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Geeta Ratra  |125 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Feb 03, 2024

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Asked by Anonymous - Dec 20, 2023Hindi
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Career

Hi Geeta, I am 56 and work in Healthcare Consulting in a global IT company. I would like to migrate to Canada/ Au or a european country like Germany. Would like to work in the same field in Management Consulting in healthcare. Please let me know the chances and process on how I can go about this?

Ans: Hello, navigating a career transition at 56 is ambitious. For Canada or Australia, explore skilled migration programs. Germany offers the Blue Card for qualified professionals. Research job markets, language requirements, and accreditation processes. Leverage your experience in healthcare consulting and consider networking through professional platforms for a smoother transition into management consulting abroad. Engage with immigration consultants for personalized guidance on visa processes and eligibility criteria. For further information you can write to us.
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I am 56 years old and work as Healthcare management Consultant in a reputed software firm. Has about 30 years of experience in this space. We want to migrate to abroad. I am not sure about the options to do so. I have a few questions - Is it possible to migrate at this age?, What are the countries in which i can continue to work?. Would like to work in a healthcare management consulting firm?. Appreciate your quick reply.
Ans: Thank you for sharing your background and questions. I will do my best to provide you with helpful information.

Firstly, it is possible to migrate to another country at any age, including 56 years old. However, the process and requirements may vary depending on the country you are interested in. Some countries may have age restrictions for certain types of visas or work permits, while others may not. It is best to research the specific country you are interested in and consult with a qualified immigration lawyer or consultant to understand the requirements and process.

Regarding your second question, there are many countries where you can continue to work as a healthcare management consultant. Some of the top countries for healthcare consulting include the United States, the United Kingdom, Canada, Australia, and Singapor. However, there are many other countries that also have a demand for healthcare consultants, so it is worth researching the specific country you are interested in.

If you are interested in working for a healthcare management consulting firm, there are many options available. Some of the top healthcare consulting firms include Boston Consulting Group, ZS, L.E.K. Consulting, Bain & Company, ClearView Healthcare Partners, and IQVIA. These firms have a global presence and offer a range of services to clients in the healthcare industry.

I hope this information is helpful. If you have any further questions, please let me know.
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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