself in their situation and tell me that you will not be worried.

At the same time, I do get your frustration. What you can do is to work on your parents' concerns and buy time till your boyfriend manages to settle down. And it seems like he is doing all that he can to be in their good books. And that's the only way you can get them to accept him. Wait patiently and don't put him under pressure. Instead be supportive and at the same time, you continue to work and be independent as well.

Never try to convince someone who does not want to be convinced but instead work on how they can accept him by addressing their concerns.

All the best!

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Ramalingam

Ramalingam Kalirajan  |1319 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

Asked by Anonymous - Jan 29, 2024Hindi
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Hi Sir. I am 29 years old and have a saving of 5lac now so I want to invest it in lumpsum SIP for 10 years. Could you please suggest me which fund would be better including small, mid and large where I can get over 25 returns
Ans: Investing a lump sum in SIPs for 10 years is a wise move towards building wealth. Considering your age and investment horizon, here's a diversified portfolio suggestion that includes exposure to small, mid, and large-cap stocks:

Large-Cap Fund: Invest a portion of your funds in a reputable large-cap fund known for its consistent performance and stability. Large-cap funds invest in well-established companies with a track record of strong earnings and market leadership.
Mid-Cap Fund: Allocate another portion to a mid-cap fund, which focuses on companies with medium market capitalization. Mid-cap stocks have the potential for higher growth than large-cap stocks but come with higher volatility.
Small-Cap Fund: Lastly, invest in a small-cap fund to capture the growth potential of smaller companies. Small-cap stocks can be more volatile but offer the possibility of significant returns over the long term.
Ensure to select funds with a proven track record, experienced fund managers, and low expense ratios. While aiming for over 25% returns is ambitious, it's crucial to remain realistic and consider the associated risks. Diversification across different market segments can help mitigate risks and enhance potential returns.

Consulting with a Certified Financial Planner can provide personalized advice tailored to your financial goals and risk tolerance. They can help you select suitable funds and construct a well-balanced portfolio aligned with your investment objectives.

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Ramalingam

Ramalingam Kalirajan  |1319 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 03, 2024

Asked by Anonymous - Jan 28, 2024Hindi
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Hi I'm investing 1500 in nifty mid cap 150 index, 1000 in nifty next 50 index and 500 in nifty 50 index. 100 percent passive investment fpr long term. Any suggestions with allocation or diversification?
Ans: Here's a breakdown of your current portfolio and some thoughts on active vs. passive investing:
Current Portfolio:

Nifty Midcap 150 Index (1500): This is a good way to gain exposure to mid-sized companies in India.
Nifty Next 50 Index (1000): This provides exposure to companies on the cusp of joining the Nifty 50, potentially offering higher growth.
Nifty 50 Index (500): This offers diversification with large, established companies.
Overall, your portfolio is leaning towards a growth strategy with a good focus on mid-cap and small-cap companies. This has the potential for higher returns but also comes with higher risk.

Active vs. Passive Investing:

Active Funds: These are managed by professionals who try to outperform the market by picking winning stocks. While active management can be successful, studies show that over the long term, a large percentage of actively managed funds underperform their benchmark index. The fees associated with active management also eat into returns.

Passive Funds (Index Funds): These track a market index, like the Nifty 50. They offer lower fees and historically, tend to match or outperform a significant portion of actively managed funds. This makes them a good option for long-term investors who don't want to spend a lot of time managing their portfolio.

Here's why your current approach with index funds is a good strategy for long-term investing:

Low Cost: Index funds have minimal fees, allowing you to keep more of your returns.
Diversification: You're already diversified across different market segments, reducing risk.
Long-Term Focus: With a long-term outlook, riding out market fluctuations is easier, and index funds tend to perform well over time.
Here are some additional thoughts:

Asset Allocation: Consider your risk tolerance and investment goals. You could adjust your weightings between the Nifty 50, Next 50, and Midcap 150 to achieve your desired risk profile.
Rebalancing: Periodically rebalance your portfolio to maintain your target asset allocation.
Ultimately, the decision of active vs. passive is yours. However, for a long-term investor with a focus on low costs and diversification, a passive approach with index funds is a well-supported strategy.
Lastly, if you're open to exploring active funds, consider consulting with a professional Mutual Fund Distributor (MFD) with Certified Financial Planner (CFP) credentials. They can provide personalized advice and recommend active funds that have the potential to outperform their respective indices over time.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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