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World Exploration and Skill Development Aspirations Stifled by Family Constraints

Sushil

Sushil Sukhwani  |616 Answers  |Ask -

Study Abroad Expert - Answered on Jul 02, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Dhanuja Question by Dhanuja on Jun 29, 2024Hindi
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Career

Sir, i have interested to explore the world and interested to learn all skills as i can. But some family situation can't do anything without my parents. They are not allow

Ans: Hello Dhanuja,

To begin with, thank you for contacting us. I am happy to know that you are interested in learning new skills. However, I would like to let you know that we only deal with overseas education. If you are interested in pursuing your studies abroad, do get in touch with us and our team of expert counselors will review your profile and provide you with the best possible guidance.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint
Asked on - Jul 02, 2024 | Not Answered yet
Yes i have interested but we are financially troubling... I have to earn fir our finacial problems

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R P

R P Yadav  | Answer  |Ask -

HR, Workspace Expert - Answered on Feb 08, 2024

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Hi I'm Lanchunliu from Manipur and I'm 20 years old.Im just a college student but I don't want to depend on my parents for my education,i want to earn money for my expenses and for fees,so what should I do
Ans: It's admirable that you want to take responsibility for your education expenses. There are several ways you can earn money as a college student. Here are some suggestions:

Part-Time Jobs: Look for part-time jobs that allow you to balance work and study. Many businesses, especially those near college campuses, offer flexible hours for students. This could include working in retail, food service, or as a receptionist.

Freelancing: If you have skills in writing, graphic design, programming, or other areas, you can offer your services on freelancing platforms like Upwork, Fiverr, or Freelancer. This allows you to take on projects as your schedule permits.

Online Tutoring: If you excel in a particular subject, consider offering tutoring services to other students. You can do this online or even on your college campus.

Internships: Seek out internships related to your field of study. Some internships are paid, and even if they are not, the experience gained can be valuable for your future career.

Remote Work: With the rise of remote work opportunities, you may find online jobs that allow you to work from home. This could include tasks such as data entry, virtual assistance, or customer service.

Sell Items Online: If you have items you no longer need, consider selling them online through platforms like eBay, Facebook Marketplace, or local selling apps.

Participate in Research Studies: Some universities or research institutions may pay participants for taking part in research studies. Check with your college's psychology or research departments for opportunities.

Create and Sell:

If you're creative, consider creating and selling crafts, artwork, or handmade goods.
If you're tech-savvy, you can create and sell digital products like e-books or design templates.
Remember to balance your work and study commitments to ensure that your academic performance doesn't suffer. Additionally, check with your college's career services department for job opportunities, internships, or guidance on finding employment that suits your schedule and interests.

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Anu

Anu Krishna  |1654 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 05, 2024

Asked by Anonymous - May 19, 2024Hindi
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Relationship
Hello Guru g, I am a merchant Navy professional, I have just married, But things in my family were not good before my marriage and after marriage the things are same , like fights of my mother with my grandmother, my father and mother fights, there is a toxic environment in my house, my time I have tried to neutralise the things but I can't change them it's in there basic nature, I don't want to live anymore with my parents, because in Village people all-around fill their minds with different things and they bing it to our house , because some people here can't see us growing, so I have decided that I will not live here, Then I left with two options either I move to city or go abroad, of I choose the first one then how would I convince my parents to go to city with them, what should I tell them so that they also didn't get hurt and allow me to take this step and also how can I find a good society because we are newly married couple and security is my main concern because I am very afraid of cities because there criminal activities are more than villages , and If I choose the 2nd option then I have to spend a lot of money but I wanted to do business in India because there is a lot of scope here and expenses to live a life is less here, so kindly help me take decision, I will be very thankful to you .
Ans: Dear Anonymous,
You don't prefer the 'toxicity'!
You are afraid of big cities as criminal activities are more than the cities!
Your parents may not move in to the city but you also find the environment they are in toxic!
You feel some people can't see you growing!
You don't prefer going abroad as you want to business in India!

Can you see how you have restricted yourself? This is called having a dream BUT clipping one's own wings. How can you make a decision when there are so many self-imposed constraints?
I suggest:
- Drop down all the options possible
- List down the pros and cons of each
- Choose the one that is financially viable
- Let your parents choose where they want to live

You have just started your family life; focus on what's best from a growth perspective...take decisions that help your marriage and career grow...And oh, you can choose to see the crime in the city OR you can choose to see opportunities...where is your focus?

