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Anu

Anu Krishna  |1329 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 29, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Mar 28, 2024Hindi
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Relationship

My younger brother says bad things about my wife and her family but only in front of me, not my wife. My parents also don't scold him. My wife is very good and takes care of everyone in house, she thinks of my brother as her own brother. What should I do

Ans: Dear Anonymous,
Kindly stand up for your wife; your younger brother may not get along well with your wife or not like certain aspects about her but he has no right to talk behind her back and especially to you. Put an end to it so that you draw a clear boundary on this, one that he does not cross. Why are you expecting your parents to do the deed? You must step in and call out this behavior of hers as it is disrespectful to your wife. So, kindly do the needful...
Family relationships however close must have boundaries around them as they help in keeping them healthy and clear.

All the best!

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Anu

Anu Krishna  |1329 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 30, 2023

Asked by Anonymous - Jul 27, 2023Hindi
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Relationship
Hi Anu, My husband always takes sides of his younger brother even when he is wrong. He lives in village and I go there occasionally. Once I had a fight with his brother and he sided him, leaving me in tears. After that I stopped talking to his brother and would only communicate with him when necessary. His behaviour towards me is very disrespectful. He stopped saying hello etc. I did not react. Though he did not say anything, but his behaviour towards me is very rude and disrespctful. When I told this to my husband he said that I say so many things against his brother to him so I did not deserve his brother's respect. His brother's behaviour did not hurt me as he does not matter to me. However, my husband's taking his brother's side hurt me a lot. This has always been the case. I am unable to forgive my husband for taking his brother's side and disrespecting me. Please advise me how I can tolerate my husband and avoid the hatred thoughts from my mind.
Ans: Dear Anonymous,
At times, i do ponder over whether Blood is indeed thicker than water!
Since the brother lives in the village and possibly doesn't visit your home often, the best thing is to think of him as that visitor who comes once in every while when there is an occasion at home.
How do we deal with these visitors?
Do we think of them everyday and every moment?
Are we obsessed as to how each member of the family interact with them?

So, the key for you is to treat him in your mind as that visitor and bother about him only when that occasional village trip happens or when he visits. As for what your husband does with that visitor (his brother) is solely his business and not for you to dictate or plan. Because the more you are going to demand that your husband only supports you, the more he is going to fight it and become soft with his brother.
So, now are you still going to be bothered about that visitor having hurt you in the past and rob yourself of a better time now? Think about it!

All the best!

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Kanchan

Kanchan Rai  |407 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 02, 2023

Asked by Anonymous - Aug 01, 2023Hindi
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Relationship
I am asking regarding my younger brother who is 30 YO.I see him frequently complain about our one particular female neighbour and her family who are basically tenants in one of the rented apartment in front of our house.Due to close proximity to our house,its not difficult to overhear if they talk with others standing on their balcony or turn TV or music deck sound high in their home.Few years back, somehow my brother who lives upstairs witnessed that neighbour lady mimicking my mother by copying her dialogue of how my mom stopped my brother to go out to work during COVID 19 pandemic.He says he saw her mimicking my mom in front of another neighbour lady who lives adjacent to our home with whom we used to share very good terms when their kids were school going but many years back that neighbour lady stopped interactions with my mom.It was weird because that neighbour aunty's kids used to come to our home for studying from my mom and dad who were doing free tutitions just to help neighbours kids. The issue is my brother is so much affected by that front house neighbour lady that he keeps a tab on them most of the time and keeps telling my mother how that lady mimicked her which mom asks him to stop repeating.I feel he also overheard her comments regarding him which were something like "he lives alone upstairs" etc.My brother is always telling about that neighbour lady and how she is not good and how she keeps passing comments etc.We also suspect them to be throwing stuff in our balcony frequently which contains toffees wrappers,mobile wire etc junk. My main concern is my brother who is always showing anger and displeasure to have that neighbour lady.I saw him many times looking at her home from our balcony and then he shares with mother which she dont like to hear all the time.I feel my brother is not at peace ve ause of his dislike towards our front house neighbour lady. Can you suggest regarding this situation with my brother and how we can address it?
Ans: It's understandable that your brother's feelings and concerns about the neighbor have been affecting him negatively. It's important to address the situation in a way that promotes a healthier and more peaceful environment for him. Here are some suggestions on how to handle this situation:

