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New Image Consultant & Soft Skills Trainer Seeking Self-Improvement Tips

Archana

Archana Deshpande  |100 Answers  |Ask -

Image Coach, Soft Skills Trainer - Answered on Dec 30, 2024

Archana Deshpande, the founder of TransformMe Life Skills Coaching, is an image consultant, soft skills trainer and life coach.
She has been working with individuals and corporate organisations for more than 10 years during which she has helped professionals and students improve their soft skills, build confidence and enhance self-esteem.
An engineer from the PDA College of Engineering, Gulbarga, Archana had a successful career at Reliance Communications. But she has always been interested in teaching and training people. So she pursued a postgraduate diploma in teacher’s training at Pune’s Symbiosis Institute of Management Studies followed by teaching assignments in schools at Visakhapatnam and Mumbai.
Archana also holds an international certificate in image consulting and soft skills training from the Image Consulting Business Institute, Mumbai.... more
Asked by Anonymous - Dec 16, 2024Hindi
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Career

Hello Archana mam, I’ve always been fascinated by fashion, styling, and personal transformation, and back in 2022, I dreamed of joining the ICBI. Unfortunately, life had other plans, and I couldn’t pursue it at the time. But now, I’m finally on this journey to becoming an image consultant and soft skills trainer, and I’m loving every step of it! One thing I’ve realised is how much this process is helping me grow—not just professionally but personally too. My mentors have emphasised the importance of transforming yourself first before guiding others. My question is: As someone stepping into this field, how do I ensure that my own journey of self-improvement stays consistent while also balancing the responsibility of helping others? How can I make sure that my growth inspires others authentically?

Ans: Hey!! That’s wonderful!! One fellow Image Consultant to another… congratulations!! The way you have written, I already feel your authenticity!
Skill development and personal development always go hand in hand… this actually decides your growth. As a trainer, you are a leader, always remember that, ppl look up to you and you do all that is required to be inspirational! One advice, while you help others , keep earning money, otherwise you’ll burn out.
While on this journey, you can look up to someone and be inspired, but do not compare yourself with others and be sad! It’s your journey to live at your pace.
Also what you teach you must be living that, this is the only way to be authentic and inspiring at the same time!!
All the best!
Career

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Hello sir, I am 33years old and like to have a stable life with a good retirement corpus along with children education. I have 2 sons both are of 1 and 3years old respectively and my wife is a housewife. I am having FD of 16L, 10L in gold, bought a flat paying housing loan EMI of 25K, having term insurance for 1cr and health insurance for 4L. I am making investments in mutual funds SIP of 30k since last 1 year. Hdfc dividend yeild fund 1000 Icici bluechip fund 8000 Quant small cap fund 1000 Canara robecco small cap fund 1000 Uti nifty index fund 5000 Icici balanced advantage fund 5000 Jm flexicap fund 2000 Quant elss fund 5000 Parag pareekh flexicap fund 2000 Lumsum Investments Sbi healthcare fund 20K Quant infrastruture fund 10k Sbi magnum gilt fund 20k Plz advice....am i really doing good with these investments or shall i replan my investments....
Ans: Hello;

Having 12 funds(9 sip+3 lumpsum) in portfolio is not required.

You need to just 4 funds for your sip of 30 K(divided equally):
1. Flexicap fund
2. Large and midcap fund
3. Balanced advantage fund
4. Multi asset allocation fund

You may consider exiting the sectoral, thematic and debt fund owned by you and redeploy it in your regular funds.

This ensures equity(large cap oriented)is predominant asset class in your portfolio but it also has exposure to debt and gold for balance and risk mitigation.

Also keep a target to step up sip amount every year by 7-10% atleast.

This will go towards higher education provision for your kids. (~1.85 Cr in 15 years considering 7% annual top-up and 10% modest returns)

For your retirement planning you may consider NPS and start with a decent amount(~30 K pm) as regular investment since time is on your side(27 years to hit 60 age).[3.45 Cr in 27 years without any step up consideration. 8% returns assumed].

Consider buying home loan insurance and super top-up health cover.

Happy Investing;
X: @mars_invest

...Read more

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