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Kanchan

Kanchan Rai  |623 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 12, 2024

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Relationship
i am an neet aspirant in class 11th and i want to take a single room on rent for preparation because i don't want any disturbance but my family is not allowing me to do so because i am a girl and i can't live alone in the rented room. Also they are not allowing me to join hostel too and at home i can't able to focus cuz of guests gathering and in this relation , my parents said that you have endure and live at home even my home doesn't have a separate room too for me. they said that we have a joint family and you can't say someone not to come home.I don't know what its really hard for me to prepare from home in so much distractions . I don't know what to do and i am really frustrated becz of this but they are not ready to listen becz they always thought that they are always correct . they never tried to understand me
Ans: Dear Harshita
Best of luck for your exams!

Balancing your preparation for such a demanding exam like NEET with the dynamics of living in a joint family can be incredibly tough, especially when you don’t have a quiet space to focus.

Your desire to have a dedicated and peaceful study environment is completely understandable, and it's frustrating when you feel your needs aren't being acknowledged. NEET preparation requires a lot of concentration and consistency, and it’s clear you’re trying to set yourself up for success by seeking a quiet place to study.

It seems your family’s concerns are rooted in traditional views about safety and the roles of girls, which can be a difficult barrier to navigate. They want to protect you, but their protective instincts are clashing with your need for independence and a conducive study environment. It's also challenging because their stance seems inflexible, leaving you feeling unheard and unsupported.

In situations like this, it can help to approach the conversation from a place of understanding. Try to express your needs calmly and clearly, showing that you understand their concerns but also need their support to achieve your goals. Perhaps you could propose a compromise, such as finding a nearby library or study center where you can go daily, which might address their safety concerns while providing you with the quiet space you need.

Another approach could be suggesting study times at home when the house is quieter, or discussing with family members the importance of creating a study-friendly environment for you. Sometimes, explaining how critical this phase is for your future might help them see the importance of supporting your study needs.

It's also essential to manage your frustration and stress levels. Finding small moments of peace, practicing relaxation techniques, or even reaching out to friends who are supportive can provide some emotional relief.

Remember, you’re striving for something significant, and your determination is commendable. Continue to seek ways to communicate effectively with your family and look for any potential middle ground that can help you focus on your studies while respecting their concerns.

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Nayagam P

Nayagam P P  |9445 Answers  |Ask -

Career Counsellor - Answered on Jul 26, 2025

Career
BITS Goa EEE or NIT Calicut EEE
Ans: BITS Pilani K.K. Birla Goa Campus offers a B.E. in Electrical & Electronics Engineering with NAAC A+ accreditation and Institute of Eminence status. The program features modern infrastructure including specialized EEE laboratories, a Central Sophisticated Instrumentation Facility with advanced equipment like confocal microscope, FESEM, and Raman spectrometer, alongside comprehensive industry partnerships including Amazon Web Services and GitHub for startup support. The campus spans 180 acres with fully residential facilities and smart classrooms. NIT Calicut's B.Tech in Electrical & Electronics Engineering holds NBA accreditation for 6 years (2022-2028) under the stringent Tier-I evaluation scheme and is ranked 25th in NIRF Engineering rankings 2024. The institute achieved a remarkable 97.01% placement rate for EEE students in 2024, with 130 out of 134 registered students securing positions, demonstrating exceptional industry demand. Both institutions maintain essential benchmarks including statutory approvals, modern laboratory facilities, research-active faculty with doctoral qualifications, active industry Mships, and consistent placement support exceeding 75% over three years. BITS Goa commands higher fees of ?20.76 lakh for the complete program versus NIT Calicut's ?5 lakh, but offers unique Practice School programs ensuring 7+ months of industry experience. The BITS alumni network includes prominent entrepreneurs and unicorn founders, while NIT Calicut benefits from the extensive NIT Alumni Network spanning multiple countries.

Recommendation: Choose NIT Calicut's EEE for its exceptional 97% placement consistency, NBA Tier-I accreditation, cost-effectiveness at ?5 lakh fees, and strong government institute reputation with established industry connections. Consider BITS Goa's EEE if you prioritize unique Practice School industry exposure, Institute of Eminence status, entrepreneurial alumni network, and can afford the higher fee structure for comprehensive residential campus experience. All the BEST for a Prosperous Future!

