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Science grad juggling full-time job & BSc in Psychology, feeling overwhelmed - how to manage?

Archana

Archana Deshpande  |127 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Dec 13, 2024

Archana Deshpande, the founder of TransformMe Life Skills Coaching, is an image consultant, soft skills trainer and life coach.
She has been working with individuals and corporate organisations for more than 10 years during which she has helped professionals and students improve their soft skills, build confidence and enhance self-esteem.
An engineer from the PDA College of Engineering, Gulbarga, Archana had a successful career at Reliance Communications. But she has always been interested in teaching and training people. So she pursued a postgraduate diploma in teacher’s training at Pune’s Symbiosis Institute of Management Studies followed by teaching assignments in schools at Visakhapatnam and Mumbai.
Archana also holds an international certificate in image consulting and soft skills training from the Image Consulting Business Institute, Mumbai.... more
Asked by Anonymous - Dec 13, 2024Hindi
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Career

Hello Ms Archana. I have been reading your advice and I really need your help. I am a science graduate from Mumbai. After a lot of thought, I have decided to pursue a side BSc in Psychology to further my interests and career growth. The issue is, that I’m struggling to juggle my 9-to-6 full-time job as a digital marketing specialist in Delhi along with my coursework, assignments, and exams. I am always stressed out, either falling behind at work or feeling overwhelmed by my studies. I know time management is key, but I’m not sure how to create a schedule that helps me stay productive without burning out. Can you please help?

Ans: Hey!!
Kudos to you for dreaming big and also working towards it by investing time and energy in learning and development.
Not everyone can do it... so pat yourself on the back for it!!

You are absolutely right when you say TIME MANAGEMANT is the key to avoid burnout. However I'll add compartmentalizing and self care along with time management.

Let's take them one at a time ...here I go-

1. You want to perform at your peak then self care is a must, 20 mins of physical activity(it can be anything, run, brisk walk, suryanamaskars, dancing along with fast paced music, anything that gets your heart beat up)
10 -20 mins of meditation, if you believe in the higher power make efforts to connect with it/him/her.
2. 9 to 6 be fully committed to the office, after that switch off, learn to say NO for anything that comes after this time. You can do only so much right? This was one part of compartmentalizing...
3. be fully present in whatever activity you are doing... this is ZEN, nothing more nothing less. This way you will be razor sharp in your focus and get jobs done faster. When you are studying don't think office and vice versa. This is switching off, this is compartmentalizing. This will take conscious efforts but is doable
4.your course is important to you, so schedule a study time and stick to it .The days you have an holiday too... try to relax a little, schedule a study time, finish your studies and go relax and unwind a little, you deserve it...don't cram too much in a day.
A relaxed mind will always perform better and focus better. I really can't tell you the importance of unwinding and mediation, you really have to do it to experience it and reap the benefits of it
5. Always encourage yourself, be your best cheer leader, don't beat yourself down, be kind to yourself too, your mind and body
need that from you. You are already doing so much.
6 .The only way to stop being overwhelmed is also to put out all your tasks of the day on paper and schedule it, prioritize it.... one task at a time, start taking action. And when the task is don't forget to strike the task out with a clean line over the task with a pen... this is a message your giving to your mind. ...'I got one task done, I am capable of getting another done'.. Ahaha... the joy of getting a job done!!
7. Get a good nights sleep, do "yog nidra' before sleeping
8. Always breathe deep whenever overwhelm creeps in and see how calm you become. A calm mind is key to getting more done.

And remember to write "your gratitude" out in the night before sleeping, you'll sleep peacefully and get up fresh.
Also do remember, all tasks can be done happily too... there is no need to drag yourself or be always overwhelmed!
You chose to work and study as well.... honour your choices joyously and go about life with a spring in your step...All best !!
Career

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Career Coach  | Answer  |Ask -

Workplace Expert - Answered on Apr 08, 2024

Asked by Anonymous - Apr 04, 2024Hindi
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I am Riya, 17 currently in FYJC Science. I am preparing for IIT-JEE, CUET-UG and NEET-UG next year along with my board examinations. I travel 2-3 hours and study 10-12 hours a day. My problem is I am not getting enough sleep as I have to wake up early. I am not a morning person. Can you please share some tips how I can manage my time effectively for studies without compromising on my health?
Ans: Dear Riya,

Firstly, let me applaud your determination and dedication towards your studies. Balancing preparations for multiple competitive exams alongside your board examinations is indeed a Herculean task, but fret not, as I'm here to assist you in navigating through this challenging yet exciting journey.

