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Geeta

Geeta Ratra  |143 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Feb 15, 2024

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Roohi Question by Roohi on Feb 07, 2024Hindi
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Hello ma'am my daughter is in class 11 science stream at present in Mumbai.Since my husband is working in UAE I want to shift there after her 12 .can you please tell me which Universities are good in UAE.she plans to study Chemical engineering

Ans: There are reputable universities in the UAE for Chemical Engineering include Khalifa University and the American University of Sharjah. Both institutions are known for their strong engineering programs, diverse faculty, and state-of-the-art facilities. Encourage your daughter to explore their admission criteria, programs, and extracurricular opportunities to make an informed decision aligning with her academic and career goals in Chemical Engineering.
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Sushil

Sushil Sukhwani  |585 Answers  |Ask -

Study Abroad Expert - Answered on Nov 02, 2023

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My son is in 3rd year and pursuing B. Tech in chemical engineering from VIT Vellore. He want to prepare for MS . Which country and university will be the best
Ans: Hello Sudesh,

First and foremost, thank you for getting in touch with us. I am happy to hear that your son is currently pursuing the 3rd year of his Bachelor’s of Technology degree in Chemical Engineering from VIT Vellore and wishes to pursue his Master’s further. To answer your question first, I would like to inform you that to pursue his Master’s of Science (MS) in Chemical Engineering, your son can take into account countries like the United Kingdom, the United States of America, Australia, Canada, and even Germany. There are a number of prestigious universities in these countries. Among these are Imperial College London in the UK; Stanford University, Massachusetts Institute of Technology (MIT), and University of California, Berkeley (UC Berkeley) in the USA; the University of Melbourne in Australia; the University of Toronto in Canada; and TU Munich in Germany. Your son can consider applying to any of these universities. I would recommend that he conducts an extensive research on the programs he intends enrolling in, the prerequisites for admission to these programs, and the different scholarships and financial aid options available. Not just that, prior to making an educated choice, your son should also factor in the cost, the location, the blend of cultures, as well as the possible employment prospects.

For more information, you can visit our website.

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Milind

Milind Vadjikar  |1030 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Feb 17, 2025

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Hello sir, I am 33years old and like to have a stable life with a good retirement corpus along with children education. I have 2 sons both are of 1 and 3years old respectively and my wife is a housewife. I am having FD of 16L, 10L in gold, bought a flat paying housing loan EMI of 25K, having term insurance for 1cr and health insurance for 4L. I am making investments in mutual funds SIP of 30k since last 1 year. Hdfc dividend yeild fund 1000 Icici bluechip fund 8000 Quant small cap fund 1000 Canara robecco small cap fund 1000 Uti nifty index fund 5000 Icici balanced advantage fund 5000 Jm flexicap fund 2000 Quant elss fund 5000 Parag pareekh flexicap fund 2000 Lumsum Investments Sbi healthcare fund 20K Quant infrastruture fund 10k Sbi magnum gilt fund 20k Plz advice....am i really doing good with these investments or shall i replan my investments....
Ans: Hello;

Having 12 funds(9 sip+3 lumpsum) in portfolio is not required.

You need to just 4 funds for your sip of 30 K(divided equally):
1. Flexicap fund
2. Large and midcap fund
3. Balanced advantage fund
4. Multi asset allocation fund

You may consider exiting the sectoral, thematic and debt fund owned by you and redeploy it in your regular funds.

This ensures equity(large cap oriented)is predominant asset class in your portfolio but it also has exposure to debt and gold for balance and risk mitigation.

Also keep a target to step up sip amount every year by 7-10% atleast.

This will go towards higher education provision for your kids. (~1.85 Cr in 15 years considering 7% annual top-up and 10% modest returns)

For your retirement planning you may consider NPS and start with a decent amount(~30 K pm) as regular investment since time is on your side(27 years to hit 60 age).[3.45 Cr in 27 years without any step up consideration. 8% returns assumed].

Consider buying home loan insurance and super top-up health cover.

Happy Investing;
X: @mars_invest

...Read more

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