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Ramalingam

Ramalingam Kalirajan  |9854 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 26, 2025

Asked by Anonymous - Jul 26, 2025Hindi
Money
Hello sir, I am 38 right now, I have 60 Lacs in mutual funds , I dont have any liabilities and I dont want to have kids in future. I have a house on which there is no loan I have properties worth 4 cr which I am planning to sell and invest in properties where I can get rent, a rental yield of 3-4% so that I can earn monthly rent. I have health insurance of 10 lacs, but since I have kidney problems no company will give me health insurance now. I have term insurance of 50 Lacs. I want to retire at 40, is it possible, considering my lifestyle my monthly expense is hardly 30k, I take a trip once a year so my yearly expense will be 5-6 Lacs max not more than that. I am fed up with my job and just want to quit and live peacefully, what is your advise??
Ans: Your clarity of thought is very good.
You have no debt.
You have good savings.
And you understand your expenses well.
This gives you a great starting point.

Let us now go into every aspect deeply.
You want peace of mind.
You want financial security.
We will look at every angle to build that for you.

? Current Assets and Liabilities

– Mutual funds: Rs. 60 lakh.
– No loans or EMIs.
– One house fully paid off.
– Properties worth Rs. 4 crore.
– Health insurance cover: Rs. 10 lakh.
– Term insurance cover: Rs. 50 lakh.
– Medical condition: Chronic kidney issue.
– Monthly expenses: Rs. 30,000 approx.
– Yearly lifestyle expense: Rs. 5–6 lakh.

Your asset base is quite strong.
Your lifestyle needs are limited.
This makes early retirement a possible goal.
But we must plan it very carefully.

? Your Real Retirement Goal

You are 38 years old now.
You want to retire by 40.
That means financial freedom for 40+ years.
From age 40 to 85 or 90.
That’s around 45–50 years of no active income.

You must prepare for:
– Regular income.
– Inflation.
– Medical expenses.
– Unplanned needs.
– Market ups and downs.

With that clarity, we’ll plan every element.

? Dependence on Real Estate

You wish to sell Rs. 4 crore of property.
You want to reinvest in rent-yielding properties.
But rental yield in India is very low.

Even at 4% rental yield:
– Rs. 4 crore gives only Rs. 13.3 lakh per year.
– That is around Rs. 1.1 lakh per month.
– This rent is not fixed.
– There will be vacancy periods.
– There will be maintenance costs.
– Rental laws are complex.
– Property is not liquid in emergencies.

Also note:
– Real estate does not give compounding growth.
– Real estate does not beat inflation reliably.
– Property income is taxable fully.
– Reinvestment also involves stamp duty, GST and legal fees.

Instead of property, we need a more fluid and tax-efficient plan.

? Better Way to Generate Regular Income

You already have Rs. 60 lakh in mutual funds.
Mutual funds grow faster than rent.
They are more flexible.
They offer compounding growth.
They give better liquidity.

You may follow this route:
– Divide your corpus into two buckets.
– Bucket 1: Emergency + short-term (liquid + arbitrage + conservative hybrid funds).
– Bucket 2: Long-term growth (equity + balanced advantage + large & midcap funds).

From year 1 to 5:
– Use Bucket 1 for monthly income.
– Use SWP (Systematic Withdrawal Plan) to get Rs. 50,000 monthly.
– Adjust yearly for inflation.

From year 6 onward:
– Start withdrawing from Bucket 2 (which grew meanwhile).
– This plan can last 40+ years.
– Keep reviewing funds with a Certified Financial Planner.

This approach is safer than property.
Also better tax-wise and return-wise.

? Your Health Insurance Gap

You already have Rs. 10 lakh health insurance.
But your kidney issue limits new policy chances.

Still, you can do these:
– Check if your insurer offers top-up policy on existing cover.
– Check if your existing policy allows critical illness add-on.
– Start building your own “Health Corpus” in mutual funds.
– Keep Rs. 15–20 lakh for future medical use.
– This fund should be in short duration debt and hybrid funds.
– Do not use it for any other purpose.

You must keep upgrading your medical buffer.
This protects your peace during retirement.

? Your Term Insurance and Estate Plan

You have Rs. 50 lakh term cover.
But you don’t have dependents.
You don’t want kids.

So term insurance is not really needed now.
Let it lapse at the end of the term.
Instead, make a clear will.
Write down who will get your assets.
Nominate someone responsible.
Also choose a healthcare nominee.
This avoids future legal hassles.