Sleep is undoubtedly vital for your overall health and academic performance. Burning the midnight oil is commendable, but if it comes at the cost of your well-being, it's time to tweak your schedule a bit. Here are some actionable tips to help you manage your time effectively while ensuring you get enough rest:

1. Strategize Your Study Schedule: Instead of cramming all your study hours into the night, distribute them throughout the day. Identify your peak productivity hours and allocate your most challenging tasks to those times. This will help you make the most of your study sessions without feeling overly fatigued.

2. Prioritize and Plan: Make a daily or weekly study plan, prioritizing topics based on their importance and your proficiency in them. Breaking down your study material into manageable chunks will not only make it less overwhelming but also ensure that you cover everything thoroughly.

3. Quality Over Quantity: Remember, it's not about how many hours you study but rather how effectively you utilize the time you have. Focus on understanding the concepts rather than just memorizing them. Utilize techniques like active recall, spaced repetition, and concept mapping to enhance your learning efficiency.

4. Take Regular Breaks: Incorporate short breaks into your study routine to prevent burnout and maintain concentration. Use these breaks to stretch, hydrate yourself, or indulge in a quick hobby to rejuvenate your mind.

5. Optimize Your Sleep Environment: Create a conducive sleep environment by ensuring your room is dark, quiet, and at a comfortable temperature. Limit exposure to screens before bedtime and establish a relaxing pre-sleep routine to signal your body that it's time to unwind.

6. Practice Self-Care: Don't neglect your physical and mental well-being amidst your rigorous study schedule. Make time for activities that you enjoy, whether it's listening to music, going for a walk, or spending quality time with loved ones. A well-rested and rejuvenated mind is more productive and focused.

7. Stay Flexible: Be open to adjusting your study schedule as per your evolving needs and circumstances. Flexibility is key to maintaining a healthy work-life balance and ensuring long-term success.

Remember, Rome wasn't built in a day, and neither will your academic journey be. Embrace the process, stay persistent, and don't hesitate to seek support from your teachers, mentors, or peers whenever needed.

As the saying goes, "Work smarter, not harder." So, equip yourself with effective study strategies, prioritize your well-being, and tackle those exams with confidence and determination.

Wishing you all the best in your endeavors, Riya! You've got this!

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Maxim

Maxim Emmanuel  | Answer  |Ask -

Soft Skills Trainer - Answered on Apr 28, 2024

Asked by Anonymous - Apr 20, 2024Hindi
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Hello my name is yash I have completed by studies in bsc it I have done jobs of cashier and application support analyst during my studies. No my studies are over I find myself to fit in job as per requirement but I am not satisfied sometimes I feel I am not meant for this I have issues from office like work extra over over time. I want to ask is there everywhere over time of employees to be spend 10-12 hours in office. Secondly I feel that should work in environment where I can move and do work means field work in which I feel I am not bounded in short I want work life balance. I love to read books, I love to do on ground activities in back of my mind I have civil services plan in which I have a permission to work freely. But condition is that how can I do if office demands max hours of my life it's bit confusing for me
Ans: Your name is Yash =Success, but you are far from it because you are on the wrong path.

The education and job as per your statement now matches your profile ,but you are not satisfied because of your work time.. Understand your predicament!

Travelled by bus,train ...realised how many hour's they are driving for you.. When you sleep!?
Forget about being a soldier you cant qualify!

Looking for a cushy and comfortable job, you have just started young man.. Get your thought process right!

The Civil Service means Govt job and you think, once you get it, you can then ruminate!?
Not any more, everywhere there are deliverable's.