Encourage Open Communication: Talk to your brother openly about his feelings and frustrations regarding the neighbor. Encourage him to express his emotions and concerns without judgment. Sometimes, just having someone listen to his feelings can be very helpful.
Suggest Avoiding Confrontation: Advise your brother not to confront the neighbor directly about his feelings or suspicions. Engaging in conflicts might escalate the situation and lead to further stress and tension.
Distract from Negative Thoughts: Help your brother find activities or hobbies that can distract him from dwelling on negative thoughts about the neighbor. Engaging in positive and enjoyable activities can help shift his focus away from the situation.
Encourage Positive Interactions: Encourage your brother to interact with other neighbors or friends who have a more positive impact on his life. This way, he can build positive relationships and not be solely fixated on the negative one.
Suggest Seeking Professional Help: If your brother's feelings and thoughts about the neighbor are significantly affecting his mental well-being and day-to-day life, it might be beneficial for him to talk to a mental health professional. They can provide guidance and support to help him cope with these feelings in a healthier way.
Set Boundaries with Your Brother: It's essential for your family to establish boundaries with your brother regarding how much he talks about the neighbor. If your mother is uncomfortable hearing about it constantly, kindly ask him to share his feelings with a close friend or a professional if needed.
Encourage Empathy: Try to foster empathy in your brother by encouraging him to see things from the neighbor's perspective. Perhaps the neighbor may have her own struggles or issues that could explain her behavior. While this doesn't excuse any negative actions, understanding can help reduce his anger and frustration.
Promote Self-Care: Encourage your brother to engage in self-care practices, such as exercise, mindfulness, or relaxation techniques. Taking care of his mental and emotional well-being is essential during challenging times.
Mediation: If tensions between your family and the neighbors continue to rise, consider involving a mediator or authority figure, like a community leader, to help address any conflicts and find a resolution.
Remember, it's essential to address your brother's concerns and emotions while promoting a peaceful and respectful resolution to the situation. Being proactive in finding positive ways to cope with his feelings can lead to a more harmonious living environment for everyone involved.

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Anu

Anu Krishna  |1329 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 16, 2024

Asked by Anonymous - Sep 13, 2024Hindi
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Relationship
Hi Mam, I am 30 year old working IT. I got married 3 years ago. We do not have kids.We loved each other and got married. He is 12 years elder to me. He has been earning and is responsible. He takes good care of me and he helps me in household work. There are good things about him. But, he has lied a lot in financial matters. He and his family had potrayed that they are settled. In fact, they are in lot of handloans and debts. My husband has taken huge amount of home loan without discussing it with me. Also , his parents are financially dependent on him(This was also discussed earlier but he had not told about this. He had hidden this also saying they are getting another source of income) He has a brother who is arrogant and is not working. Brother is 33 years old. (This was also not disclosed. My husband had just told that his brother is not earning as of now but he will earn in future) My inlaws say that brother will work in near future and he will also contribute to the house. But, i have no hopes in it. We have been quarelling over every single thing because of his brother. Our normal converstaion does not last for more than 5 min. It will turn into a huge fight. Fight has gone to such extent that it has got abusive, no respect for each other and family and violent. This is just not alone from his side. I have my anger issues too. We are aggressive too in nature. My husband is burderned because of this. My husband has two families (ours and his) to take care. I am not able to plan for a kid because i have lost the trust in my husband and feel insecure financially. Also, he is aging. Please suggest what do i do with him. I am not able forgive him for what he is done. He has accepted his mistake. He agrees to whatver i argue because fault is at his end. But, I fear where we will not be afford for a baby. I dont know what he will do if i quit my job and extend my maternity leave. I dont trust my husband. I fear where again he will take loan, i fear where he would lie again. We are struggling here and his brother has no idea that our relationship has strained because of him!! I want to talk it out to my husband's brother in front of my in laws and explain him. Other wise, should i stay with my husband?? Should i leave my husband??? We do have feelings for each other but I dont have peace of mind. Please suggest mam. I need a direction. My health is getting spoilt and i am in stress all the time because we shout and fight each and everyday..
Ans: Dear Anonymous,
Out with all the lies and start afresh and your husband needs to be with you on this one...
This past baggage that is looming over your head has to go...If you need to trust him again, this requires the two of you to set aside your differences and start on a new slate!
No more hiding or lies or doing things that prevent you and your husband from starting a family or actually managing one. Is he prepared for that conversation? Are you prepared for that conversation?
Face your problems and that will give you an indication and clarity as to what you want in your marriage, what you expect from your spouse and what is that you want out of the marriage.
So, instead of thinking about leaving your husband, would you not rather try and work on the marriage first?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Milind Vadjikar  |702 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 26, 2024