A good estate plan brings clarity and peace.

? Why Real Estate May Not Be Ideal

As said before, rental income looks attractive.
But it has many hidden costs.
Also rental returns are flat for years.

Let’s look at its limitations:
– Property values don’t grow fast now.
– Selling takes time and effort.
– Rent is taxable at slab rate.
– Property attracts maintenance, tax, legal issues.
– Natural disasters or tenant damage is risky.

Instead, mutual funds offer:
– Tax-efficiency.
– Diversification.
– Liquidity.
– Passive income via SWP.
– Better visibility of returns.
– Option to rebalance anytime.

You don’t need to block Rs. 4 crore into property.
Keep your assets fluid and productive.

? Asset Allocation Plan

You can retire with peace if assets are well divided.
This kind of allocation may suit you:

Rs. 30 lakh – Short-term & medical corpus (in hybrid & debt funds).

Rs. 1 crore – Long-term equity corpus (flexi cap, large & midcap, balanced advantage).

Rs. 30 lakh – Opportunity fund (in dynamic asset allocation + gold + global equity).

Rs. 50 lakh – Health buffer + SWP support (in hybrid conservative funds).

From age 40, start SWP from Rs. 60 lakh gradually.
The remaining grows for later years.
A Certified Financial Planner can optimise this plan yearly.

? Tax Planning and Capital Gains

Your mutual fund gains have new tax rules:
– LTCG above Rs. 1.25 lakh taxed at 12.5%.
– STCG taxed at 20%.
– Debt fund gains taxed as per your slab.

You must plan your withdrawals smartly.
Use funds where gains are under threshold.
Split redemptions smartly to minimise tax.

A Certified Financial Planner can guide this in detail.
Real estate has less tax flexibility.
Mutual funds give better post-tax returns.

? Mental Peace After Retirement

You are tired of work.
You want to relax, travel, and enjoy your hobbies.
You want no financial pressure.

That means your income must:
– Be predictable.
– Be tax-efficient.
– Grow with inflation.
– Be flexible.

Only actively managed mutual funds with SWP offer this.
Rent cannot match this.
Rental is fixed and does not adjust to inflation.
Also, if property is vacant, your income stops.

So build your post-retirement life around flexible income.
Mutual fund route is better for that.

? Lifestyle Budgeting

You spend Rs. 30,000 monthly.
Annual travel: Rs. 1–2 lakh.
Total: Rs. 5–6 lakh per year.

Even if we account for inflation:
– Rs. 8–10 lakh per year after 10 years.
– Plan to withdraw this much through SWP.
– Corpus must grow more than inflation.
– Fund selection and review is key here.

A Certified Financial Planner can review every year.
They keep your portfolio aligned to lifestyle changes.

Don’t depend on fixed income like rent alone.
You need flexible wealth.

? Avoiding Index Funds or Direct Funds

Some people may suggest index funds or direct mutual funds.
But those are not ideal for your case.

Here’s why:
– Index funds mirror the market blindly.
– They don’t protect downside.
– They give no active management.
– Direct funds give no advisor support.

In your case, you need safety, growth and personal advice.
So regular funds through a CFP or MFD is better.
You get expert support.
You get help in withdrawals, taxes, rebalancing.
You can’t afford mistakes during retirement.

Always go with actively managed regular plans.

? Emergency Planning

Keep Rs. 15–20 lakh in short-term funds.
Use only for medical, travel or family needs.
Do not mix with lifestyle fund.

Emergency planning is essential in your case.
It avoids stress and unwanted debt.
It gives peace during health issues.

? Portfolio Review and Execution

Once you retire, you must review portfolio every 6 months.
Funds may underperform.
You may need to switch assets.
Inflation may rise faster.
Tax rules may change.

A Certified Financial Planner tracks this for you.
They adjust things proactively.
That gives confidence for 40+ years of retired life.

? Final Insights

– You have a solid base to retire by 40.
– You don’t need rental properties.
– Sell your existing real estate slowly and smartly.
– Reinvest in mutual funds across buckets.
– Use SWP for monthly income from age 40.
– Plan Rs. 6–8 lakh yearly income for 45+ years.
– Avoid direct or index funds.
– Avoid annuities.
– Do not over-rely on rental income.
– Build a health corpus of Rs. 20 lakh.
– Keep Rs. 15 lakh as emergency fund.
– Let Rs. 1.5–2 crore grow in equity for long-term.
– Get help from a CFP every year.
– Your journey can be peaceful and safe.

