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MBBS Student Seeking Best Educational Institutions for PG Preparation

Dr Nagarajan Jsk

Dr Nagarajan Jsk   |306 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Feb 27, 2025

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Asked by Anonymous - Nov 20, 2024Hindi
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My son is studying MBBS & completing 3rd year this year. To get PG , which educational institutions will be best for study

Ans: Your son is still pursuing his MBBS degree and has yet to complete his final year and internship. Discussing postgraduate courses at this point is premature, as MBBS is just a foundational qualification. Based on his interests, he will need to consider his next steps after completing his degree.

Moreover, all national institutions and state government medical colleges are excellent options for further education.
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Sushil

Sushil Sukhwani  |590 Answers  |Ask -

Study Abroad Expert - Answered on Apr 06, 2024

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My son is completing MBBS from AFMC Pune, He wants to pursue PG from USA , which universities are good for him?
Ans: Hello Suresh,

First and foremost, thank you for getting in touch with us. I am glad to hear that your son is pursuing his MBBS from AFMC Pune and further wishes to pursue his post-graduation from the USA. I would like to let you know that it is important for your son to select an appropriate university to pursue his postgraduate medical education in the USA and a number of variables viz., his academic success, area of expertise, budget, as well as his personal choices play a key role in this decision. As an answer to your query, I would like to tell you that there are several well-known medical universities in the USA that are regarded for the postgraduate programs they offer viz., Stanford University - Stanford University School of Medicine, Columbia University - Vagelos College of Physicians and Surgeons, University of Washington - UW School of Medicine, University of Pennsylvania - Perelman School of Medicine, Harvard University - Harvard Medical School, Yale University - Yale School of Medicine, University of California, San Francisco (UCSF) - UCSF School of Medicine, Duke University - Duke University School of Medicine, Johns Hopkins University - Johns Hopkins School of Medicine, and Mayo Clinic Alix School of Medicine.

Your son can apply to any of these universities that are prominent for the top-notch instruction, hands-on training, and research possibilities they offer to students. However, I would recommend that your son conducts a detailed study on the programs that each university offers, the experience of the faculty members, and a number of other aspects in order to ascertain which universities best resonate with his choices and objectives. Not just that, he should also take into account the prerequisites for application, which comprise of standardized tests viz., the United States Medical Licensing Examination (USMLE), personal statements, and endorsement letters. Remember that these differ between universities.

For more information, you can visit our website.

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Vipul

Vipul Bhavsar  |50 Answers  |Ask -

Tax Expert - Answered on Apr 04, 2025

Asked by Anonymous - Mar 17, 2025Hindi
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Hello Sir - I have taken a HDFC Unit Linked pension plan in 2008 and the fund value is approx. 49 lakhs. The policy matures in 2030 and allows for commutation of 1/3rd of fund value (with mandatory annuity for balance 67%). My HDFC Life Relationship manager is suggesting that he will transfer the proceeds of this fund to a new HDFC Smart life pension plan (via surrender of old policy and immediate reinvestment as single premium in the new policy) for a term of 5 years. At the vesting date, I will be allowed to remove 60% of the fund value as tax free commuted pension and will need to take annuity only for remaining 40% of fund value. This is beneficial for me (since tax free commutation under new pension plan is 60% as per new IRDAI rules instead of current 33%). In such a case, will the surrender of old policy and immediate reinvestment into new smart pension plan be a taxable transaction in India? I have claimed 80CCC benefits for part of premium paid in the past. HDFC Life has informed that the surrender and immediate reinvestment would not be taxable as I am not actually receiving any amount (the amount is fully being reinvested in the new pension plan). Is this advice by HDFC correct? Thanks for the advice.
Ans: Returns on all ULIPs purchased between April 2012 to February, 2021 are completely tax free if the premium was less than 10% of sum assured. For ULIPs purchased before April 2012, the maturity amount was tax free if the premium was less than 20% of sum assured for that policy.

It is strongly advisable to consult CA to understand various scenarios

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

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