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Hi Experts, I seek your guidance on my mutual fund portfolio. Below are the details: Total Portfolio Details: - Total Invested Amount: ?15,76,159 - Current Value: ?19,35,234 - Total Returns: ?3,59,075 (+22.78%) - XIRR: 20.75% Monthly SIP Contribution: ?1,18,000 Breakdown of monthly SIP contributions across funds: 1. Parag Parikh Flexi Cap Fund Direct Growth – ?30,000 2. SBI Large & Midcap Fund Direct Plan Growth – ?15,000 3. SBI Magnum Mid Cap Fund Direct Plan Growth – ?20,000 4. Nippon India Large Cap Fund Direct Growth – ?30,000 5. Nippon India Small Cap Fund Direct Growth – ?7,500 6. ICICI Prudential Technology Direct Plan Growth – ?10,000 7. Quant Small Cap Fund Direct Plan Growth – ?7,500 8. HSBC Small Cap Fund Direct Growth – ?5,000 9. Edelweiss US Technology Equity Fund of Funds Direct Growth – ?5,000 Can you suggest if I am on track to create 5 CR corpus in 10 years I have ?25 lakh invested in a Fixed Deposit (FD) in my mother’s account, earning an interest rate of 7.75%, to generate tax-free returns. Additionally, I’m planning to purchase a plot worth ?30–50 lakh in the next 1–2 years. Is it a good idea to keep the money in FD for now, or are there better short-term investment options I should consider to maximize returns while keeping the funds accessible for my future purchase? Looking forward to your suggestions! Thank you!
Ans: Hello;

Your monthly sip value adds upto 1.3 L however you have claimed it to be 1.18 L. (Maybe a typo).

Existing corpus(19.35 L) and monthly sip (1.3 L) won't reach 5 Cr in 10 years.

You have two options to make it happen:

1. Increase monthly sip amount to 1.9 L.

2. Top-up current monthly SIP of 1.3 L by minimum 10% each year for 10 years.

Both ways will lead you to a corpus of 5 Cr over 10 years.

You may consider money market mutual funds for parking your funds for a 1 year horizon. Returns may be comparable to FD returns but with flexibility to withdraw anytime. They typically have low to moderate risk.

Happy Investing;
X: @mars_invest

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Nayagam P

Nayagam P P  |3928 Answers  |Ask -

Career Counsellor - Answered on Nov 26, 2024

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Career
Is doing BBA + Law (Honors) from BITS Law is worth
Ans: Anju, prior to addressing the question, I would like to draw your attention to a recent article in 'The Times of India' which indicates that a majority of law graduates tend to favor employment in corporate settings over practicing in courts. Now, coming to your question, please note, BITS Law School's BBA + LLB (Hons) program is a 5-year program that combines business administration with legal studies. The program focuses on areas such as corporate law, intellectual property, business laws, and dispute resolution. The program offers a strong multidisciplinary approach, preparing students for careers in corporate law, legal consultancy, and management. Its strengths include a business + legal acumen curriculum, industry-driven curriculum, and a reputation for excellence in education and placement opportunities. However, it lacks the legacy and alumni network of top-tier law schools and can be expensive. Career opportunities include corporate and business law, management roles, consulting, entrepreneurship, academia/research, international arbitration, cyber and technology law, corporate governance, and intellectual property rights. The program is worth considering if you aim for a corporate or business law career, are comfortable with the cost and value of the BITS brand, and have excellent industry connections and internships. Build your profile well by the time you complete your BBA+LLB & improve your all other skills required. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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