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R P

R P Yadav  |304 Answers  |Ask -

HR, Workspace Expert - Answered on Mar 15, 2024

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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Asked by Anonymous - Mar 15, 2024Hindi
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Career

Hello Sir, I am civil engineering graduate. I had been preparing for competitive examinations for past few years. I have an experience of 3 years full time working, and 2 years remote need basis assistance in a company. I've a gap of 2 years for the time I went for competitive examination. Now I plan for further studies. I've explored many options. I am confused whether I should pursue MS in Project Management from USA or a M. Tech from IIT. Please guide.

Ans: Hello! It’s great to hear about your educational journey and work experience. Let’s explore the options you’re considering: pursuing an M.S. in Project Management from the USA or an M. Tech from IIT. Both paths have their merits, so let’s break it down:

M.S. in Project Management from the USA
Overview:
Degree: Master of Science (M.S.)
Location: USA
Duration: Typically 1.5 to 2 years
Skills Focus: Technical, leadership, and business skills for project management
Certifications: Eligible to apply for globally recognized certifications from the Project Management Institute (PMI), such as Certified Associate in Project Management (CAPM) and Project Management Professional (PMP) 1.
Advantages:
Global Recognition: An M.S. from a reputable U.S. university carries international recognition and can open doors worldwide.
Industry Exposure: Exposure to diverse industries and networking opportunities with professionals from various backgrounds.
STEM Designation: STEM-designated programs allow for Optional Practical Training (OPT) extension, enabling you to work in the U.S. for up to three years after graduation 1.
Considerations:
Cost: U.S. education can be expensive, but scholarships and financial aid options are available.
Career Goals: If you plan to work globally or in multinational companies, an M.S. from the USA may align better.
Admission Process: Requires GRE (Graduate Record Examination) scores and application to U.S. universities.
M. Tech from IIT
Overview:
Degree: Master of Technology (M. Tech)
Location: India (IITs)
Duration: Typically 2 years
Skills Focus: Specialized technical knowledge in engineering and technology.
Advantages:
IIT Reputation: IITs are renowned for their rigorous academic programs and research.
Cost: Generally more affordable than U.S. education.
Indian Job Market: If you plan to work primarily in India, an M. Tech from IIT holds significant value 2.
Considerations:
Entrance Exam (GATE): Highly competitive; securing a good rank is essential for admission to IITs.
Research Opportunities: IITs offer research-oriented programs, which can be advantageous if you’re interested in specialized fields.
Industry Exposure: May be limited compared to a global exposure.
Decision Factors:
Career Goals: Consider where you see yourself working in the long term.
Financial Situation: Evaluate your budget and scholarship opportunities.
Interest in Research: If you’re inclined toward research, IITs might be a better fit.
Global vs. Local: Decide whether you want to work globally or focus on the Indian job market.
Remember, both paths have their merits. Reflect on your aspirations, weigh the pros and cons, and choose the one that aligns best with your goals. Good luck with your decision!
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Asked by Anonymous - Sep 06, 2024Hindi
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A doctorate from IIT Bombay in Metallurgy and masters from NIT in Manufacturing with 5 years of experience including 2 years in academics and currently working from past 3 years in industry where I work mostly on finite element analyst of forging and bulk extrusion process and New product development as manager heading a team of 5 people. I have working knowledge of 3-4 FE software related to metal forming domain along with ANSYS STRUCTURAL. Despite that I am not getting any interview calls as I am currently looking for a job switch and have put up my profile both on NAUKRI AND LINKEDIN. Some calls are coming to me but that are all irrelevant profiles in which my expertise is not there. I have been trying for the past 6 months but have not got any positive response. Despite such a highly educated person from premier institute and not getting any response is highly depressing. Could you suggest how to apply and where to apply and any other website where I shall make my profile to get a positive response ? I am open to other roles such as metallurgy, product management, operations, vehicle dynamics based CAE etc but companies are just looking for relevant experience and they are rejecting my profile if relevant experience is not found. What to do ? Please advise
Ans: It's understandable that despite your strong qualifications, you're facing challenges in securing relevant interview calls.
Tailor Your Resume: Ensure that your resume is tailored for the specific job roles you are applying to.
Keywords Matter: Use industry-specific keywords on your resume and LinkedIn profile. Recruiters and companies often use Applicant Tracking Systems (ATS) to screen resumes, which rely heavily on keywords.
Take help of professional to restructure your resume suitably.
Beyond Naukri and LinkedIn, explore industry-specific job portals. For your domain, platforms such as EngineerJobs.com, iMetalHub, and MetallurgicalJobs.
Make a list of companies that operate in your domain, then apply of your own.
You can upgrade your skill by doing online courses.
Hope these will help you. Give your feedback.

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Milind

Milind Vadjikar  |95 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 10, 2024

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Money
Hi, My name is Kunal, I am 38 years old and my wife is 30 years old. I will be retired at the age of 60. I have two kids, a boy(9 years) and a girl(3 years). My basic is 57000 and I get 3% annual increment on basic. My take home salary is 48000. I have PPF(12500/M), SSY(2000/M) and LIC(5850/M) and our monthly expenses around 20000. I want to buy a home, children's educational expenses and my retirement goals are 1 Cr. Can you give a valuable strategy, how and where to invest to get my all goals?
Ans: I presume you have endowment type life insurance policy from LIC, the returns from which are not up to the mark. If you can surrender it and take a term insurance plan then you can still save around 50K annually after factoring Term Plan premium of 20K pa, considering your current annual payment to LIC of ~70K. That translates to investible surplus of 4K + current monthly disposal income after expenses: 7K, So 11K SIP can be initiated. 4K SIP for 15 years will led to corpus of 22L+(13%return assumed) for daughter's education

If surrendering the LIC policy is not an option then you can still deploy the current balance of 7K + incremental disposable part of salary each year into a SIP for 22 years considering conservative return of 13% it can still build a retirement corpus of 1Cr+ as desired.

You can fund son's higher education through PPF but for daughter's education you need to hike investments in SSY also to 1.5L pa and for house you will need to find home loan(Use EPF partial withdrawal towards down payment)

Here it pertinent to note that you may need to increase your income in some way maybe either job change or spouse working so to have additional funds to invest for your goal fulfillment. Happy to help if you have any further queries.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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