Stay consistent.
Stay invested.
Stay reviewed.
Early retirement is not a dream.
It is a plan.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Dr Upneet

Dr Upneet Kaur  |63 Answers  |Ask -

Marriage counsellor - Answered on Jul 26, 2025

Asked by Anonymous - May 22, 2025Hindi
Relationship
I am (35) married for 4 years (wife 31) and it was an arranged marriage. During our conversations before the marriage that she told me she had a boyfriend and she broke up with her ex bf as he cheated on her. I was never in a relationship all my life till I started talking to my current wife in the year 2020. We only met in person after speaking to each other for more than 9 months via video and audio calls as both of us were living in different countries. After our marriage in 2021 we now have a 2 year old kid. A year ago, I found out that I was her 6th or 7th relationship. She also had physical relationships with several guys during her university days in Udupi, Manipal. She was also in a live in relationship in Udupi for almost a year with her boyfriend during her final year. After her graduation she moved to another country where she was again in an emotional and physical relationship with a different guy. After knowing all this I feel traumatized. I don't have any feelings for her as of now. I just do not care about her existence anymore. I am only worried about the future of my child. The most horrible part is that we still live together under the same roof. Our parents are in India and we reside in US. I really do not know how to proceed. The only good value that I see in her is that she is a good mom to our child. She has a good rapport with my parents and they like her a lot. My parents often suggests my younger sister to consider her as a model. These reasons prevent me from filing for a divorce. My wife does not have an income and if I proceed with a divorce she will have no means to stay here and will have to relocate to India. Most probably Custody of child will be with her and I will not be able to survive a day without my child beside me. I am just trapped in this traumatic, unproductive marriage of mine and it prevents me from accomplishing my goals. I work late hours and try not to be at home just to avoid seeing her. Trying to avoid physical relationship as well. I feel it disgusting these days. Is there a way out?
Ans: Hello sir. Well, this is actually a very complex situation. Knowing all this about your partner and still living with her could feel frustrated and trapped. Filing divorce could make this relationship even more complex. For your daughter, as you told that she is a good mother and daughter in law. You should take a pause and rethink about it. Take some time with yourself and try to forgive your wife. You ll feel more peace and eventually you ll be good.
Take care!
Regards
Dr Upneet Kaur
Follow me on:
https://www.instagram.com/dr_upneet

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Nayagam P

Nayagam P P  |9445 Answers  |Ask -

Career Counsellor - Answered on Jul 26, 2025

Career
Sir Pls assist me..I've got CSE in Guru teg bahadur khalsa college... but I'm thinking of vips cse but I'm very confused if I should go there,Cause there are a lot of negatives and little Positive according to what everyone is saying ..so should I go with VIPS or not also if I get BPIT or Bhartiya vidyapeeth..in the spot round ..should I prefer going there..with a branch lower than cse..rather than going to Guru teg bahadur khalsa or VIPS.Later I can try for branch change in next sem or year
Ans: Sri Guru Teghadur Khalsa College’s B.Sc. (Hons.) in Computer Science, offered under Delhi University’s North Campus, benefits from NAAC “A+” accreditation, a robust research-active faculty, and an established placement cell (IGNITE) that secures a median package of ?6.05 LPA and facilitates placements for nearly 65% of eligible CSE and related-stream students through recruiters like Deloitte, EY, TCS, and Amazon. The 60-70% internship-to-placement conversion underscores solid industry ties, though high competition and limited specialized labs can stretch resources.

Vivekananda Institute of Professional Studies (VIPS), IPU, Delhi, holds NAAC A+ accreditation, features well-equipped AI/ML, cybersecurity, and networks labs, and maintains an 75–85% CSE placement rate with average packages of ?4.5–?6.5 LPA from companies such as Amazon, Infosys, and Wipro. Its student-centered pedagogy and modern campus life enhance learning, but classroom sizes can impede personalized mentoring during peak hiring cycles.

Bhagwan Parshuram Institute of Technology (BPIT), Rohini, Delhi, an ISO 9001–certified, NBA-accredited private college, records a 75–85% CSE placement rate and an average package of ?5–7 LPA, with top offers up to ?15 LPA from TCS, Cognizant, and Infosys. Structured pre-placement training, active alumni referrals, and MoUs for internships strengthen employability, though core electronics and ECE roles attract fewer recruiters, nudging many to pivot into software.