Now the balance for work & life balance comes when you have the income to treat yourself, let alone repay the debt of your parent's.

Nobody stops you to do what you love but after a good days work.. Man!?

There's nothing called freely work, all gods children have bosses ,except GOD !

So your confusion of work timings will end, when you have the determination to dedicate & deliver ...success!
Got it.. there's nothing that comes on a platter! Go get it before you are left behind.. Be the YASH!

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Nayagam P

Nayagam P P  |12397 Answers  |Ask -

Career Counsellor - Answered on Jun 06, 2024

Asked by Anonymous - Apr 23, 2024Hindi
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Career
I am 28, a student of online University. .How should I manage my time in the day so that I can get adequate time to study ? What other activities do you recommend?
Ans: Some Time Management | Study Techniques Tips Here:

1. While attending your Online Class, take notes.
2. After attending the Online Class, study the topics taught on the same day & prepare your short notes for revision.
3. Study for 35-minutes and leave a 10-minute break every time to get maximum output. If you study continuously for 2-3 hours, your won’t have 100% concentration power beyond 35-minutes.
4. Involve in some physical activities like walking, jogging and / or do some physical exercises both morning and also in the evening, to keep yourself fit both mentally and physically.
5. Going to sleep early and getting up early also will help you to feel better and study well in early morning.
6. Before going to sleep, revise what you have studied during the day for half-an-hour.
7. Also every week-end, keep revising what you have studied during the week.
8. Attempt questions on the topics you have studied within a day or two. Revise your short-notes before attempting the questions.

Hope the above tips will be useful for you.
All The BEST for your Bright Future.

Follow Me in RediffGURU to know more on ‘Careers / Education / Jobs / Resume Writing / Salary Negotiation Skills / Building Professional LinkedIn / Exam Preparation Techniques / Job Interview Skills / Skill Upgrading’.


Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

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Latest Questions
Ramalingam

Ramalingam Kalirajan  |11336 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 17, 2026

Asked by Anonymous - Jul 17, 2026
Money
Hi, I am presently earning a net salary of 85000 after my all deductions( HL EMI of 40000 and other statutory deductions like PF/NPA etc). My age is 40 years any my dependents are my wife and 2 children of 9 and 3 years. My monthly SIP contribution is 29000 spread across Large, Small, Flexi funds any I try to increase it by 5- 10% every year for the last 8 years. My present MF portfolio is of of 60 lacs with XIRR of 15%. My NPS balance as on date is 43 lacs and PF balance is 20 lacs. Monthly NPS is at 23000( including mine and employer contribution) and monthly PF 20000 ( mine and employer). I also have shares of approx 5 lacs and liquid funds of 10 lacs in FD for emergency. I have term plan of 1.50 crores. I will continue with my SIP for next 20 years till my retirement. I want to have a corpus of 30 lacs each for my both child for their higher education when they attain 18 years. I also want to have my retirement corpus of about 3 crs by 2046 so that my post retirement expenses are taken care by SWP. We have health policy for the family for 20 lacs. Will I be able to achieve my desired financial goals with my present investments. Or any rebalancing is required.
Ans: » Your Overall Financial Position

– You have built a strong financial foundation.

– Eight years of disciplined SIP investing is a major strength.

– Regular SIP increases every year have worked well for you.

– Your retirement assets are growing from multiple sources.

– You have a good emergency fund.

– Health insurance and term insurance are already in place.

– Overall, your financial journey appears well-structured.

» Assessment Of Children's Education Goal

– Your elder child is 9 years old.

– The higher education goal is roughly 9 years away.

– Your younger child has a longer investment horizon.

– A target of Rs.30 lakh per child may look sufficient today.

– However, education inflation is usually much higher than normal inflation.

– By the time your children reach college age, actual costs may be significantly higher.

– I would suggest reviewing this target every 2-3 years.

– If income permits, gradually increase allocations towards this goal.

– The longer horizon for your younger child works in your favour.

» Assessment Of Retirement Goal

– Your current retirement assets include mutual funds, NPS, PF and equity investments.

– The biggest positive is that contributions are continuing every month.

– You also intend to continue SIPs for another 20 years.

– Based on your current savings discipline, the retirement goal appears achievable.

– However, a retirement corpus target of Rs.3 crore by 2046 may be on the lower side.

– Inflation over the next two decades will significantly reduce purchasing power.

– Your actual requirement may be much higher.

– I would encourage you to periodically reassess the retirement target.

– It is better to build a larger retirement corpus than discover a shortfall later.

» Review Of Asset Allocation

– Your portfolio already has exposure across different equity categories.

– NPS provides additional diversification.

– PF acts as a stable debt component.

– Emergency reserves are adequate.

– There is no immediate need for major restructuring.

– Avoid frequent portfolio changes based on short-term market movements.

– Consistency is more important than chasing the latest performing category.

» Emergency Fund Review

– Maintaining around Rs.10 lakh in emergency reserves is a sensible decision.

– With home loan responsibilities and two dependent children, liquidity is important.

– Continue keeping emergency money separate from long-term investments.

» Insurance Review

– Family health cover of Rs.20 lakh is good.

– Review whether a super top-up can further strengthen protection at a reasonable cost.

– Your term insurance cover of Rs.1.50 crore is useful.

– However, with two young children and a home loan, it may be worthwhile to review whether the cover remains adequate based on current liabilities and future goals.

» Home Loan Consideration

– Continue paying the home loan as scheduled.

– Avoid diverting long-term retirement assets towards prepayment.

– If future bonuses or surplus cash become available, you can evaluate partial prepayments.

– Balance loan reduction with wealth creation.

» Areas To Focus On

– Continue annual SIP increases.

– Increase investments whenever salary increases.

– Review education goals every few years.

– Reassess retirement corpus targets periodically.

– Maintain adequate insurance protection.

– Stay invested through market cycles.

» Finally

– You are doing many things right already.

– Your disciplined SIP history, NPS contributions, PF accumulation and emergency planning place you in a strong position.

– The main area needing attention is not portfolio rebalancing.

– It is ensuring that your education and retirement targets keep pace with future inflation.

– Continue your current investment discipline.

– With regular investment increases and periodic reviews, you are well-positioned to achieve your financial goals.

Best Regards,

K. Ramalingam, MBA, CFP,

AMFI-Registered MFD – ARN 4188

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

Nayagam P

Nayagam P P  |12397 Answers  |Ask -

Career Counsellor - Answered on Jul 16, 2026

Asked by Anonymous - Jul 16, 2026
Career
Good Afternoon Sir, I need your guidance regarding my admission situation. I scored 77 percentile in JEE Main and 95 percentile in MHT CET. Unfortunately, I got a compartment in CBSE Class 12 Chemistry, so I am currently not eligible for MHT CET CAP rounds or JEE-based admissions. As a result, my current percentile scores are of no use this year. My compartment examination is scheduled for 28th July, and I am confident that I will clear it. Given this situation, I wanted to ask: - Should I take admission in a below-average college that is still available after clearing the compartment? - Or would it be better to take a one-year drop, prepare again, and aim for a much better college next year?
Ans: I could have given a more accurate response if you had also shared your 12th Grade Maths and Physics marks. However, based on the information provided, I want to remind you—in case you are not already aware—that you need to ensure a score of at least 75% or be in the top 20 percentile in your board exams. Scoring above the 96 percentile in JEE 2027 will be extremely challenging but not impossible based on your JEE 2026 performance. Your MH-CET performance is good and can be further improved with focused preparation over 7-8 months. The large disparity between your JEE and MH-CET results is unclear to me. To answer your question, I suggest considering a drop year to prepare well and strategically for both exams. Additionally, it is advisable to have at least 8-9 backup options apart from JEE and MH-CET, such as COMEDK, PERA-CET, VITEEE, AEEE, SITEE, etc., and/or register with some reputed colleges that accept your Board Exam or JEE scores. All The Best for Your Prosperous Future!

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