Bharati Vidyapeeth’s College of Engineering, Paschim Vihar (BVCOE), Delhi, a NAAC A++ and NBA-accredited institution, reports a 67.7% overall placement rate in CSE with a median package of ?6.5 LPA and participation from 64 recruiters including IBM, Accenture, and S&P Global. Strong placement cell support and modern labs in AI, data analytics, and systems integration foster broad technical exposure, though competitive IPU exams can limit intake flexibility.

All four institutions permit horizontal and vertical upgradation: Delhi University’s CSAS-UG system allows “Upgrade” or “Freeze” of seats in subsequent rounds, with upgradation subject to merit order, seat availability, and order of preference, while IPU institutes like VIPS, BPIT, and BVCOE enable branch change at the start of the third semester based on first-year performance (minimum CGPA criteria), a per-college application process, and non-refundable processing fees. This flexibility ensures that candidates in lower-preference branches may transition to CSE or IT if vacancies arise, provided they meet the internal CGPA benchmarks.

Recommendation: Secure admission in BPIT CSE for its balanced 75–85% placement consistency, structured pre-placement training, and ISO/NBA-certified processes. Next, consider VIPS CSE for its modern labs and 75%+ placements within IPU’s vibrant campus. Then evaluate SGTB Khalsa CSE for its DU prestige, 60–70% placement and median ?6.05 LPA via IGNITE. Finally, BVCOE Delhi CSE offers broad recruiter engagement and a ?6.5 LPA median but sits behind DU/IPU brands. In all cases, leverage branch-upgradation options in the next semester to shift into preferred streams if initial allotments fall short. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9445 Answers  |Ask -

Career Counsellor - Answered on Jul 26, 2025

Career
My son has been allotted a seat in B Tech (ECE) at both Faculty of Technology (Delhi University) and PEC, Chandigarh. He has also been allotted B Tech/ M Tech (Dual Degree) (Augmented Reality) in GGSIPU. Which one should we choose?
Ans: Sanjay Sir, Based on the following insights/information and your son's interests/long-term goals, please choose the most suitable option out of the 3 options he has: The Faculty of Technology (FoT University of Delhi’s B.Tech in Electronics & Communication Engineering is an AICTE-approved, NAAC-accredited programme delivered by a Delhi University department with small cohort sizes (120 seats), outcome-based curriculum, and direct access to DU North Campus placement drives; the central placement cell reports median CSE packages of ?8.5 LPA in 2023, with ECE graduates benefiting similarly from ties to top recruiters like Deloitte, Wipro, TCS, and Infosys. Punjab Engineering College (PEC), Chandigarh offers a B.Tech in ECE under its deemed-university status, with 119 eligible ECE students in 2023 yielding 112 on-campus offers (∼95% placement), average package around ?14.5 LPA and median ?12 LPA, top recruiters including Microsoft, Amazon and Adobe, robust labs for signal processing, VLSI, IoT, and a dedicated Career Development & Guidance Centre. GGSIPU’s B.Tech/M.Tech dual-degree in Augmented Reality through USAR spans six years (4+2), integrating foundational electronics, computer graphics, 3D modelling, UX and computer vision in specialized AR/VR labs, MoUs with industry platforms (Unity, ICT Academy), PARAM supercomputing access, and training cell support; while specific AR placements are nascent, overall USICT placements recorded 76% in 2023 with an average ?7.2 LPA and highest ?41.2 LPA, reflecting growing but developing industry uptake. FoT DU excels in academic rigor, theoretical foundations, and broad recruiter access; PEC Chandigarh leads in placement rates, higher average compensation, and mature core-ECE infrastructure; GGSIPU’s AR dual-degree uniquely positions graduates at the frontier of immersive technologies, offering international curriculum scope but with emerging placement pathways.

Recommendation: Prioritize PEC Chandigarh’s ECE for its proven ∼95% placement consistency, mature labs, and strong recruiter engagement ensuring immediate employability in core electronics and communications. Next, consider DU FoT ECE for its prestigious DU affiliation, outcome-based pedagogy, and broad-spectrum industry access. Lastly, choose the GGSIPU AR dual degree as an innovative long-term investment for specialized expertise in augmented-reality systems and burgeoning immersive-tech roles, accepting that placement networks are still evolving. All the BEST for a Prosperous Future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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